Abstract: Systems, methods, and apparatus for providing a personal identification number (PIN) in the form of a receipt displayed and/or printed by a client terminal are disclosed. A method includes storing, at the client terminal, receipt templates, received from a server, for plural prepaid services from a plurality of prepaid service providers. The method further includes receiving, at the client terminal, a request for a PIN associated with one or more of the plural prepaid services. Requested PINs and other information associated with one or more of the plural prepaid services is then displayed and/or printed, in accordance with one or more of the receipt templates associated with the plural prepaid services, upon the receipt and dispensed by the client terminal. Related systems and apparatus are also disclosed.

Abstract: A transaction processing platform capable of facilitating the distribution to consumers of various types of prepaid products is disclosed. The transaction processing platform is configured to interface with one or more providers of such prepaid products in order to facilitate the procurement or activation of the products. The platform includes a conduit interface through which service request messages are received and respectively utilized to generate transaction requests for corresponding types of prepaid services. A supply interface arrangement, operatively coupled to the conduit interface, is configured to route a first of the transaction requests through a first supply interface associated with a first type of prepaid service. The supply interface arrangement also routes a second transaction request through a second supply interface associated with a second type of prepaid service.

Abstract: A transaction processing platform capable of facilitating the distribution to consumers of various types of prepaid products is disclosed. The transaction processing platform is configured to interface with one or more providers of such prepaid products in order to facilitate the procurement or activation of the products. The platform includes a conduit interface through which service request messages are received and respectively utilized to generate transaction requests for corresponding types of prepaid services. A supply interface arrangement, operatively coupled to the conduit interface, is configured to route a first of the transaction requests through a first supply interface associated with a first type of prepaid service. The supply interface arrangement also routes a second transaction request through a second supply interface associated with a second type of prepaid service.

Abstract: A transaction processing platform capable of facilitating the distribution to consumers of various types of prepaid products is disclosed. The transaction processing platform is configured to interface with one or more providers of such prepaid products in order to facilitate the procurement or activation of the products. The platform includes a conduit interface through which service request messages are received and respectively utilized to generate transaction requests for corresponding types of prepaid services. A supply interface arrangement, operatively coupled to the conduit interface, is configured to route a first of the transaction requests through a first supply interface associated with a first type of prepaid service. The supply interface arrangement also routes a second transaction request through a second supply interface associated with a second type of prepaid service.

Abstract: A method of obtaining a personal identification number (PIN) in the form of a receipt printed by a client terminal is disclosed. The method includes storing, at the client terminal, receipt templates received from a server for plural prepaid services. The method further includes receiving, at the client terminal, a request for a PIN associated with a first of the plural prepaid services. A requested PIN and other information associated with the first of the plural prepaid services is then printed, in accordance with a first of the receipt templates associated with the first of the plural prepaid services, upon the receipt and dispensed by the client terminal.

Abstract: A method of obtaining personal identification numbers (PINs) in the form of receipts printed by a client terminal is disclosed. The method includes receiving, at the client terminal, a first request for a PIN associated with a first of plural prepaid services. The method further includes transmitting, to a server, the first request for a PIN. In response, a first receipt file containing first pre-formatted receipt information is received at the client terminal. The method also includes printing, at the client terminal, a first receipt in accordance with the first pre-formatted receipt information wherein the first receipt includes first PIN information corresponding to the first request.

Abstract: A system and method for obtaining a personal identification number (PIN) from a client terminal is disclosed herein. The method includes storing, at the client terminal, PINs for plural prepaid services. The method also includes receiving, at the client terminal, a request for a PIN associated with a desired prepaid service corresponding to one of the plural prepaid services. A PIN request is then sent, from the client terminal, to a server when less than a predefined number of PINs associated with the desired prepaid service are stored at the client terminal. In response, one or more PINs associated with the desired prepaid service are received at the client terminal. The method further includes dispensing at least one PIN corresponding to the desired prepaid service from the client terminal.

Abstract: A method and system for use on a quasi-public network, such as the Internet, to enable users of the network to conduct commercial transactions involving a payment of funds by one user to another user of the network. The method includes operating a computer system for sending and receiving messages from users over the network. Upon receiving a message over the network from a qualified user-seller, a message is sent over the network to the user-buyer that was identified in the message from the user-seller. The message to the user-buyer requests confirmation of a transaction identified in the message received from the user-seller. Upon receiving a confirmation over the network from the user-buyer, payment information is sent by secure channels off the network to an agent of the user-seller. The user-seller's agent may be a separate entity or the function of the user-seller's agent may be performed by the transaction enabling system.