Patents by Inventor Darren Michael Carvalho

Darren Michael Carvalho has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20210089986
    Abstract: The present disclosure involves, systems, software, and computer-implemented methods for determining a location for a curbside branch. One example system comprises a memory storing instructions; at least one hardware processor interoperably coupled with the memory, wherein the instructions instruct the at least one hardware processor to: obtain historical and current exchange data of users associated with a particular location; obtain external data about the particular location; enrich the historical and current exchange data with the external data; identify one or more analysis rules to apply to the enriched data to determine an estimated demand for services associated with deployment of a mobile site at the particular location; compare estimated demand to a predetermined threshold; and in response to a determination that the estimated demand exceeds the predetermined threshold, identify the particular location for mobile site deployment.
    Type: Application
    Filed: September 25, 2019
    Publication date: March 25, 2021
    Applicant: The Toronto-Dominion Bank
    Inventors: Darren Michael Carvalho, Shania Xian Yu Fu, Jordan Ross Stirling, Jinoj Titus