Patents by Inventor Dave B. Smith
Dave B. Smith has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 9275320Abstract: A financial transaction product includes a housing, an electrical assembly, a button, a face panel, and an account identifier. The housing includes a panel having an outside surface. The electrical assembly is maintained within the housing and includes an activation switch and at least one of a light and a speaker. Movement of the activation switch causes activation of the electrical assembly including at least one of illumination of the light and audio emission via the speaker. The button is separate from the housing and the electrical assembly and positioned over the activation switch. The face panel is formed separately from the housing and secured to the outside surface extending over the button such that user interaction with the activation switch is performed at least partially via the face panel and the button. The account identifier is coupled with the housing and associates the product with an account or record.Type: GrantFiled: June 16, 2014Date of Patent: March 1, 2016Assignee: TARGET BRANDS, INC.Inventors: Gaye B. Dean, Ted C. Halbur, Dave B. Smith, Timothy P. Clegg
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Publication number: 20140291408Abstract: A financial transaction product includes a housing, an electrical assembly, a button, a face panel, and an account identifier. The housing includes a panel having an outside surface. The electrical assembly is maintained within the housing and includes an activation switch and at least one of a light and a speaker. Movement of the activation switch causes activation of the electrical assembly including at least one of illumination of the light and audio emission via the speaker. The button is separate from the housing and the electrical assembly and positioned over the activation switch. The face panel is formed separately from the housing and secured to the outside surface extending over the button such that user interaction with the activation switch is performed at least partially via the face panel and the button. The account identifier is coupled with the housing and associates the product with an account or record.Type: ApplicationFiled: June 16, 2014Publication date: October 2, 2014Applicant: TARGET BRANDS, INC.Inventors: Gaye B. DEAN, Ted C. HALBUR, Dave B. SMITH, Timothy P. CLEGG
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Patent number: 8757498Abstract: A financial transaction card includes a first member, a second member, a side wall, at least one substantially rigid connection member, and an account identifier. The first member defines a first panel, and the second member defines a second panel. Each of the first panel and the second panel are substantially planar. The side wall extends between the first panel and the second panel such that the first panel is spaced from the second panel to define a void between the first panel and the second panel. The at least one substantially rigid connection member extends through the first member and interfaces with the second member to at least partially couple the first member to the second member. The account identifier associates the financial transaction card with an account or record having a value associated therewith. Other cards, assemblies and associated methods are also disclosed.Type: GrantFiled: May 13, 2013Date of Patent: June 24, 2014Assignee: Target Brands, Inc.Inventors: Gaye B. Dean, Ted C. Halbur, Dave B. Smith, Timothy P. Clegg
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Patent number: 8708239Abstract: A stored-value card includes a housing, an audio circuit storing an audio file, and a speaker coupled to the audio circuit. The housing includes a first panel, a second panel spaced from and positioned opposite the first panel, and a side wall extending between the first panel and the second panel. The side wall extends substantially perpendicular to each of the first panel and the second panel such that an open cavity is formed between the first panel and the second panel. The housing further includes an account identifier signifying a financial account or record linked to the stored-value card. The audio circuit and the speaker are substantially enclosed within the open cavity of the housing. Stored-value card assemblies and methods of using a stored-value card are also disclosed.Type: GrantFiled: February 20, 2012Date of Patent: April 29, 2014Assignee: Target Brands, Inc.Inventors: Dawn M. Selg, Ted C. Halbur, Dave B. Smith, Timothy P. Clegg
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Publication number: 20130248595Abstract: A financial transaction card includes a first member, a second member, a side wall, at least one substantially rigid connection member, and an account identifier. The first member defines a first panel, and the second member defines a second panel. Each of the first panel and the second panel are substantially planar. The side wall extends between the first panel and the second panel such that the first panel is spaced from the second panel to define a void between the first panel and the second panel. The at least one substantially rigid connection member extends through the first member and interfaces with the second member to at least partially couple the first member to the second member. The account identifier associates the financial transaction card with an account or record having a value associated therewith. Other cards, assemblies and associated methods are also disclosed.Type: ApplicationFiled: May 13, 2013Publication date: September 26, 2013Applicant: TARGET BRANDS, INC.Inventors: Gaye B. DEAN, Ted C. HALBUR, Dave B. SMITH, Timothy P. CLEGG
