Patents by Inventor David A. Owen

David A. Owen has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11885100
    Abstract: Disclosed embodiments are directed to quad track skid-steer loaders and power machines having a frame, a cab, and a lift arm assembly pivotally coupled to the frame rearward of at least a portion of the cab and extending forward of the frame. A first axle assembly and a second axle assembly on a first side of the frame mount first and second track assemblies. A third axle assembly and a fourth axle assembly on a second side of the frame mount third and fourth track assemblies. A first drive motor rotates the first and second axles to drive the first and second track assemblies and a second drive motor rotates the third and fourth axles to drive the third and fourth track assemblies.
    Type: Grant
    Filed: June 5, 2019
    Date of Patent: January 30, 2024
    Assignee: DOOSAN BOBCAT NORTH AMERICA INC.
    Inventors: Dennis Agnew, Matthew Sagaser, David A. Owens
  • Publication number: 20210272095
    Abstract: Various methods, systems, and devices are described for performing money transfers to one or more payees from one or more payors using a money transfer system. A party, such as a payor, a payee, or a third party may create a set of payee rules. The same or a different party may also create a set of payor rules. The payee rules may comprise conditions which, when satisfied, permit a payee to receive funds from a funds pool. The payor rules may comprise conditions which, when satisfied, permit a payor to provide funds to the funds pool. The money transfer system may determine whether requests from a payor and a payee comply with the payor rules and the payee rules, respectively. Based on the determination, the payor and/or payee may be permitted to complete their requested transaction, or their transaction may be denied.
    Type: Application
    Filed: May 19, 2021
    Publication date: September 2, 2021
    Applicant: The Western Union Company
    Inventors: David A. Owen, Michael Michelsen, Kurt Bulawa, Michele Demark
  • Patent number: 11023874
    Abstract: Various methods, systems, and devices are described for performing money transfers to one or more payees from one or more payors using a money transfer system. A party, such as a payor, a payee, or a third party may create a set of payee rules. The same or a different party may also create a set of payor rules. The payee rules may comprise conditions which, when satisfied, permit a payee to receive funds from a funds pool. The payor rules may comprise conditions which, when satisfied, permit a payor to provide funds to the funds pool. The money transfer system may determine whether requests from a payor and a payee comply with the payor rules and the payee rules, respectively. Based on the determination, the payor and/or payee may be permitted to complete their requested transaction, or their transaction may be denied.
    Type: Grant
    Filed: May 17, 2019
    Date of Patent: June 1, 2021
    Assignee: The Western Union Company
    Inventors: David A. Owen, Michael Michelsen, Kurt Bulawa, Michele Demark
  • Patent number: 10580088
    Abstract: The invention provides various methods and systems for collecting and allocating road use fees. The invention may include receiving funds from a party, wherein the party is responsible for operation of a vehicle. Data indicating where the vehicle has traveled may be received by a computer system. A jurisdiction may be identified where road use fees are due based on where the vehicle has traveled. Fees due to the jurisdiction may be calculated based on the jurisdiction's road use fee schedule. The fee due for road use may be deducted from an account of the vehicle's operator.
    Type: Grant
    Filed: March 3, 2010
    Date of Patent: March 3, 2020
    Assignee: The Western Union Company
    Inventors: Garry Tonnon, David A. Owen
  • Publication number: 20190368162
    Abstract: Disclosed embodiments are directed to quad track skid-steer loaders and power machines having a frame, a cab, and a lift arm assembly pivotally coupled to the frame rearward of at least a portion of the cab and extending forward of the frame. A first axle assembly and a second axle assembly on a first side of the frame mount first and second track assemblies. A third axle assembly and a fourth axle assembly on a second side of the frame mount third and fourth track assemblies. A first drive motor rotates the first and second axles to drive the first and second track assemblies and a second drive motor rotates the third and fourth axles to drive the third and fourth track assemblies.
    Type: Application
    Filed: June 5, 2019
    Publication date: December 5, 2019
    Inventors: Dennis Agnew, Matthew Sagaser, David A. Owens
  • Publication number: 20190272523
    Abstract: Various methods, systems, and devices are described for performing money transfers to one or more payees from one or more payors using a money transfer system. A party, such as a payor, a payee, or a third party may create a set of payee rules. The same or a different party may also create a set of payor rules. The payee rules may comprise conditions which, when satisfied, permit a payee to receive funds from a funds pool. The payor rules may comprise conditions which, when satisfied, permit a payor to provide funds to the funds pool. The money transfer system may determine whether requests from a payor and a payee comply with the payor rules and the payee rules, respectively. Based on the determination, the payor and/or payee may be permitted to complete their requested transaction, or their transaction may be denied.
