Abstract: A method of treating a patient using a carrier/active substance mixture that is intended to gradually release a dosage of the active substance along the digestive tract to treat the digestive tract. Also disclosed is a method of making and marketing the mixture designed for such treatment in individual dose packaging. Further disclosed is a single dose sealed package of the mixture.

Abstract: A system for allocation asset based portfolio investment and management provides model portfolios which are selected by correlation to investor's responses to a questionnaire concerning time frames and risk tolerance. Recommended model portfolios are presented to investors by asset allocation class percentages only, without identification of any specific securities of fund holdings of the portfolio and without enabling the participating investor to choose or delete specific assets for inclusion in the recommended portfolio. The system enables the investor only to alter the asset allocation. The model portfolios are professionally overseen and managed for compliance with projected returns and conformance to the assigned asset class. The system can be executed on paper or in the form of computer software run locally or on a network.