Abstract: A network-based advertising trading platform and method is disclosed. In one embodiment, a method determines a subset of content data that is associated with a geographical marker in a first data of a user, applies an algorithm using the first data to generate a content data hierarchy, and presents an additional transaction opportunity to the user based on a selected content data from the content data hierarchy using at least one preference database. The method may also include presenting the additional transaction opportunity based on an analysis of the first data of the user, and automatically accessing a second data of the user when a trigger data associated with the selected content data is initiated. The method may further include filtering the user, reshuffling the content data hierarchy, and generating a simulation of the financial profitability modeling.

Abstract: A system and method are disclosed for presenting a reason for the rejection of a credit application from an applicant is disclosed. The method includes obtaining a factor from a credit bureau identified as a factor that influences the FICO score assigned to the application by the credit bureau. The factor identified by the credit bureau is mapped to an internal rejection code. A rejection reason is provided that corresponds to the internal rejection code to the applicant.