    Type: Application
    Filed: May 17, 2019
    Publication date: September 5, 2019
    Applicant: The Western Union Company
    Inventors: David A. Owen, Michael Michelsen, Kurt Bulawa, Michele Demark
  • Patent number: 10354245
    Abstract: Various methods, systems, and devices are described for performing money transfers to one or more payees from one or more payors using a money transfer system. A party, such as a payor, a payee, or a third party may create a set of payee rules. The same or a different party may also create a set of payor rules. The payee rules may comprise conditions which, when satisfied, permit a payee to receive funds from a funds pool. The payor rules may comprise conditions which, when satisfied, permit a payor to provide funds to the funds pool. The money transfer system may determine whether requests from a payor and a payee comply with the payor rules and the payee rules, respectively. Based on the determination, the payor and/or payee may be permitted to complete their requested transaction, or their transaction may be denied.
    Type: Grant
    Filed: June 17, 2015
    Date of Patent: July 16, 2019
    Assignee: The Western Union Company
    Inventors: David A. Owen, Michael Michelsen, Kurt Bulawa, Michele Demark
  • Publication number: 20150371209
    Abstract: Various methods, systems, and devices are described for performing money transfers to one or more payees from one or more payors using a money transfer system. A party, such as a payor, a payee, or a third party may create a set of payee rules. The same or a different party may also create a set of payor rules. The payee rules may comprise conditions which, when satisfied, permit a payee to receive funds from a funds pool. The payor rules may comprise conditions which, when satisfied, permit a payor to provide funds to the funds pool. The money transfer system may determine whether requests from a payor and a payee comply with the payor rules and the payee rules, respectively. Based on the determination, the payor and/or payee may be permitted to complete their requested transaction, or their transaction may be denied.
    Type: Application
    Filed: June 17, 2015
    Publication date: December 24, 2015
    Applicant: The Western Union Company
    Inventors: David A. Owen, Michael Michelsen, Kurt Bulawa, Michele Demark
  • Patent number: 8660923
    Abstract: A system and method of performing a value-advance money transfer comprising: receiving a money transfer request; determining whether an account associated with a sender of funds includes a sufficient amount of funds to cover a money transfer request; providing an amount of funds from a money transfer provider to the account associated with the sender to cover the money transfer request; making the amount of funds available to the sender for use in the money transfer; and executing a money transfer from the account to the control of the receiver.
    Type: Grant
    Filed: August 2, 2010
    Date of Patent: February 25, 2014
    Assignee: The Western Union Company
    Inventors: Kurt Bulawa, Michele Demark, Michael Michelsen, David A. Owen
  • Patent number: 8510188
    Abstract: A method for performing a money transfer initiated by a receiver of the money transfer, wherein the method includes receiving a money transfer initiation request from the receiver and the money transfer initiation request includes an amount of funds to be transferred, receiver information, and sender information. The method also includes staging a money transfer transaction after receiving the money transfer initiation request, wherein the money transfer transaction is pending an authorization by the sender to fund the money transfer. The method further includes providing the sender with a notification of the money transfer transaction, receiving the authorization to fund the money transfer transaction, and executing the money transfer to transfer the funds from the sender to the receiver.
    Type: Grant
    Filed: July 28, 2010
    Date of Patent: August 13, 2013
    Assignee: The Western Union Company
    Inventors: Kurt Bulawa, Michael Michelsen, Michele Demark, David A. Owen
  • Patent number: 8489473
    Abstract: A method for tracking status of an inventory shipment sent to a recipient includes monitoring whether the recipient has transmitted an electronic acknowledgment of the status of the shipment; and automatically transmitting a message to the recipient requesting acknowledgment of receipt of inventory if the electronic acknowledgment is not transmitted by the recipient within a first predetermined amount of time.
    Type: Grant
    Filed: May 24, 2012
    Date of Patent: July 16, 2013
    Assignee: The Western Union Company
    Inventors: Earney E. Stoutenburg, David R. Baumgartner, Theresa L. Anuszewski, Ross G. Kinney, David A. Owen
  • Patent number: 8355960
    Abstract: A method for tracking status of an inventory shipment sent to a recipient includes monitoring whether the recipient has transmitted an electronic acknowledgment of the status of the shipment; and automatically transmitting a message to the recipient requesting acknowledgment of receipt of inventory if the electronic acknowledgment is not transmitted by the recipient within a first predetermined amount of time.
    Type: Grant
    Filed: March 22, 2005
    Date of Patent: January 15, 2013
    Assignee: The Western Union Company
    Inventors: Earney E. Stoutenburg, David R. Baumgartner, Theresa L. Anuszewski, Ross G. Kinney, David A. Owen
  • Publication number: 20120233040
    Abstract: A method for tracking status of an inventory shipment sent to a recipient includes monitoring whether the recipient has transmitted an electronic acknowledgment of the status of the shipment; and automatically transmitting a message to the recipient requesting acknowledgment of receipt of inventory if the electronic acknowledgment is not transmitted by the recipient within a first predetermined amount of time.
