Patents by Inventor David Andrist

David Andrist has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Systems, Methods, and Apparatus for Insurance Pricing
    Publication number: 20140249862
    Abstract: Systems, methods, apparatus, computer program code and means for rating and pricing insurance policies are provided. In some embodiments, an automated insurance processing platform rates and prices insurance policies by including a territory factor in the calculation of a premium for the policy. Pursuant to some embodiments, the territory factor is calculated by receiving historical loss data, geographical data, and demographic data, analyzing the historical loss data, the geographical data, and the demographic data to identify data having similar claim behaviors. The historical loss data is analyzed to identify at least a frequency and severity of historical loss by coverage type.
    Type: Application
    Filed: May 12, 2014
    Publication date: September 4, 2014
    Applicant: Hartford Fire Insurance Company
    Inventors: David Andrist, Jeffery T. Hay, James King
  • Systems and methods for rating and pricing insurance policies
    Patent number: 8725541
    Abstract: Systems, methods, apparatus, computer program code and means for rating and pricing insurance policies are provided. In some embodiments, an automated insurance processing platform rates and prices insurance policies by including a territory factor in the calculation of a premium for the policy. Pursuant to some embodiments, the territory factor is calculated by receiving historical loss data, geographical data, and demographic data, analyzing the historical loss data, the geographical data, and the demographic data to identify data having similar claim behaviors. The historical loss data is analyzed to identify at least a frequency and severity of historical loss by coverage type.
    Type: Grant
    Filed: December 31, 2008
    Date of Patent: May 13, 2014
    Assignee: Hartford Fire Insurance Company
    Inventors: David Andrist, Jeffery T. Hay, James King
  • SYSTEMS AND METHODS FOR RATING AND PRICING INSURANCE POLICIES
    Publication number: 20100063851
    Abstract: Systems, methods, apparatus, computer program code and means for rating and pricing insurance policies are provided. In some embodiments, an automated insurance processing platform rates and prices insurance policies by including a territory factor in the calculation of a premium for the policy. Pursuant to some embodiments, the territory factor is calculated by receiving historical loss data, geographical data, and demographic data, analyzing the historical loss data, the geographical data, and the demographic data to identify data having similar claim behaviors. The historical loss data is analyzed to identify at least a frequency and severity of historical loss by coverage type.
    Type: Application
    Filed: December 31, 2008
    Publication date: March 11, 2010
    Inventors: David Andrist, Jeffery T. Hay, James King