Abstract: A system and methods of use for assembling packages has one or more conveyors for advancing one or more product flavors into an accumulation of product units. At an accumulation area the accumulated product units are separated into a subset of pack units by a pack splitter which are then deposited onto an indexing conveyor. The pack units may be supported by a substrate. The pack units are advanced along the indexing conveyor for final package assembly.

Abstract: A method and product for budgeting and/or managing cash flow includes entry of company information, assumptions, debt schedule, borrower's certificate and monthly data into a software program. The assumptions include cash on hand, cash receipts and cash paid out, among others. The information entered into the software is manipulated and stored in monthly ledgers for further display. Also provided is a calculation, based on actual part year figures for receipts, of remaining monthly adjustments needed to achieve predetermined budget figures. The product further provides a debt consolidation calculator for calculating the savings from the consolidation of at least two existing loans, and for calculating the possible savings based on at least two different weighted averages, the weighted average of the interest rates of the loans, and the weighted average of the interest rates considered together with the weighted average of the term of each of the loans.

Abstract: An antitumor antibiotic designated BMY-41950 is produced by fermentation of Streptomyces staurosporeus ATCC 55006 or Streptomyces hygroscopicus ATCC 53730. The BMY-41950 antibiotic exhibits both antimicrobial and antitumor activities.

Abstract: A new antitumor antibiotic designated BMY-41950 is produced by fermentation of Streptomyces staurosporeus ATCC 55006 or Streptomyces hygroscopicus ATCC 53730. The BMY-41950 antibiotic exhibits both antimicrobial and antitumor activities.