Patents by Inventor David Allan Motley
David Allan Motley has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
-
Publication number: 20240412191Abstract: Embodiments of the present disclosure provide a money transfer network system that improves the performance of money transfer services provided via the money transfer network system and improves the performance of the underlying devices utilized to provide money transfer services. In particular, disclosed embodiments of a money transfer network system provide money transfer services that enable multiple users to engage in money transfer transactions as either a sending party or a receiving party in a manner that is similar to money transfer transactions executed between two users individually. Disclosed embodiments further enable a receiving party to request payment from a sending party, which may include scheduling recurring payments to be made via money transfer transactions.Type: ApplicationFiled: June 20, 2024Publication date: December 12, 2024Inventors: Paul Augusto Melgar, Scott Anthony Kostelecky, Cheryl Lynn Magers, Christian Michael Fuchs, Sonja Elizabeth Dery, Joseph Richard Braga, David Allan Motley, Gary Cecil Lugar, Constance Marie Arrington
-
Patent number: 12033130Abstract: Embodiments of the present disclosure provide a money transfer network system that improves the performance of money transfer services provided via the money transfer network system and improves the performance of the underlying devices utilized to provide money transfer services. In particular, disclosed embodiments of a money transfer network system provide money transfer services that enable multiple users to engage in money transfer transactions as either a sending party or a receiving party in a manner that is similar to money transfer transactions executed between two users individually. Disclosed embodiments further enable a receiving party to request payment from a sending party, which may include scheduling recurring payments to be made via money transfer transactions.Type: GrantFiled: June 30, 2021Date of Patent: July 9, 2024Assignee: MoneyGram International, Inc.Inventors: Paul Augusto Melgar, Scott Anthony Kostelecky, Cheryl Lynn Magers, Christian Michael Fuchs, Sonja Elizabeth Dery, Joseph Richard Braga, David Allan Motley, Gary Cecil Lugar, Constance Marie Arrington
-
Publication number: 20210398102Abstract: Embodiments of the present disclosure provide a money transfer network system that improves the performance of money transfer services provided via the money transfer network system and improves the performance of the underlying devices utilized to provide money transfer services. In particular, disclosed embodiments of a money transfer network system provide money transfer services that enable multiple users to engage in money transfer transactions as either a sending party or a receiving party in a manner that is similar to money transfer transactions executed between two users individually. Disclosed embodiments further enable a receiving party to request payment from a sending party, which may include scheduling recurring payments to be made via money transfer transactions.Type: ApplicationFiled: June 30, 2021Publication date: December 23, 2021Inventors: Paul Augusto Melgar, Scott Anthony Kostelecky, Cheryl Lynn Magers, Christian Michael Fuchs, Sonja Elizabeth Dery, Joseph Richard Braga, David Allan Motley, Gary Cecil Lugar, Constance Marie Arrington
-
Patent number: 11055687Abstract: Embodiments of the present disclosure provide a money transfer network system that improves the performance of money transfer services provided via the money transfer network system and improves the performance of the underlying devices utilized to provide money transfer services. In particular, disclosed embodiments of a money transfer network system provide money transfer services that enable multiple users to engage in money transfer transactions as either a sending party or a receiving party in a manner that is similar to money transfer transactions executed between two users individually. Disclosed embodiments further enable a receiving party to request payment from a sending party, which may include scheduling recurring payments to be made via money transfer transactions.Type: GrantFiled: December 6, 2019Date of Patent: July 6, 2021Assignee: Moneygram International, Inc.Inventors: Paul Augusto Melgar, Scott Anthony Kostelecky, Cheryl Lynn Magers, Christian Michael Fuchs, Sonja Elizabeth Dery, Joseph Richard Braga, David Allan Motley, Gary Cecil Lugar, Constance Marie Arrington
-
Publication number: 20200184449Abstract: Embodiments of the present disclosure provide a money transfer network system that improves the performance of money transfer services provided via the money transfer network system and improves the performance of the underlying devices utilized to provide money transfer services. In particular, disclosed embodiments of a money transfer network system provide money transfer services that enable multiple users to engage in money transfer transactions as either a sending party or a receiving party in a manner that is similar to money transfer transactions executed between two users individually. Disclosed embodiments further enable a receiving party to request payment from a sending party, which may include scheduling recurring payments to be made via money transfer transactions.Type: ApplicationFiled: December 6, 2019Publication date: June 11, 2020Inventors: Paul Augusto Melgar, Scott Anthony Kostelecky, Cheryl Lynn Magers, Christian Michael Fuchs, Sonja Elizabeth Dery, Joseph Richard Braga, David Allan Motley, Gary Cecil Lugar, Constance Marie Arrington
-
Patent number: 10504099Abstract: Embodiments of the present disclosure provide a money transfer network system that improves the performance of money transfer services provided via the money transfer network system and improves the performance of the underlying devices utilized to provide money transfer services. In particular, disclosed embodiments of a money transfer network system provide money transfer services that enable multiple users to engage in money transfer transactions as either a sending party or a receiving party in a manner that is similar to money transfer transactions executed between two users individually. Disclosed embodiments further enable a receiving party to request payment from a sending party, which may include scheduling recurring payments to be made via money transfer transactions.Type: GrantFiled: September 2, 2016Date of Patent: December 10, 2019Assignee: Moneygram International, Inc.Inventors: Paul Augusto Melgar, Scott Anthony Kostelecky, Cheryl Lynn Magers, Christian Michael Fuchs, Sonja Elizabeth Dery, Joseph Richard Braga, David Allan Motley, Gary Cecil Lugar, Constance Marie Arrington
-
Publication number: 20180068294Abstract: Embodiments of the present disclosure provide a money transfer network system that improves the performance of money transfer services provided via the money transfer network system and improves the performance of the underlying devices utilized to provide money transfer services. In particular, disclosed embodiments of a money transfer network system provide money transfer services that enable multiple users to engage in money transfer transactions as either a sending party or a receiving party in a manner that is similar to money transfer transactions executed between two users individually. Disclosed embodiments further enable a receiving party to request payment from a sending party, which may include scheduling recurring payments to be made via money transfer transactions.Type: ApplicationFiled: September 2, 2016Publication date: March 8, 2018Inventors: Paul Augusto Melgar, Scott Anthony Kostelecky, Cheryl Lynn Magers, Christian Michael Fuchs, Sonja Elizabeth Dery, Joseph Richard Braga, David Allan Motley, Gary Cecil Lugar, Constance Marie Arrington
-
Publication number: 20170018029Abstract: Embodiments of systems, methods, and computer-readable storage media for processing loans using resources of a money transfer network are provided. The disclosed embodiment provide techniques for utilizing non-credit transactions executed via a money transfer network to establish credit worthiness and risk assessment for loans requested by borrowers, and may enable borrowers with little or no credit history to obtain loans that they may otherwise be unable to obtain. Further, the disclosed embodiments may utilize the money transfer service provider's expertise in anti-money laundering and other illicit financial behaviors to prevent the loans from being obtained for illicit purposes. Embodiments may also use information that may otherwise be unknown to the lender to generate a recommendation to the lender regarding whether the loan should be approved or denied.Type: ApplicationFiled: July 16, 2015Publication date: January 19, 2017Inventors: Adriana Beatriz Eiriz, David Allan Motley