Abstract: A distributed block chain network having at least a private block chain portion, and in some cases a public block chain portion, allows users to take actions (e.g., accessing, viewing, storing, disseminating, validating, or the like) with respect to event information associated with events. In some aspects of the invention the distributed block chain network with the private block chain portion may be utilized to verify events and separate the private information associated with the events from the public information associated with the events. As such, the present invention provides systems for centralized control of secure access to process data networks by utilizing a private block chain; and moreover, provide systems for control of secure access and communication with different process data networks with different security requirements by utilizing one or more block chains with private block chain portions and/or public block chain portions.

Abstract: Embodiments of the invention are directed to a system, method, or computer program product for generating and using a block chain distributed network for facilitating the conversion of an instrument into a verified secured instrument. The block chain database comprises a distributed ledger that is updated with resource availability based on database node communication. The resource availability is compared to a distribution amount associated with an instrument presented to a receiver for resource distribution. Prior to resource distribution the block chain distributed network confirms the resource availability and marks the resources as unavailable. As such, the invention converts instrument into a verified secure instrument based on an identification of sufficient resources available in association with the instrument.

Abstract: Embodiments of the invention are directed to a system, method, or computer program product for generating and using a block chain distributed network for tracking and validating a user identification morphing over time. The block chain database comprises a distributed ledger that is updated with real-time identification information including an initial identification of the user. Subsequent identifications are stored and changes or morphs in identification, such as signatures, physical attributes, or locations of the user are identified. User facts are correlated with the identifications to build a timeline for the user. Subsequently, the system generates authentication questions based off of the timeline generated. The authentication questions allow for authentication of a user into a third party system.

Abstract: Systems, methods, apparatuses, and computer-readable media for transferring funds from a first entity, such as a business, to an unattended deposit system of a second entity, such as a financial institution are provided. The funds may be transferred by a transport agent who, in some examples, may provide registration information, including biometric data, and for which a background check may be performed prior to the transport agent becoming an authorized transport agent. Upon making the deposit, the transport agent may provide identifying information, such as biometric data. This data may be compared to the registration information and, if it matches, the deposit may be permitted. If it does not match, the deposit may be prevented. The identifying information received by the system may be associated with a unique identifier assigned to the deposit transaction and the information may be stored to have a record of the individual making the deposit.

Abstract: Systems, methods, apparatuses, and computer-readable media for transferring funds from a first entity, such as a business, to a second entity, such as a financial institution are provided. The funds may be counted and loaded into a deposit container that may be tracked. An amount of funds loaded into the container may be transmitted to the second entity as an expected amount of funds being transferred. The deposit container may then be transferred to the second entity where the funds may be removed from the deposit container. The funds may be counted by the second entity and an amount of funds removed from the deposit container may be determined. A comparison may be made between the expected amount of funds and the received amount of funds and, if the amounts match, the deposit transaction may be completed. If the funds do not match, the deposit transaction may include further processing.

Abstract: Embodiments of the invention are directed to systems, methods and computer program products for transmitting, via an intermediary system, a payment request from a payment requestor to a customer. In some embodiments, a method includes: (a) receiving, at an intermediary computing device, the payment request from a source system, wherein the payment request includes a payment amount and an alias associated with a payment recipient, (b) in response to receiving the payment request, determining, via a computing device processor, whether the payment recipient is a registered payment recipient based on the alias, and (c) in response to determining the payment recipient is a registered payment recipient based on the alias, communicating, via the intermediary computing device, the payment request to the payment recipient based on the payment recipient being the registered payment recipient.

Abstract: Embodiments of the invention are directed to systems, methods and computer program products for transmitting, via an intermediary system, a payment request from a payment requestor to a customer. In some embodiments, a method includes: (a) receiving, at an intermediary computing device, the payment request from a source system, wherein the payment request includes a payment amount and an alias associated with a payment recipient, (b) in response to receiving the payment request, determining, via a computing device processor, whether the payment recipient is a registered payment recipient based on the alias, and (c) in response to determining the payment recipient is a registered payment recipient based on the alias, communicating, via the intermediary computing device, the payment request to the payment recipient based on the payment recipient being the registered payment recipient.