Patents by Inventor David Allan Motley

David Allan Motley has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20240412191
    Abstract: Embodiments of the present disclosure provide a money transfer network system that improves the performance of money transfer services provided via the money transfer network system and improves the performance of the underlying devices utilized to provide money transfer services. In particular, disclosed embodiments of a money transfer network system provide money transfer services that enable multiple users to engage in money transfer transactions as either a sending party or a receiving party in a manner that is similar to money transfer transactions executed between two users individually. Disclosed embodiments further enable a receiving party to request payment from a sending party, which may include scheduling recurring payments to be made via money transfer transactions.
    Type: Application
    Filed: June 20, 2024
    Publication date: December 12, 2024
    Inventors: Paul Augusto Melgar, Scott Anthony Kostelecky, Cheryl Lynn Magers, Christian Michael Fuchs, Sonja Elizabeth Dery, Joseph Richard Braga, David Allan Motley, Gary Cecil Lugar, Constance Marie Arrington
  • Patent number: 12033130
    Abstract: Embodiments of the present disclosure provide a money transfer network system that improves the performance of money transfer services provided via the money transfer network system and improves the performance of the underlying devices utilized to provide money transfer services. In particular, disclosed embodiments of a money transfer network system provide money transfer services that enable multiple users to engage in money transfer transactions as either a sending party or a receiving party in a manner that is similar to money transfer transactions executed between two users individually. Disclosed embodiments further enable a receiving party to request payment from a sending party, which may include scheduling recurring payments to be made via money transfer transactions.
    Type: Grant
    Filed: June 30, 2021
    Date of Patent: July 9, 2024
    Assignee: MoneyGram International, Inc.
    Inventors: Paul Augusto Melgar, Scott Anthony Kostelecky, Cheryl Lynn Magers, Christian Michael Fuchs, Sonja Elizabeth Dery, Joseph Richard Braga, David Allan Motley, Gary Cecil Lugar, Constance Marie Arrington
  • Publication number: 20210398102
    Abstract: Embodiments of the present disclosure provide a money transfer network system that improves the performance of money transfer services provided via the money transfer network system and improves the performance of the underlying devices utilized to provide money transfer services. In particular, disclosed embodiments of a money transfer network system provide money transfer services that enable multiple users to engage in money transfer transactions as either a sending party or a receiving party in a manner that is similar to money transfer transactions executed between two users individually. Disclosed embodiments further enable a receiving party to request payment from a sending party, which may include scheduling recurring payments to be made via money transfer transactions.
    Type: Application
    Filed: June 30, 2021
    Publication date: December 23, 2021
    Inventors: Paul Augusto Melgar, Scott Anthony Kostelecky, Cheryl Lynn Magers, Christian Michael Fuchs, Sonja Elizabeth Dery, Joseph Richard Braga, David Allan Motley, Gary Cecil Lugar, Constance Marie Arrington
  • Patent number: 11055687
    Abstract: Embodiments of the present disclosure provide a money transfer network system that improves the performance of money transfer services provided via the money transfer network system and improves the performance of the underlying devices utilized to provide money transfer services. In particular, disclosed embodiments of a money transfer network system provide money transfer services that enable multiple users to engage in money transfer transactions as either a sending party or a receiving party in a manner that is similar to money transfer transactions executed between two users individually. Disclosed embodiments further enable a receiving party to request payment from a sending party, which may include scheduling recurring payments to be made via money transfer transactions.
    Type: Grant
    Filed: December 6, 2019
    Date of Patent: July 6, 2021
    Assignee: Moneygram International, Inc.
    Inventors: Paul Augusto Melgar, Scott Anthony Kostelecky, Cheryl Lynn Magers, Christian Michael Fuchs, Sonja Elizabeth Dery, Joseph Richard Braga, David Allan Motley, Gary Cecil Lugar, Constance Marie Arrington
  • Publication number: 20200184449
    Abstract: Embodiments of the present disclosure provide a money transfer network system that improves the performance of money transfer services provided via the money transfer network system and improves the performance of the underlying devices utilized to provide money transfer services. In particular, disclosed embodiments of a money transfer network system provide money transfer services that enable multiple users to engage in money transfer transactions as either a sending party or a receiving party in a manner that is similar to money transfer transactions executed between two users individually. Disclosed embodiments further enable a receiving party to request payment from a sending party, which may include scheduling recurring payments to be made via money transfer transactions.
    Type: Application
    Filed: December 6, 2019
    Publication date: June 11, 2020
    Inventors: Paul Augusto Melgar, Scott Anthony Kostelecky, Cheryl Lynn Magers, Christian Michael Fuchs, Sonja Elizabeth Dery, Joseph Richard Braga, David Allan Motley, Gary Cecil Lugar, Constance Marie Arrington
  • Patent number: 10504099
    Abstract: Embodiments of the present disclosure provide a money transfer network system that improves the performance of money transfer services provided via the money transfer network system and improves the performance of the underlying devices utilized to provide money transfer services. In particular, disclosed embodiments of a money transfer network system provide money transfer services that enable multiple users to engage in money transfer transactions as either a sending party or a receiving party in a manner that is similar to money transfer transactions executed between two users individually. Disclosed embodiments further enable a receiving party to request payment from a sending party, which may include scheduling recurring payments to be made via money transfer transactions.
    Type: Grant
    Filed: September 2, 2016
    Date of Patent: December 10, 2019
    Assignee: Moneygram International, Inc.
    Inventors: Paul Augusto Melgar, Scott Anthony Kostelecky, Cheryl Lynn Magers, Christian Michael Fuchs, Sonja Elizabeth Dery, Joseph Richard Braga, David Allan Motley, Gary Cecil Lugar, Constance Marie Arrington
  • Publication number: 20180068294
    Abstract: Embodiments of the present disclosure provide a money transfer network system that improves the performance of money transfer services provided via the money transfer network system and improves the performance of the underlying devices utilized to provide money transfer services. In particular, disclosed embodiments of a money transfer network system provide money transfer services that enable multiple users to engage in money transfer transactions as either a sending party or a receiving party in a manner that is similar to money transfer transactions executed between two users individually. Disclosed embodiments further enable a receiving party to request payment from a sending party, which may include scheduling recurring payments to be made via money transfer transactions.
    Type: Application
    Filed: September 2, 2016
    Publication date: March 8, 2018
    Inventors: Paul Augusto Melgar, Scott Anthony Kostelecky, Cheryl Lynn Magers, Christian Michael Fuchs, Sonja Elizabeth Dery, Joseph Richard Braga, David Allan Motley, Gary Cecil Lugar, Constance Marie Arrington
  • Publication number: 20170018029
    Abstract: Embodiments of systems, methods, and computer-readable storage media for processing loans using resources of a money transfer network are provided. The disclosed embodiment provide techniques for utilizing non-credit transactions executed via a money transfer network to establish credit worthiness and risk assessment for loans requested by borrowers, and may enable borrowers with little or no credit history to obtain loans that they may otherwise be unable to obtain. Further, the disclosed embodiments may utilize the money transfer service provider's expertise in anti-money laundering and other illicit financial behaviors to prevent the loans from being obtained for illicit purposes. Embodiments may also use information that may otherwise be unknown to the lender to generate a recommendation to the lender regarding whether the loan should be approved or denied.
    Type: Application
    Filed: July 16, 2015
    Publication date: January 19, 2017
    Inventors: Adriana Beatriz Eiriz, David Allan Motley