Patents by Inventor David C. Lo

David C. Lo has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20150347455
    Abstract: Techniques for storing information representing a venue are described. A system can represent a venue as a set of one or more nested data objects. A top layer of the nested data objects can include a venue data object that stores coarse information of the venue, including an identifier, a name, and a geometry of the venue. A second layer of data objects that are nested in the venue data object can include one or more building data objects that have finer granularity than the venue data object. Each building data object can store information on a building located at the venue, including name of the building, address of the building, and a geometry of the building. Additional layers of data objects representing further details of each building.
    Type: Application
    Filed: May 29, 2015
    Publication date: December 3, 2015
    Inventors: Philip Stanger, Ian Aric Mondragon, David C. Lo, Ashish Agarwal, Vojislav Samsalovic, Stephanie May Cowles
  • Patent number: 8245920
    Abstract: One embodiment of the present invention provides a system for facilitating a financial transaction. During operation, the system receives a request for a financial transaction from a merchant, wherein the financial transaction involves a payment to the merchant. Next, the system obtains a unique transaction identifier for the financial transaction. The system then associates the unique transaction identifier with the request to facilitate reconciliation of the financial transaction. Finally, the system forwards the request along with the unique transaction identifier to one or more financial institutions for subsequent processing of the financial transaction, which can involve reconciliation and/or settlement of the financial transaction.
    Type: Grant
    Filed: January 13, 2009
    Date of Patent: August 21, 2012
    Assignee: Intuit Inc.
    Inventors: Dinesh Kumar Katyal, James Alan Schneider, David C. Lo, John Hodgkinson
  • Patent number: 7726561
    Abstract: A system and method for reconciling a payment to a merchant (e.g., from a credit card issuer or processor) with a set of credit card transactions corresponding to the payment. A reconciliation facilitator assigns unique transaction IDs to credit card transactions submitted by the merchant. The reconciliation facilitator issues authorization requests for some or all of the transactions, and also submits a settlement request for authorized transactions, wherein one or both types of requests include the unique transaction IDs of the associated transactions. When a set of transactions is settled, their unique IDs are received as part of the settlement data, and the reconciliation facilitator can identify the settled transactions to the merchant (e.g., through his accounting or point-of-sale software).
    Type: Grant
    Filed: July 21, 2006
    Date of Patent: June 1, 2010
    Assignee: Intuit Inc.
    Inventors: Dinesh Kumar Katyal, James Alan Schneider, David C. Lo, John Hodgkinson
  • Publication number: 20080021821
    Abstract: A system and method for reconciling a payment to a merchant (e.g., from a credit card issuer or processor) with a set of credit card transactions corresponding to the payment. A reconciliation facilitator assigns unique transaction IDs to credit card transactions submitted by the merchant. The reconciliation facilitator issues authorization requests for some or all of the transactions, and also submits a settlement request for authorized transactions, wherein one or both types of requests include the unique transaction IDs of the associated transactions. When a set of transactions is settled, their unique IDs are received as part of the settlement data, and the reconciliation facilitator can identify the settled transactions to the merchant (e.g., through his accounting or point-of-sale software).
    Type: Application
    Filed: July 21, 2006
    Publication date: January 24, 2008
    Inventors: Dinesh Kumar Katyal, James Alan Schneider, David C. Lo, John Hodgkinson