Abstract: A multi-modal verification and authentication system can be used for customer onboarding and repeat customer access/interactions. The multi-modal verification and authentication system provides very low friction, highly secure, verification and authentication system. The multi-modal verification and authentication system is scalable and adaptable to perform serval types of identity verification which results in a high degree of certainty and accuracy for identification and authorization. The multi-modal verification and authentication system includes a multi-modal biometric identifier, a multiple multi-modal liveness detector and a multi-modal anti-spoofing detector used in user registration authentication processes.

Abstract: The disclosure includes a system and method for determining a first measure of blur value associated with a first portion of a document under test; determining a second measure of blur value associated with a second portion of the document under test; determining whether an inconsistency in a set measure of blur values associated with the document under test is present, wherein the set of measure of blur values associated with the document under test includes the first measure of blur value and the second measure of blur value; and modifying a likelihood that the document is accepted or rejected based on whether the inconsistency is absent or present, respectively.

Abstract: The disclosure includes a system and method for determining a first measure of blur value associated with a first portion of a document under test; determining a second measure of blur value associated with a second portion of the document under test; determining whether an inconsistency in a set measure of blur values associated with the document under test is present, wherein the set of measure of blur values associated with the document under test includes the first measure of blur value and the second measure of blur value; and modifying a likelihood that the document is accepted or rejected based on whether the inconsistency is absent or present, respectively.

Abstract: A multi-modal verification and authentication system can be used for customer onboarding and repeat customer access/interactions. The multi-modal verification and authentication system provides very low friction, highly secure, verification and authentication system. The multi-modal verification and authentication system is scalable and adaptable to perform serval types of identity verification which results in a high degree of certainty and accuracy for identification and authorization. The multi-modal verification and authentication system includes a multi-modal biometric identifier, a multiple multi-modal liveness detector and a multi-modal anti-spoofing detector used in user registration authentication processes.

Abstract: The disclosure includes a system and method for obtaining a document specification in an electronic format, wherein the document specification is associated with a first document, and describes features present in valid instances of the first document; determining a set of labels describing the first document from the document specification; obtaining one or more digital images of at least one valid instance of the first document from the document specification; obtaining information describing a set of bounding boxes resulting from application, to the one or more images of the least one valid instance of the first document, of one or more of optical character recognition and object detection; generating a set of derived checks based on the set of bounding boxes; and generating a document assembly object describing valid instances of the document and the set of derived checks usable to determine validity of a document under test.

Abstract: A multi-modal verification and authentication system can be used for customer onboarding and repeat customer access/interactions. The multi-modal verification and authentication system provides very low friction, highly secure, verification and authentication system. The multi-modal verification and authentication system is scalable and adaptable to perform serval types of identity verification which results in a high degree of certainty and accuracy for identification and authorization. The multi-modal verification and authentication system includes a multi-modal biometric identifier, a multiple multi-modal liveness detector and a multi-modal anti-spoofing detector used in user registration authentication processes.

Abstract: The disclosure includes a system and method to obtain at least one image of a document under test, wherein valid instances of the document under test include at least one perforation-based three-dimensional security feature; obtain a first image snippet from the document under test, the first image snippet corresponding to at least a first portion of the perforation-based three-dimensional security feature present in the valid instances of the document; analyze the perforation-based three-dimensional security feature for one or more characteristics; and modify a likelihood that the document under test is accepted as valid, or rejected as invalid, based on a presence, or an absence, of the one or more characteristics.

Abstract: A system and method for multiple fraud type detection includes anti-injection attack system that has a layered architectural approach that uses a includes combination of different specific models to detect the attacks in combination with image processing techniques, device signals and liveness checks to detect the variety of different types of fraud attacks or repeat fraud attacks. The anti-injection attack system applies the analysis of the tools used to create deepfake, face morph and face swap attacks to define the elements of its layered architecture that can these various types of attacks.

Abstract: The disclosure includes a system and method for obtaining, using one or more processors, at least one image of a document under test; obtaining, using the one or more processors, an edge domain representation of a first portion of the document under test; comparing, using the one or more processors, the edge domain representation of the first portion of the document under test to an edge domain representation of a corresponding portion of one or more valid document instances; and modifying, using one or more processors, a likelihood that the document under test is accepted as valid, or rejected as invalid, based on the comparison of the edge domain representations associated with the document under test and corresponding portion associated with one or more valid document instances.

Abstract: The disclosure includes a system and method for obtaining at least one image of a document under test, wherein valid instances of the document under test include at least one three-dimensional security feature; obtaining a first image snippet from the document under test, the first image snippet corresponding to at least a first portion of the three-dimensional security feature present in the valid instances of the document; deriving first dimensional data associated with the first image snippet; analyzing the first dimensional data to determine one or more of: whether the first dimensional data is consistent with a presence of the three-dimensional security feature, and whether the first dimensional data is consistent with second dimensional data; and modifying a likelihood that the document under test is accepted as valid, or rejected as invalid, based on the analysis of the first dimensional data.

