Patents by Inventor Daralyn M. Nicholson

Daralyn M. Nicholson has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20210027366
    Abstract: Computer implemented systems and methods are disclosed involving technological advancements in the processing of electronic transaction processing. A system may comprise a networked environment including heterogeneous or homogenous payment processing systems. A centrally accessible server machine storing an automatic savings program module and rules controls the generation and dissemination of new transactions derived from incoming transactions. Moreover, the networked system may be used to control authorization of electronic transactions in a near real-time manner. The networked system may be used to distribute a financial health of a user in a user-friendly, mobile form factor.
    Type: Application
    Filed: October 8, 2020
    Publication date: January 28, 2021
    Inventors: Daralyn M. Nicholson, Anna Hollifield, Shaun G. Hunter
  • Patent number: 10817934
    Abstract: Computer implemented systems and methods are disclosed involving technological advancements in the processing of electronic transaction processing. A system may comprise a networked environment including heterogeneous or homogenous payment processing systems. A centrally accessible server machine storing an automatic savings program module and rules controls the generation and dissemination of new transactions derived from incoming transactions. Moreover, the networked system may be used to control authorization of electronic transactions in a near real-time manner. The networked system may be used to distribute a financial health of a user in a user-friendly, mobile form factor.
    Type: Grant
    Filed: December 6, 2018
    Date of Patent: October 27, 2020
    Assignee: Bank of America Corporation
    Inventors: Daralyn M. Nicholson, Anna Hollifield, Shaun G. Hunter
  • Patent number: 10817933
    Abstract: Computer implemented systems and methods are disclosed involving technological advancements in the processing of electronic transaction processing. A system may comprise a networked environment including heterogeneous or homogenous payment processing systems. A centrally accessible server machine storing an automatic savings program module and rules controls the generation and dissemination of new transactions derived from incoming transactions. Moreover, the networked system may be used to control authorization of electronic transactions in a near real-time manner. The networked system may be used to distribute a financial health of a user in a user-friendly, mobile form factor.
    Type: Grant
    Filed: December 6, 2018
    Date of Patent: October 27, 2020
    Assignee: Bank of America Corporation
    Inventors: Daralyn M. Nicholson, Anna Hollifield, Shaun G. Hunter
  • Patent number: 10817880
    Abstract: Computer implemented systems and methods are disclosed involving technological advancements in the processing of electronic transaction processing. A system may comprise a networked environment including heterogeneous or homogenous payment processing systems. A centrally accessible server machine storing an automatic savings program module and rules controls the generation and dissemination of new transactions derived from incoming transactions. Moreover, the networked system may be used to control authorization of electronic transactions in a near real-time manner. The networked system may be used to distribute a financial health of a user in a user-friendly, mobile form factor.
    Type: Grant
    Filed: December 6, 2018
    Date of Patent: October 27, 2020
    Assignee: Bank of America Corporation
    Inventors: Daralyn M. Nicholson, Anna Hollifield, Shaun G. Hunter
  • Publication number: 20190114702
    Abstract: Computer implemented systems and methods are disclosed involving technological advancements in the processing of electronic transaction processing. A system may comprise a networked environment including heterogeneous or homogenous payment processing systems. A centrally accessible server machine storing an automatic savings program module and rules controls the generation and dissemination of new transactions derived from incoming transactions. Moreover, the networked system may be used to control authorization of electronic transactions in a near real-time manner. The networked system may be used to distribute a financial health of a user in a user-friendly, mobile form factor.
    Type: Application
    Filed: December 6, 2018
    Publication date: April 18, 2019
    Inventors: Daralyn M. Nicholson, Anna Hollifield, Shaun G. Hunter
  • Publication number: 20190108524
    Abstract: Computer implemented systems and methods are disclosed involving technological advancements in the processing of electronic transaction processing. A system may comprise a networked environment including heterogeneous or homogenous payment processing systems. A centrally accessible server machine storing an automatic savings program module and rules controls the generation and dissemination of new transactions derived from incoming transactions. Moreover, the networked system may be used to control authorization of electronic transactions in a near real-time manner. The networked system may be used to distribute a financial health of a user in a user-friendly, mobile form factor.
    Type: Application
    Filed: December 6, 2018
    Publication date: April 11, 2019
    Inventors: Daralyn M. Nicholson, Anna Hollifield, Shaun G. Hunter
  • Publication number: 20190108584
    Abstract: Computer implemented systems and methods are disclosed involving technological advancements in the processing of electronic transaction processing. A system may comprise a networked environment including heterogeneous or homogenous payment processing systems. A centrally accessible server machine storing an automatic savings program module and rules controls the generation and dissemination of new transactions derived from incoming transactions. Moreover, the networked system may be used to control authorization of electronic transactions in a near real-time manner. The networked system may be used to distribute a financial health of a user in a user-friendly, mobile form factor.
    Type: Application
    Filed: December 6, 2018
    Publication date: April 11, 2019
    Inventors: Daralyn M. Nicholson, Anna Hollifield, Shaun G. Hunter