Abstract: Systems and methods for using device data to validate a mobile user are disclosed. In accordance with aspects, a method may include receiving, at a backend processing infrastructure of a third party and from a backend processing infrastructure of a mobile application provider, a first copy of location information and an IP address, wherein the location information and the IP address are associated with a mobile device; receiving, at the backend processing infrastructure of the third party and from a mobile application provided by the third party, a second copy of the location information and the IP address, wherein the mobile application provided by the third party is executed on the mobile device; and verifying, by the backend processing infrastructure of the third party, that the first copy of the location information and the IP address matches the second copy of the location information and the IP address.

Abstract: In some aspects, the techniques described herein relate to a method including: providing a host application that provides a native service of a host organization to an end user of the application, and wherein the application integrates and provides an augmented reality service of a third party to the end user of the application; determining, by the data center of the host organization, a location-relevant incentive offer based on location telemetry data; sending the location-relevant incentive offer to a data center of the third party; monitoring, by the data center of the third party, the physical location of the end user; sending to the augmented reality service, the location-relevant incentive offer; and presenting, by the augmented reality service and to the end user via the application, the location-relevant incentive offer when the end user is within a predefined proximity to a vendor associated with the location-relevant incentive offer.

Abstract: Systems and methods for establishing trust between a conventional mobile application and a micro application are disclosed.

Abstract: Systems and methods for cross-platform conversion and exchange of virtual assets are disclosed. An exemplary method includes receiving, at an external application programming interface (API) gateway of a financial institution backend, an API call, including completed-objective data from an entertainment platform, wherein the completed-objective data represents an in-game objective completed by a user of the entertainment platform; processing, as input to a conversion engine, the completed objective data, wherein the conversion engine includes a conversion table, and wherein the conversion table includes conversion rates that specify a value of the in-game objective in a plurality of different assets; crediting the value of the in-game objective to an account of the user; and displaying, as output of the conversion engine, the value of the in-game objective in the plurality of different assets to the user in electronic form.

Abstract: In some aspects, the techniques described herein relate to a method including: providing a host application that provides a native service of a host organization to an end user of the application, and wherein the application integrates and provides an augmented reality service of a third party to the end user of the application; determining, by the data center of the host organization, a location-relevant incentive offer based on location telemetry data; sending the location-relevant incentive offer to a data center of the third party; monitoring, by the data center of the third party, the physical location of the end user; sending to the augmented reality service, the location-relevant incentive offer; and presenting, by the augmented reality service and to the end user via the application, the location-relevant incentive offer when the end user is within a predefined proximity to a vendor associated with the location-relevant incentive offer.

Abstract: In some aspects, the techniques described herein relate to a method including: providing a host application that provides a native service of a host organization to an end user of the application, and wherein the application integrates and provides an augmented reality service of a third party to the end user of the application; determining, by the data center of the host organization, a location-relevant incentive offer based on location telemetry data; sending the location-relevant incentive offer to a data center of the third party; monitoring, by the data center of the third party, the physical location of the end user; sending to the augmented reality service, the location-relevant incentive offer; and presenting, by the augmented reality service and to the end user via the application, the location-relevant incentive offer when the end user is within a predefined proximity to a vendor associated with the location-relevant incentive offer.

Abstract: Systems and methods for use and management of issuer-provided payment tokens are disclosed. A method may include: receiving, at a financial institution computer program executed by a backend for a financial institution, a request for a payment token for a primary account number (PAN) from a token requestor computer program; requesting, by the financial institution computer program, the payment token for the PAN from a token provider, wherein the token provider is configured to generate the payment token and store a mapping of the PAN to the payment token in a token provider token vault; receiving, by the financial institution computer program and from the token provider, the payment token; storing, by the financial institution computer program, the mapping of the PAN to the payment token in a financial institution token vault; and returning, by the financial institution computer program, the payment token to the token requestor computer program.