Abstract: A system for combining tokens is provided. The system includes a computer device including at least one processor in communication with at least one memory device. The at least one processor is programmed to: a) receive identity information for an individual, b) receive device identity information for the computer device, c) combine the identity information and the device identity information to generate a base token, d) receive payment card information for a payment card associated with the individual, and e) combine the base token with the payment card information to generate a supertoken.

Abstract: Systems and methods for determining the identity of entities who meet trust requirements of a privilege grantor include an identity and trust management system including at least one computing device in communication with at least one entity, at least one privilege grantor, and at least one authoritative source. At least one rule is received from the at least one privilege grantor that must be satisfied for the at least one privilege grantor to trust an entity. A database is established of at least one entity with information about the at least one entity. The at least one authoritative source is queried to determine whether at least a portion of the information about the at least one entity is correct. A response is received from the at least one authoritative source as to whether or not the portion of information is correct. The database stores a result of the query without storing data underlying the result.

Abstract: Systems and methods for determining the identity of entities who meet trust requirements of a privilege grantor include an identity and trust management system including at least one computing device in communication with at least one entity, at least one privilege grantor, and at least one authoritative source. At least one rule is received from the at least one privilege grantor that must be satisfied for the at least one privilege grantor to trust an entity. A database is established of at least one entity with information about the at least one entity. The at least one authoritative source is queried to determine whether at least a portion of the information about the at least one entity is correct. A response is received from the at least one authoritative source as to whether or not the portion of information is correct. The database stores a result of the query without storing data underlying the result.