Patents by Inventor Darpan Dewan

Darpan Dewan has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11328302
    Abstract: A system and method includes an authorization request message configured with information about transaction amounts of items aggregated according to item categories and applicable rates for the items in the respective categories. Based on the information provided in the authorization request, a transaction handler is configured to compute a modified transaction amount for the transaction by reducing the transaction amount of items in one or more of the categories, without reducing the transaction amount(s) of items in one or more other categories, and computing a total transaction amount based on the reduction and the applicable rates.
    Type: Grant
    Filed: October 28, 2020
    Date of Patent: May 10, 2022
    Assignee: Visa International Service Association
    Inventors: Ilker Celikyilmaz, Sivakumar Seshappan, Kalpana Jogi, Tirtha Mauli Sarkar, Darpan Dewan, Thoithoi Chingakham, Michael Steven Bankston, Raman Chinnappan
  • Publication number: 20210390528
    Abstract: A computing apparatus including: a processing system to process a predetermined type of operations using a predetermined communication protocol on a first network connecting a terminal in a first geographical region and a resource controller in a second geographical region; a communication portal to communicate using a second network; and a data store coupled with the processing system. The communication portal communicates via the second network with the mobile device to establish, in the data store, a resource correlation record associating a first resource controlled by the resource controller in the second geographical region with a second resource. The resource correlation record includes locale dependent parameters. In response to a communication initiated in the terminal for an operation of the predetermined type using the first resource, the processing system applies the second resource to the operation in accordance with the resource correlation record using at least the locale dependent parameters.
    Type: Application
    Filed: August 27, 2021
    Publication date: December 16, 2021
    Inventors: Michael Lemberger, Ritu Panchal, Aravind Babu Ginjupalli, Darpan Dewan, Lawrence Tsien-Yrun Ho, Praveen Kumar Prathy, Todd Sawyer, Ann T. Wang Reed, Rajive Gupta, Raman Chinnappan
  • Publication number: 20210073814
    Abstract: A system and method includes an authorization request message configured with information about transaction amounts of items aggregated according to item categories and applicable rates for the items in the respective categories. Based on the information provided in the authorization request, a transaction handler is configured to compute a modified transaction amount for the transaction by reducing the transaction amount of items in one or more of the categories, without reducing the transaction amount(s) of items in one or more other categories, and computing a total transaction amount based on the reduction and the applicable rates.
    Type: Application
    Filed: October 28, 2020
    Publication date: March 11, 2021
    Inventors: Ilker Celikyilmaz, Sivakumar Seshappan, Kalpana Jogi, Tirtha Mauli Sarkar, Darpan Dewan, Thoithoi Chingakham, Michael Steven Bankston, Raman Chinnappan
  • Patent number: 10846703
    Abstract: A system and method includes an authorization request message configured with information about transaction amounts of items aggregated according to item categories and applicable rates for the items in the respective categories. Based on the information provided in the authorization request, a transaction handler is configured to compute a modified transaction amount for the transaction by reducing the transaction amount of items in one or more of the categories, without reducing the transaction amount(s) of items in one or more other categories, and computing a total transaction amount based on the reduction and the applicable rates.
    Type: Grant
    Filed: November 14, 2018
    Date of Patent: November 24, 2020
    Assignee: Visa International Service Association
    Inventors: Ilker Celikyilmaz, Sivakumar Seshappan, Raman Chinnappan, Kalpana Jogi, Tirtha Mauli Sarkar, Darpan Dewan, Thoithoi Chingakham, Michael Steven Bankston
  • Publication number: 20190080324
    Abstract: A system and method includes an authorization request message configured with information about transaction amounts of items aggregated according to item categories and applicable rates for the items in the respective categories. Based on the information provided in the authorization request, a transaction handler is configured to compute a modified transaction amount for the transaction by reducing the transaction amount of items in one or more of the categories, without reducing the transaction amount(s) of items in one or more other categories, and computing a total transaction amount based on the reduction and the applicable rates.
