Patents by Inventor Daniel Zhalov

Daniel Zhalov has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • SYSTEMS, METHODS, AND APPARATUS FOR STACKING INSURANCE DEDUCTIBLES
    Publication number: 20150339777
    Abstract: Systems, apparatus, methods, and articles of manufacture provide for facilitating management of insurance claims, including determining a stacked deductible amount based on a deductible associated with coverage of an insured's property and a deductible associated with liability coverage against damage to third parties.
    Type: Application
    Filed: May 23, 2014
    Publication date: November 26, 2015
    Applicant: The Travelers Indemnity Company
    Inventor: Daniel Zhalov