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Patent number: 8439268Abstract: A financial transaction card includes a first member, a second member, a side wall, at least one substantially rigid connection member, and an account identifier. The first member defines a first panel, and the second member defines a second panel. Each of the first panel and the second panel are substantially planar. The side wall extends between the first panel and the second panel such that the first panel is spaced from the second panel to define a void between the first panel and the second panel. The at least one substantially rigid connection member extends through the first member and interfaces with the second member to at least partially couple the first member to the second member. The account identifier associates the financial transaction card with an account or record having a value associated therewith. Other cards, assemblies and associated methods are also disclosed.Type: GrantFiled: July 26, 2010Date of Patent: May 14, 2013Assignee: Target Brands, Inc.Inventors: Gaye B. Dean, Ted C. Halbur, Dave B. Smith, Timothy P. Clegg
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Patent number: 8434687Abstract: A stored-value card includes a housing, a light circuit and an account identifier. The housing includes a cover and a base. The cover and the base each define a respective primary panel and a plurality of side walls extending from the respective primary panel. The plurality of side walls defined by the base abut the plurality of side walls defined by the cover. The light circuit includes a light and a switch. The light circuit is substantially enclosed between the base and the cover, and the light is configured to emit illumination upon user interaction with the switch. The account identifier links the stored-value card to an account or record such that value from the account or record can be used as payment toward a purchase of one or more of goods and services. Stored-value card assemblies and methods of using a stored-value card are also disclosed.Type: GrantFiled: April 2, 2012Date of Patent: May 7, 2013Assignee: Target Brands, Inc.Inventors: Ted C. Halbur, Dave B. Smith, Timothy P. Clegg
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Publication number: 20120187196Abstract: A stored-value card includes a housing, a light circuit and an account identifier. The housing includes a cover and a base. The cover and the base each define a respective primary panel and a plurality of side walls extending from the respective primary panel. The plurality of side walls defined by the base abut the plurality of side walls defined by the cover. The light circuit includes a light and a switch. The light circuit is substantially enclosed between the base and the cover, and the light is configured to emit illumination upon user interaction with the switch. The account identifier links the stored-value card to an account or record such that value from the account or record can be used as payment toward a purchase of one or more of goods and services. Stored-value card assemblies and methods of using a stored-value card are also disclosed.Type: ApplicationFiled: April 2, 2012Publication date: July 26, 2012Applicant: TARGET BRANDS, INC.Inventors: Ted C. HALBUR, Dave B. SMITH, Timothy P. CLEGG
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Publication number: 20120145800Abstract: A stored-value card includes a housing, an audio circuit storing an audio file, and a speaker coupled to the audio circuit. The housing includes a first panel, a second panel spaced from and positioned opposite the first panel, and a side wall extending between the first panel and the second panel. The side wall extends substantially perpendicular to each of the first panel and the second panel such that an open cavity is formed between the first panel and the second panel. The housing further includes an account identifier signifying a financial account or record linked to the stored-value card. The audio circuit and the speaker are substantially enclosed within the open cavity of the housing. Stored-value card assemblies and methods of using a stored-value card are also disclosed.Type: ApplicationFiled: February 20, 2012Publication date: June 14, 2012Applicant: TARGET BRANDS, INC.Inventors: Dawn M. SELG, Ted C. HALBUR, Dave B. SMITH, Timothy P. CLEGG