    Type: Application
    Filed: November 14, 2018
    Publication date: March 14, 2019
    Inventors: Ilker Celikyilmaz, Sivakumar Seshappan, Raman Chinnappan, Kalpana Jogi, Tirtha Mauli Sarkar, Darpan Dewan, Thoithoi Chingakham, Michael Steven Bankston
  • Patent number: 10163106
    Abstract: A system and method includes an authorization request message configured with information about transaction amounts of items aggregated according to item categories and applicable rates for the items in the respective categories. Based on the information provided in the authorization request, a transaction handler is configured to compute a modified transaction amount for the transaction by reducing the transaction amount of items in one or more of the categories, without reducing the transaction amount(s) of items in one or more other categories, and computing a total transaction amount based on the reduction and the applicable rates.
    Type: Grant
    Filed: April 7, 2015
    Date of Patent: December 25, 2018
    Assignee: Visa International Service Association
    Inventors: Ilker Celikyilmaz, Sivakumar Seshappan, Raman Chinnappan, Kalpana Jogi, Tirtha Mauli Sarkar, Darpan Dewan, Thoithoi Chingakham, Michael Steven Bankston
  • Publication number: 20160125384
    Abstract: A computing apparatus including: a processing system to process a predetermined type of operations using a predetermined communication protocol on a first network connecting a terminal in a first geographical region and a resource controller in a second geographical region; a communication portal to communicate using a second network; and a data store coupled with the processing system. The communication portal communicates via the second network with the mobile device to establish, in the data store, a resource correlation record associating a first resource controlled by the resource controller in the second geographical region with a second resource. The resource correlation record includes locale dependent parameters. In response to a communication initiated in the terminal for an operation of the predetermined type using the first resource, the processing system applies the second resource to the operation in accordance with the resource correlation record using at least the locale dependent parameters.
    Type: Application
    Filed: November 4, 2015
    Publication date: May 5, 2016
    Inventors: Michael Lemberger, Ritu Panchal, Rajive Gupta, Aravind Babu Ginjupalli, Raman Chinnappan, Darpan Dewan, Lawrence Tsien-Yrun Ho, Praveen Kumar Prathy, Todd Sawyer, Ann T. Wang Reed
  • Publication number: 20150287034
    Abstract: A system and method includes an authorization request message configured with information about transaction amounts of items aggregated according to item categories and applicable rates for the items in the respective categories. Based on the information provided in the authorization request, a transaction handler is configured to compute a modified transaction amount for the transaction by reducing the transaction amount of items in one or more of the categories, without reducing the transaction amount(s) of items in one or more other categories, and computing a total transaction amount based on the reduction and the applicable rates.
    Type: Application
    Filed: April 7, 2015
    Publication date: October 8, 2015
    Inventors: Ilker Celikyilmaz, Sivakumar Seshappan, Raman Chinnappan, Kalpana Jogi, Tirtha Mauli Sarkar, Darpan Dewan, Thoithoi Chingakham, Michael Steven Bankston
  • Publication number: 20150287077
    Abstract: System and method configured to store data defining merchant groups, data associating transaction terminals with merchant groups, and data associating offers with merchant groups. Each of the merchant has one or more transaction terminals configured to process payments via a payment processing network. When a transaction being processed in the payment processing network is detected to be relevant to offers, the transaction data is augmented/enriched with data identifying one or more merchant groups to which a transaction terminal that initiates the transaction is associated. Offer rules are applied to the transaction data that is augmented with merchant group data.
    Type: Application
    Filed: June 23, 2014
    Publication date: October 8, 2015
    Applicant: VISA INTERNATIONAL SERVICE ASSOCIATION
    Inventors: Ilker Celikyilmaz, Joseph Spears, Muhammad Bassam Adil Khan, Kalpana Jogi, Darpan Dewan