Patents by Inventor Darin Smith

Darin Smith has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20140278564
    Abstract: Methods and apparatuses, including computer program products, are described for dynamic pricing of guarantee products. A server computing device determines a fee factor for a guarantee product based on an allocation of assets in an investment account linked to the guarantee product. The server computing device assigns an investment profile to the guarantee product based on the fee factor. The server computing device determines a fee percentage for the guarantee product based on the investment profile and a fee payment option selected by an owner of the guarantee product. The server computing device generates a notification including a fee amount for the guarantee product based on the fee percentage.
    Type: Application
    Filed: March 15, 2013
    Publication date: September 18, 2014
    Applicant: TRANSAMERICA CORPORATION
    Inventors: Darin Smith, David Hopewell
  • Publication number: 20130275330
    Abstract: Methods and apparatuses, including computer program products, are described for assigning a risk profile to a guarantee product and charging associated fees. Risk profiles are established, each based on a risk level. A first risk profile is assigned to the guarantee product based on an initial allocation of assets in a linked investment account. A periodic determination is made as to whether the guarantee product is in compliance with the first risk profile due to initial asset allocation changes, including determining whether the asset allocation satisfies the risk level of the first risk profile. A second risk profile is assigned whenever the guarantee product is no longer in compliance with the first risk profile based on the current allocation of assets.
    Type: Application
    Filed: April 14, 2012
    Publication date: October 17, 2013
    Applicant: TRANSAMERICA CORPORATION
    Inventors: Tim Bennett, Darin Smith, Kevin Roper, Larry Lickteig, Josh Pinnick, Matthew Krigbaum
  • Publication number: 20130275332
    Abstract: Methods and apparatuses, including computer program products, are described for charging of fees associated with a guarantee product. A computing device calculates a fee associated with the guarantee product, wherein the guarantee product is linked to a first investment account. The computing device deducts the calculated fee from a second account if deduction of the fee from the second account can be completed. The computing device deducts the calculated fee from the first investment account if deduction from the second account cannot be completed, and a guarantee associated with the guarantee product is adjusted based on deduction of the calculated fee from the first investment account.
    Type: Application
    Filed: January 24, 2013
    Publication date: October 17, 2013
    Applicant: TRANSAMERICA CORPORATION
    Inventors: Tim Bennett, Darin Smith, Kevin Roper, Larry Lickteig, Josh Pinnick, Matthew Krigbaum
  • Publication number: 20100101129
    Abstract: An transportable presentation support system comprised of a standup, multi-pocket display chart is presented. The chart has the additional features of a transparent slot pocket that runs the length and width of the display chart that accommodates a background poster, over which symbol and word cards can be placed in the transparent pockets covering the front of the display chart. The cards can illustrate the underlying poster. The display chart itself can be transparent and can have transparent slot pockets and transparent card pockets on both sides of the standup. The sides of the standup are held together with a fanfold bottom, which permits the display chart to stand on its end on a table or other surface.
    Type: Application
    Filed: October 29, 2008
    Publication date: April 29, 2010
    Inventor: Darin Smith