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Patent number: 8146827Abstract: A stored-value card includes a housing, a light circuit and an account identifier. The housing includes a cover and a base. The cover and the base each define a respective primary panel and a plurality of side walls extending from the respective primary panel. The plurality of side walls defined by the base abut the plurality of side walls defined by the cover. The light circuit includes a light and a switch. The light circuit is substantially enclosed between the base and the cover, and the light is configured to emit illumination upon user interaction with the switch. The account identifier links the stored-value card to an account or record such that value from the account or record can be used as payment toward a purchase of one or more of goods and services. Stored-value card assemblies and methods of using a stored-value card are also disclosed.Type: GrantFiled: October 29, 2007Date of Patent: April 3, 2012Assignee: Target Brands, Inc.Inventors: Ted C. Halbur, Dave B. Smith, Timothy P. Clegg
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Patent number: 8118230Abstract: A stored-value card includes a housing, an audio circuit storing an audio file, and a speaker coupled to the audio circuit. The housing includes a first panel, a second panel spaced from and positioned opposite the first panel, and a side wall extending between the first panel and the second panel. The side wall extends substantially perpendicular to each of the first panel and the second panel such that an open cavity is formed between the first panel and the second panel. The housing further includes an account identifier signifying a financial account or record linked to the stored-value card. The audio circuit and the speaker are substantially enclosed within the open cavity of the housing. Stored-value card assemblies and methods of using a stored-value card are also disclosed.Type: GrantFiled: April 30, 2008Date of Patent: February 21, 2012Assignee: Target Brands Inc.Inventors: Dawn M. Selg, Ted C. Halbur, Dave B. Smith, Timothy P. Clegg
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Publication number: 20100288836Abstract: A financial transaction card includes a first member, a second member, a side wall, at least one substantially rigid connection member, and an account identifier. The first member defines a first panel, and the second member defines a second panel. Each of the first panel and the second panel are substantially planar. The side wall extends between the first panel and the second panel such that the first panel is spaced from the second panel to define a void between the first panel and the second panel. The at least one substantially rigid connection member extends through the first member and interfaces with the second member to at least partially couple the first member to the second member. The account identifier associates the financial transaction card with an account or record having a value associated therewith. Other cards, assemblies and associated methods are also disclosed.Type: ApplicationFiled: July 26, 2010Publication date: November 18, 2010Applicant: TARGET BRANDS, INC.Inventors: Gaye B. DEAN, Ted C. HALBUR, Dave B. SMITH, Timothy P. CLEGG
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Patent number: 7770802Abstract: A stored-value card includes a housing, an auxiliary member and an account identifier. The housing includes a base and a cover coupled to the base. The cover and the base each include a primary panel and a side wall extending therefrom. An edge is defined by the side wall of the cover and is positioned to abut an edge defined by the side wall of the base to define a chamber between the base and the cover. The auxiliary member is formed separately from the housing, is at least partially positioned within the chamber, is accessible from a position external to the housing, and is configured to move relative to the housing upon user interaction with the stored-value card. The account identifier is coupled to the housing and signifies a financial account or record linked to the stored-value card. Other cards, assemblies and associated methods are also disclosed.Type: GrantFiled: October 13, 2008Date of Patent: August 10, 2010Assignee: Target Brands, Inc.Inventors: Gaye B. Dean, Ted C. Halbur, Dave B. Smith, Timothy P. Clegg
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Publication number: 20090090771Abstract: A stored-value card includes a housing, an auxiliary member and an account identifier. The housing includes a base and a cover coupled to the base. The cover and the base each include a primary panel and a side wall extending therefrom. An edge is defined by the side wall of the cover and is positioned to abut an edge defined by the side wall of the base to define a chamber between the base and the cover. The auxiliary member is formed separately from the housing, is at least partially positioned within the chamber, is accessible from a position external to the housing, and is configured to move relative to the housing upon user interaction with the stored-value card. The account identifier is coupled to the housing and signifies a financial account or record linked to the stored-value card. Other cards, assemblies and associated methods are also disclosed.Type: ApplicationFiled: October 13, 2008Publication date: April 9, 2009Applicant: TARGET BRANDS, INC.Inventors: Gaye B. DEAN, Ted C. HALBUR, Dave B. SMITH, Timothy P. CLEGG
