Abstract: A system for payment routing programmed to: receive a payment transaction message relating to a putative transaction, the payment transaction message containing putative transaction data identifying an accountholder and a transaction amount corresponding to the putative transaction; input historical transaction data for the accountholder and at least a portion of the transaction amount to a scaled score algorithm to generate scaled scores, each of the scaled scores representing the likelihood of settlement of the putative transaction on a corresponding date and payment rail; output the scaled scores to a merchant in response to the payment transaction message; receive, from the merchant and in response to the output, feedback data for the putative transaction, the feedback data including a date of attempted payment processing for the putative transaction and an indicator of whether the attempted payment processing was completed; and retrain the scaled score algorithm using the feedback data.

Abstract: A system for payment routing programmed to: receive a payment transaction message relating to a putative transaction, the payment transaction message containing putative transaction data identifying an accountholder and a transaction amount corresponding to the putative transaction; input historical transaction data for the accountholder and at least a portion of the transaction amount to a scaled score algorithm to generate scaled scores for corresponding potential settlement dates, each of the scaled scores representing the likelihood of settlement of the putative transaction from an account of the accountholder on the corresponding one of the potential settlement dates; retrieve, from a financial institution corresponding to the account, actual account balances for the account on the corresponding potential settlement dates; and retrain the scaled score algorithm using the actual account balances.

Abstract: A system for payment routing programmed to: receive a payment transaction message relating to a putative transaction, the payment transaction message containing putative transaction data identifying an account of an accountholder and a transaction amount corresponding to the putative transaction; input at least some of the putative transaction data to a scaled score algorithm to generate a scaled score representing the likelihood of settlement of the putative payment transaction on a date, the scaled score algorithm including a plurality of components each respectively outputting a value and the scaled score being based on the plurality of values; generate metadata regarding the scaled score by applying a plurality of contribution rules to the values, the metadata comprising significance indicators for the components with respect to the generation of the scaled score; and output the scaled score and the metadata regarding the scaled score in response to the payment transaction message.

Abstract: A system for payment routing according to a likelihood of settlement. The system includes processors and/or transceivers programmed to receive a payment transaction message relating to a putative payment transaction. The payment transaction message contains putative payment transaction data including a customer identification (ID) for an account and a transaction amount. The system generates a scaled score representing the likelihood of settlement of the putative payment transaction on at least one date for each of a plurality of potential payment rails. Based at least in part on the at least one scaled score for each of the plurality of potential payment rails, the system selects a payment rail from the plurality of payment rails. The system initiates, via the selected payment rail, a payment transaction corresponding to the putative payment transaction.

Abstract: A one piece dry wall extrusion grille frame comprising: a frame; pre-drilled installation holes in said frame; a lip for plastering; grille or register; capture recesses for plaster; the grille or register secured to the frame by a tether(s), cable(s) or wire(s) to ensure that the grille or register does not separate from the frame, and no additional hardware for drop in installation.

Abstract: Methods and apparatus are disclosed for a substantially non-porous, non-ferrous actuator casing for housing a diaphragm and diaphragm plate for use with a valve. The actuator casing includes first and second portions of forged aluminum and first and second flanges around the perimeters of the first and second portions, respectively. The flanges each further have at least one aperture. Also, there is at least one fastening device that connectively couples the first and second flanges via their respective apertures.

Abstract: A multiple mode feed horn is provided for transmitting and receiving signals. The feed horn includes a transverse electric throat section, a transverse electric profile section, and a transverse electric aperture section. The transverse electric profile section propagates a first transverse electric (TE) mode. The transverse electric aperture section propagates a second TE mode. The multiple mode feed horn prevents propagation of traverse magnetic modes from said throat section to said aperture section.