    Type: Application
    Filed: May 24, 2012
    Publication date: September 13, 2012
    Applicant: THE WESTERN UNION COMPANY
    Inventors: EARNEY E. STOUTENBURG, DAVID R. BAUMGARTNER, THERESA L. ANUSZEWSKI, ROSS G. KINNEY, DAVID A. OWEN
  • Publication number: 20120030100
    Abstract: A system and method of performing a value-advance money transfer comprising: receiving a money transfer request; determining whether an account associated with a sender of funds includes a sufficient amount of funds to cover a money transfer request; providing an amount of funds from a money transfer provider to the account associated with the sender to cover the money transfer request; making the amount of funds available to the sender for use in the money transfer; and executing a money transfer from the account to the control of the receiver.
    Type: Application
    Filed: August 2, 2010
    Publication date: February 2, 2012
    Applicant: The Western Union Company
    Inventors: Kurt Bulawa, Michele Demark, Michael Michelsen, David A. Owen
  • Publication number: 20120030098
    Abstract: A method for performing a money transfer initiated by a receiver of the money transfer, wherein the method includes receiving a money transfer initiation request from the receiver and the money transfer initiation request includes an amount of funds to be transferred, receiver information, and sender information. The method also includes staging a money transfer transaction after receiving the money transfer initiation request, wherein the money transfer transaction is pending an authorization by the sender to fund the money transfer. The method further includes providing the sender with a notification of the money transfer transaction, receiving the authorization to fund the money transfer transaction, and executing the money transfer to transfer the funds from the sender to the receiver.
    Type: Application
    Filed: July 28, 2010
    Publication date: February 2, 2012
    Applicant: The Western Union Company
    Inventors: Kurt Bulawa, Michael Michelsen, Michele Demark, David A. Owen
  • Publication number: 20120023008
    Abstract: Various methods, systems, and devices are described for performing money transfers to one or more payees from one or more payors using a money transfer system. A party, such as a payor, a payee, or a third party may create a set of payee rules. The same or a different party may also create a set of payor rules. The payee rules may comprise conditions which, when satisfied, permit a payee to receive funds from a funds pool. The payor rules may comprise conditions which, when satisfied, permit a payor to provide funds to the funds pool. The money transfer system may determine whether requests from a payor and a payee comply with the payor rules and the payee rules, respectively. Based on the determination, the payor and/or payee may be permitted to complete their requested transaction, or their transaction may be denied.
    Type: Application
    Filed: July 22, 2010
    Publication date: January 26, 2012
    Applicant: The Western Union Company
    Inventors: David A. Owen, Michael Michelsen, Kurt Bulawa, Michele Demark
  • Publication number: 20110218896
    Abstract: The invention provides various methods and systems for collecting and allocating road use fees. The invention may include receiving funds from a party, wherein the party is responsible for operation of a vehicle. Data indicating where the vehicle has travelled may be received by a computer system. A jurisdiction may be identified where road use fees are due based on where the vehicle has travelled. Fees due to the jurisdiction may be calculated based on the jurisdiction's road use fee schedule. The fee due for road use may be deducted from an account of the vehicle's operator.
    Type: Application
    Filed: March 3, 2010
    Publication date: September 8, 2011
    Applicant: The Western Union Company
    Inventors: Garry Tonnon, David A. Owen
  • Patent number: 7844494
    Abstract: A method for tracking status of an inventory shipment sent to a recipient includes monitoring whether the recipient has transmitted an electronic acknowledgment of the status of the shipment; and automatically transmitting a message to the recipient requesting acknowledgment of receipt of inventory if the electronic acknowledgment is not transmitted by the recipient within a first predetermined amount of time.
    Type: Grant
    Filed: September 26, 2001
    Date of Patent: November 30, 2010
    Assignees: First Data Corporation, The Western Union Company
    Inventors: Earney E. Stoutenburg, David R. Baumgartner, Theresa L. Anuszewski, Ross G. Kinney, David A. Owen
  • Publication number: 20090026259
    Abstract: A method for performing a money transfer receive transaction includes loading payout funds, corresponding to a desired amount of money to be transferred from a sender to a recipient, in a payout account associated with a payout card, such that the payout funds are electronically accessible by the recipient using the payout card. A system for performing a money transfer receive transaction is also provided.
    Type: Application
    Filed: October 6, 2008
    Publication date: January 29, 2009
    Applicant: THE WESTERN UNION COMPANY
    Inventors: Dean A. Seifert, Earney E. Stoutenburg, David A. Owen, Maura A. Fitzgerald
  • Patent number: D479536
    Type: Grant
    Filed: October 12, 2001
    Date of Patent: September 9, 2003
    Assignee: Clark Equipment Company
    Inventors: Jeffrey A. Dahl, Dennis A. Fuller, Kim M. Kolegraf, David A. Owens, Gary W. Weddle