Patents by Inventor Dave Meaney

Dave Meaney has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 10650472
    Abstract: Embodiments are directed to systems, apparatus, and methods for account pool processing. In some embodiments, a server computer can store account information for a first pool of accounts and a second pool of accounts. The server computer can receive a payment request message from a buyer that identifies a payment amount and a supplier, and can determine that the payment amount corresponds to the first or second pool of accounts. If the payment amount corresponds to the first pool of accounts, the server computer can select an account from the first pool of accounts, and can transmit account information for the selected account to the supplier. If the payment amount corresponds to the second pool of accounts, the server computer can select an account from the second pool of accounts, and can transmit account information for the selected account to the supplier.
    Type: Grant
    Filed: December 27, 2017
    Date of Patent: May 12, 2020
    Assignee: Visa International Service Association
    Inventors: Josie Brinkman, Dave Meaney
  • Publication number: 20180122017
    Abstract: Embodiments are directed to systems, apparatus, and methods for account pool processing. In some embodiments, a server computer can store account information for a first pool of accounts and a second pool of accounts. The server computer can receive a payment request message from a buyer that identifies a payment amount and a supplier, and can determine that the payment amount corresponds to the first or second pool of accounts. If the payment amount corresponds to the first pool of accounts, the server computer can select an account from the first pool of accounts, and can transmit account information for the selected account to the supplier. If the payment amount corresponds to the second pool of accounts, the server computer can select an account from the second pool of accounts, and can transmit account information for the selected account to the supplier.
    Type: Application
    Filed: December 27, 2017
    Publication date: May 3, 2018
    Inventors: Josie Brinkman, Dave Meaney
  • Patent number: 9892466
    Abstract: Embodiments are directed to systems, apparatus, and methods for account pool processing. In some embodiments, a server computer can store account information for a first pool of accounts and a second pool of accounts. The server computer can receive a payment request message from a buyer that identifies a payment amount and a supplier, and can determine that the payment amount corresponds to the first or second pool of accounts. If the payment amount corresponds to the first pool of accounts, the server computer can select an account from the first pool of accounts, and can transmit account information for the selected account to the supplier. If the payment amount corresponds to the second pool of accounts, the server computer can select an account from the second pool of accounts, and can transmit account information for the selected account to the supplier.
    Type: Grant
    Filed: December 18, 2014
    Date of Patent: February 13, 2018
    Assignee: VISA INTERNATIONAL SERVICE ASSOCIATION
    Inventors: Josie Brinkman, Dave Meaney
  • Publication number: 20150178854
    Abstract: Embodiments are directed to systems, apparatus, and methods for account pool processing. In some embodiments, a server computer can store account information for a first pool of accounts and a second pool of accounts. The server computer can receive a payment request message from a buyer that identifies a payment amount and a supplier, and can determine that the payment amount corresponds to the first or second pool of accounts. If the payment amount corresponds to the first pool of accounts, the server computer can select an account from the first pool of accounts, and can transmit account information for the selected account to the supplier. If the payment amount corresponds to the second pool of accounts, the server computer can select an account from the second pool of accounts, and can transmit account information for the selected account to the supplier.
    Type: Application
    Filed: December 18, 2014
    Publication date: June 25, 2015
    Inventors: Josie Brinkman, Dave Meaney
  • Publication number: 20140046847
    Abstract: A method is disclosed. The method includes receiving a payment instruction file. In some cases, the payment instruction file contains a plurality of payment instructions with conditional control data to pay one or more suppliers. The conditional control data controls execution of the payment instructions. The method further includes receiving a plurality of transaction messages corresponding to the plurality of payment instructions, respectively, where each transaction message in the plurality of transaction messages is conducted using one or more payment accounts. If transaction data in a transaction message in the plurality of transaction messages does not satisfy the conditional control data, then the transaction message is declined by a server computer. If transaction data in the transaction message in the plurality of transaction messages does satisfy the conditional control data, then the transaction message is approved by the server computer.
    Type: Application
    Filed: March 14, 2013
    Publication date: February 13, 2014
    Inventors: Mondo Jacobs, Richard Eastley, Dave Meaney