Patents by Inventor Daniel S. Evans

Daniel S. Evans has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Systems and methods for pre-approving and pre-underwriting customers for financial products
    Patent number: 11615467
    Abstract: A method for presenting pre-approved and pre-underwritten offers to a customer may include: receiving targeting criteria based on at least one of current accounts with the financial institution, assets, creditworthiness, and credit risk for an offer for a financial product; identifying a target population of customers for the offer by applying the targeting criteria to a population of customers; reviewing each customer in the target population for underwriting for the financial product based on inferred income for each customer and accounts that each customer has with the financial institution, wherein the underwriting is performed before the financial product is offered; determining a channel to present the offer to one of the customers that passed underwriting; communicating the offer to the customer over the selected channel; and providing an accepted offer to a fulfilment engine, wherein the fulfilment engine initiates an account opening for the financial product.
    Type: Grant
    Filed: June 18, 2020
    Date of Patent: March 28, 2023
    Assignee: JPMORGAN CHASE BANK, N.A.
    Inventors: W. David Thomas, Claimonte Nelson, Dennis Bowers, Michael S. Hartman, Steven Noel Roth, Jagan Devisetty, Nagesh Chalasani, Jason J. Kim, Marianna Dulkina, Suzanne Dimant, Vakul Garg, Ajit Nalla, Daniel A. Haas, James Hennessey, Keith Reichenbach, Richard S. Bunke, Seth Goldkrantz, Stephani L. Breault, Steven Aller, Vidyasankar Narayanan, Wade A. Stratton, Margaret F. Evans, Kapil Bansal
  • Spring-free locking cable lock
    Patent number: 4845967
    Abstract: A spring-free cable-lock device for tubular frame vehicles having a swaged end cable with identical halves of a phallic head as a plug for insertion into a lock member, comprising a sliding latch plate with a semi-circular opening which aligns with a groove in the phallic head to form a lock.
    Type: Grant
    Filed: September 8, 1987
    Date of Patent: July 11, 1989
    Inventors: Daniel S. Evans, Lawrence P. Hall
  • Non-key locking cable lock for marine vessel
    Patent number: 4760719
    Abstract: A cable-lock device for securing an outboard motor vehicle to a marine vessel, wherein a cable with a phallic head inserted into a lock member, which comprising a sliding latch plate with a semi-circular opening which aligns with a groove in the phallic head to form a lock.
    Type: Grant
    Filed: August 12, 1987
    Date of Patent: August 2, 1988
    Inventors: Daniel S. Evans, Lawrence P. Hall
  • Non-key locking cable lock
    Patent number: 4693098
    Abstract: A cable-lock device for tubular frame vehicles having a swaged end cable with identical halves of a phallic head as a plug for insertion into a lock member, comprising a sliding latch plate with a semi-circular opening which aligns with a groove in the phallic head to form a lock.
    Type: Grant
    Filed: December 22, 1986
    Date of Patent: September 15, 1987
    Inventors: Jeffrey L. Davis, Daniel S. Evans, Lawrence P. Hall