Abstract: The disclosure includes a system and method for obtaining, using one or more processors, at least one image of a document under test; obtaining, using the one or more processors, an edge domain representation of a first portion of the document under test; comparing, using the one or more processors, the edge domain representation of the first portion of the document under test to an edge domain representation of a corresponding portion of one or more valid document instances; and modifying, using one or more processors, a likelihood that the document under test is accepted as valid, or rejected as invalid, based on the comparison of the edge domain representations associated with the document under test and corresponding portion associated with one or more valid document instances.

Abstract: The disclosure includes a system and method to obtain at least one image of a document under test, wherein valid instances of the document under test include at least one perforation-based three-dimensional security feature; obtain a first image snippet from the document under test, the first image snippet corresponding to at least a first portion of the perforation-based three-dimensional security feature present in the valid instances of the document; analyze the perforation-based three-dimensional security feature for one or more characteristics; and modify a likelihood that the document under test is accepted as valid, or rejected as invalid, based on a presence, or an absence, of the one or more characteristics.

Abstract: The disclosure includes a system and method for obtaining at least one image of a document under test, wherein valid instances of the document under test include at least one three-dimensional security feature; obtaining a first image snippet from the document under test, the first image snippet corresponding to at least a first portion of the three-dimensional security feature present in the valid instances of the document; deriving first dimensional data associated with the first image snippet; analyzing the first dimensional data to determine one or more of: whether the first dimensional data is consistent with a presence of the three-dimensional security feature, and whether the first dimensional data is consistent with second dimensional data; and modifying a likelihood that the document under test is accepted as valid, or rejected as invalid, based on the analysis of the first dimensional data.

Abstract: A system and method for receiving, using one or more processors, one or more images associated with a user request, the one or more images including a first image, wherein the first image includes a facial image purported to be that of a valid document holder; determining, using the one or more processors, whether artifacts associated with injection are present in the first image; determining, using the one or more processors, whether a pose in the first image is suspiciously similar to a pose in a second image; and determining whether a background portion in the first image is suspiciously similar to a background portion in another image, wherein the another image was previously received in association with a prior request, wherein the prior request was associated with different document holder data.

Abstract: The disclosure includes a system and method to obtain at least one image of a document under test, wherein valid instances of the document under test include at least one perforation-based three-dimensional security feature; obtain a first image snippet from the document under test, the first image snippet corresponding to at least a first portion of the perforation-based three-dimensional security feature present in the valid instances of the document; analyze the perforation-based three-dimensional security feature for one or more characteristics; and modify a likelihood that the document under test is accepted as valid, or rejected as invalid, based on a presence, or an absence, of the one or more characteristics.

Abstract: The disclosure includes a system and method for obtaining a document specification in an electronic format, wherein the document specification is associated with a first document, and describes features present in valid instances of the first document; determining a set of labels describing the first document from the document specification; obtaining one or more digital images of at least one valid instance of the first document from the document specification; obtaining information describing a set of bounding boxes resulting from application, to the one or more images of the least one valid instance of the first document, of one or more of optical character recognition and object detection; generating a set of derived checks based on the set of bounding boxes; and generating a document assembly object describing valid instances of the document and the set of derived checks usable to determine validity of a document under test.

Abstract: The disclosure includes a system and method for obtaining at least one image of a document under test, wherein valid instances of the document under test include at least one three-dimensional security feature; obtaining a first image snippet from the document under test, the first image snippet corresponding to at least a first portion of the three-dimensional security feature present in the valid instances of the document; deriving first dimensional data associated with the first image snippet; analyzing the first dimensional data to determine one or more of: whether the first dimensional data is consistent with a presence of the three-dimensional security feature, and whether the first dimensional data is consistent with second dimensional data; and modifying a likelihood that the document under test is accepted as valid, or rejected as invalid, based on the analysis of the first dimensional data.

Abstract: The disclosure includes a system and method for obtaining a document assembly object associated with a document under test indicating that valid instances of the document under test include a document holder image and document content describing a first visible characteristic of the document holder; and applying a set of checks associated with the document assembly object to evaluate the document under test image for validity, the set of checks including one or more of: a first check determining whether the document holder image in the document under test complies with one or more rules relating to valid document holder images, as defined in the document assembly object associated with the document under test; and a second check determining whether the first visible characteristic as described in the document content is consistent with the first visible characteristic as visible in the document holder image.

Abstract: The disclosure includes a system and method for obtaining, using one or more processors, at least one image of a document under test; obtaining, using the one or more processors, an edge domain representation of a first portion of the document under test; comparing, using the one or more processors, the edge domain representation of the first portion of the document under test to an edge domain representation of a corresponding portion of one or more valid document instances; and modifying, using one or more processors, a likelihood that the document under test is accepted as valid, or rejected as invalid, based on the comparison of the edge domain representations associated with the document under test and corresponding portion associated with one or more valid document instances.

Abstract: The disclosure includes a system and method for determining a first measure of blur value associated with a first portion of a document under test; determining a second measure of blur value associated with a second portion of the document under test; determining whether an inconsistency in a set measure of blur values associated with the document under test is present, wherein the set of measure of blur values associated with the document under test includes the first measure of blur value and the second measure of blur value; and modifying a likelihood that the document is accepted or rejected based on whether the inconsistency is absent or present, respectively