Patents by Inventor David Charles Huber

David Charles Huber has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Monitoring system for determining and communicating a cost of insurance
    Patent number: 8090598
    Abstract: Means are provided for recording, storing, calculating, communicating and reviewing one or more operational aspects of a machine. Insurance costs are based, in part, on activities of the machine operator. A discount may be provided in exchange for recording the operational aspects and providing the recorded information to the insurer. The party may review information and decide whether to provide it to the insurer. The means for reviewing may present comparative information. Information that causes insurance costs to vary may be highlighted. Provided data may be used to verify insurance application information, generate actuarial information or determine insurance rates. Operating data may be reviewed on a computer, a Web site or other display medium so a party can observe how his operating behavior compares to that of other operators of similar machines and may be manipulated so a party can understand how changes in operating behavior can affect his insurance rates.
    Type: Grant
    Filed: January 23, 2004
    Date of Patent: January 3, 2012
    Assignee: Progressive Casualty Insurance Company
    Inventors: Alan Rex Bauer, Kurtis Tavis Burns, Michael Vincent Esposito, David Charles Huber, Jr., Patrick Lawrence O'Malley
  • Monitoring system for determining and communicating a cost of insurance
    Publication number: 20040153362
    Abstract: Means are provided for recording, storing, calculating, communicating and reviewing one or more operational aspects of a machine. Insurance costs are based, in part, on activities of the machine operator. A discount may be provided in exchange for recording the operational aspects and providing the recorded information to the insurer. The party may review information and decide whether to provide it to the insurer. The means for reviewing may present comparative information. Information that causes insurance costs to vary may be highlighted. Provided data may be used to verify insurance application information, generate actuarial information or determine insurance rates. Operating data may be reviewed on a computer, a Web site or other display medium so a party can observe how his operating behavior compares to that of other operators of similar machines and may be manipulated so a party can understand how changes in operating behavior can affect his insurance rates.
    Type: Application
    Filed: January 23, 2004
    Publication date: August 5, 2004
    Applicant: Progressive Casualty Insurance Company
    Inventors: Alan Rex Bauer, Kurtis Tavis Burns, Michael Vincent Esposito, David Charles Huber, Patrick Lawrence O'Malley