Abstract: A system and method for facilitating use of a digital electronic wallet by a cardholder for cashless transactions. The method comprises receiving a selection by a first cardholder to pair a first digital wallet held by a first wallet holder with a first merchant, the first digital wallet having therein an electronic representation of at least one payment device usable to fund a cashless transaction, and verifying the cardholder's identity. Thereafter, facilitating a communication between the first cardholder and the first wallet holder to record consent by the first cardholder to share wallet information with the first merchant. The present disclosure further comprises receiving from the first wallet holder authorization to generate a wallet token usable for acquiring wallet information on behalf of the first merchant, using the first digital wallet as selected by the first cardholder, and preparing a merchant token corresponding to the wallet token.

Abstract: A sheet having two opposing sides and a fiber orientation, comprising: a first section on one side of the sheet; and a second section on another the other side of the sheet and substantially parallel to the first section, wherein the sections are not transverse to the fiber orientation of the sheet, and wherein the sections are dimensioned and arranged so that respective separation lines and separation regions formed on the respective sides of the sheet when the sheet is torn result in a homogeneous outlook where respective separation regions are hidden from view.

Abstract: A sheet having two opposing sides and a fiber orientation, comprising: a first section on one side of the sheet; and a second section on another the other side of the sheet and substantially parallel to the first section, wherein the sections are not transverse to the fiber orientation of the sheet, and wherein the sections are dimensioned and arranged so that respective separation lines and separation regions formed on the respective sides of the sheet when the sheet is torn result in a homogeneous outlook where respective separation regions are hidden from view.

Abstract: A sheet having two opposing sides and a fiber orientation, comprising: a first section on one side of the sheet; and a second section on another the other side of the sheet and substantially parallel to the first section, wherein the sections are not transverse to the fiber orientation of the sheet, and wherein the sections are dimensioned and arranged so that respective separation lines and separation regions formed on the respective sides of the sheet when the sheet is torn result in a homogeneous outlook where respective separation regions are hidden from view.

Abstract: A sheet having two opposing sides and a fiber orientation, comprising: a first section on one side of the sheet; and a second section on another the other side of the sheet and substantially parallel to the first section, wherein the sections are not transverse to the fiber orientation of the sheet, and wherein the sections are dimensioned and arranged so that respective separation lines and separation regions formed on the respective sides of the sheet when the sheet is torn result in a homogeneous outlook where respective separation regions are hidden from view.

Abstract: In one aspect, the present invention is directed to a sheet comprising: a first section on one side of the sheet; and a second section on the other side of the sheet and parallel to the first section; wherein the distance between the tip of the first section and the tip of the second section being substantially greater than zero, thereby upon applying a force along the tips, detaching the sheet between the tips. In another aspect, the present invention is directed to a sheet comprising: a section on one side of the sheet in which the shortest distance between the tip of the section and the un-sectioned edge of the sheet is substantially greater than zero, thereby upon applying a force along the section, detaching the sheet between the tip and the edge.