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Patent number: 7434735Abstract: A stored-value card includes an electrical assembly and a housing. The electrical assembly is configured to store an audio file and includes a light and a speaker. The housing encloses the electrical assembly and includes an account identifier signifying an account or record linked to the stored-value card and an activation area. The activation area and the electrical assembly are adapted such that user interaction with the activation area causes the electrical assembly to both play the audio file via the speaker and illuminate the light to collectively provide an audio and visual presentation to a user. Stored-value card assemblies, methods of promoting sales of stored-value cards, methods, of using a stored-value card and other embodiments are also disclosed.Type: GrantFiled: August 29, 2007Date of Patent: October 14, 2008Assignee: Target Brands, Inc.Inventors: Gaye B. Dean, Ted C. Halbur, Dave B. Smith, Timothy P. Clegg
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Publication number: 20080197202Abstract: A stored-value card includes a housing, an audio circuit storing an audio file, and a speaker coupled to the audio circuit. The housing includes a first panel, a second panel spaced from and positioned opposite the first panel, and a side wall extending between the first panel and the second panel. The side wall extends substantially perpendicular to each of the first panel and the second panel such that an open cavity is formed between the first panel and the second panel. The housing further includes an account identifier signifying a financial account or record linked to the stored-value card. The audio circuit and the speaker are substantially enclosed within the open cavity of the housing. Stored-value card assemblies and methods of using a stored-value card are also disclosed.Type: ApplicationFiled: April 30, 2008Publication date: August 21, 2008Applicant: TARGET BRANDS, INC.Inventors: Dawn M. SELG, Ted C. HALBUR, Dave B. SMITH, Timothy P. CLEGG
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Patent number: 7376564Abstract: A stored-value card includes an audio circuit, a speaker, a housing, decorative indicia, and a button. The audio circuit stores an audio file, and the speaker is coupled to the audio circuit. The housing generally encloses the audio circuit and the speaker and includes an account identifier signifying a financial account or record linked to the stored-value card. The decorative indicia corresponds with the audio file. The button and the audio circuit are adapted such that depressing the button activates the audio circuit to play the audio file via the speaker. Stored-value card assemblies and methods of using a stored-value card are also disclosed.Type: GrantFiled: January 18, 2005Date of Patent: May 20, 2008Assignee: Target Brands, Inc.Inventors: Dawn M. Selg, Ted C. Halbur, Dave B. Smith, Timothy P. Clegg
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Patent number: 7290714Abstract: A stored-value card includes a housing and a light circuit. The housing defines a first primary panel and a second primary panel spaced from the first primary panel. The first primary panel defines an account identifier signifying a financial account linked to the stored-value card. A side is defined between the first primary panel and the second primary panel. The light circuit includes a light and a switch and is generally enclosed within the housing but for the light. The light extends from the side of the housing and is configured to be illuminated upon application of a force to the switch. Stored-value card assemblies and methods of using a stored-value card are also disclosed.Type: GrantFiled: January 18, 2005Date of Patent: November 6, 2007Assignee: Target Brands, Inc.Inventors: Ted C. Halbur, Dave B. Smith, Timothy P. Clegg
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Patent number: 7290713Abstract: A stored-value card includes an electrical assembly, a housing, and decorative indicia. The electrical assembly stores an audio file and includes at least one light and a speaker. The housing generally encloses the electrical assembly and includes an account identifier and an activation area. The account identifier signifies a financial account or record linked to the stored-value card. Decorative indicia correspond with the audio file and the at least one light. The activation area and the electrical assembly are adapted such that depressing the activation area activates the electrical assembly to play the audio file via the speaker and to illuminate the at least one light to provide an audio and visual presentation. Stored-value card assemblies, methods of promoting sales of stored-value cards, methods, of using a stored-value card and other embodiments are also disclosed.Type: GrantFiled: January 18, 2005Date of Patent: November 6, 2007Assignee: Target Brands, Inc.Inventors: Gaye B. Dean, Ted C. Halbur, Dave B. Smith, Timothy P. Clegg