Patents by Inventor David E. Kolinski-Schultz

David E. Kolinski-Schultz has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 10134024
    Abstract: A card actuated automated banking machine (152, 198, 200) includes a plurality of transaction function devices. The transaction function devices include a card reader (170), a printer (174), a bill dispenser (176), a display (182), a check imaging device (186), and at least one processor (190). The machine is operative, responsive to receiving a check and certification data, to dispense cash in exchange for the check. The person presenting the check to the machine need not provide user identifying inputs through input devices of the machine in order to receive cash for the check. Furthermore, prior to accepting the check as a payment, the person can communicate with at least one computer (204) through at least one consumer interface device (208) to verify that the check is payable for the check amount.
    Type: Grant
    Filed: October 20, 2017
    Date of Patent: November 20, 2018
    Assignee: Diebold Nixdorf, Incorporated
    Inventors: Mark D. Smith, David E. Kolinski-Schultz, Dale H. Blackson, Natarajan Ramachandran
  • Publication number: 20180053174
    Abstract: A card actuated automated banking machine (152, 198, 200) includes a plurality of transaction function devices. The transaction function devices include a card reader (170), a printer (174), a bill dispenser (176), a display (182), a check imaging device (186), and at least one processor (190). The machine is operative, responsive to receiving a check and certification data, to dispense cash in exchange for the check. The person presenting the check to the machine need not provide user identifying inputs through input devices of the machine in order to receive cash for the check. Furthermore, prior to accepting the check as a payment, the person can communicate with at least one computer (204) through at least one consumer interface device (208) to verify that the check is payable for the check amount.
    Type: Application
    Filed: October 20, 2017
    Publication date: February 22, 2018
    Inventors: Mark D. Smith, David E. Kolinski-Schultz, Dale H. Blackson, Natarajan Ramachandran
  • Patent number: 9824338
    Abstract: A card actuated automated banking machine (152, 198, 200) includes a plurality of transaction function devices. The transaction function devices include a card reader (170), a printer (174), a bill dispenser (176), a display (182), a check imaging device (186), and at least one processor (190). The machine is operative, responsive to receiving a check and certification data, to dispense cash in exchange for the check. The person presenting the check to the machine need not provide user identifying inputs through input devices of the machine in order to receive cash for the check. Furthermore, prior to accepting the check as a payment, the person can communicate with at least one computer (204) through at least one consumer interface device (208) to verify that the check is payable for the check amount.
    Type: Grant
    Filed: January 24, 2017
    Date of Patent: November 21, 2017
    Assignee: Diebold Nixdorf, Incorporated
    Inventors: Mark D. Smith, David E. Kolinski-Schultz, Dale H. Blackson, Natarajan Ramachandran
  • Publication number: 20170132585
    Abstract: A card actuated automated banking machine (152, 198, 200) includes a plurality of transaction function devices. The transaction function devices include a card reader (170), a printer (174), a bill dispenser (176), a display (182), a check imaging device (186), and at least one processor (190). The machine is operative, responsive to receiving a check and certification data, to dispense cash in exchange for the check. The person presenting the check to the machine need not provide user identifying inputs through input devices of the machine in order to receive cash for the check. Furthermore, prior to accepting the check as a payment, the person can communicate with at least one computer (204) through at least one consumer interface device (208) to verify that the check is payable for the check amount.
    Type: Application
    Filed: January 24, 2017
    Publication date: May 11, 2017
    Inventors: Mark D. Smith, David E. Kolinski-Schultz, Dale H. Blackson, Natarajan Ramachandran
  • Patent number: 9552575
    Abstract: A card actuated automated banking machine (152, 198, 200) includes a plurality of transaction function devices. The transaction function devices include a card reader (170), a printer (174), a bill dispenser (176), a display (182), a check imaging device (186), and at least one processor (190). The machine is operative, responsive to receiving a check and certification data, to dispense cash in exchange for the check. The person presenting the check to the machine need not provide user identifying inputs through input devices of the machine in order to receive cash for the check. Furthermore, prior to accepting the check as a payment, the person can communicate with at least one computer (204) through at least one consumer interface device (208) to verify that the check is payable for the check amount.
    Type: Grant
    Filed: March 21, 2016
    Date of Patent: January 24, 2017
    Assignee: Diebold Self-Service Systems division of Diebold, Incorporated
    Inventors: Mark D. Smith, David E. Kolinski-Schultz, Dale H. Blackson, Natarajan Ramachandran
  • Publication number: 20160203465
    Abstract: A card actuated automated banking machine (152, 198, 200) includes a plurality of transaction function devices. The transaction function devices include a card reader (170), a printer (174), a bill dispenser (176), a display (182), a check imaging device (186), and at least one processor (190). The machine is operative, responsive to receiving a check and certification data, to dispense cash in exchange for the check. The person presenting the check to the machine need not provide user identifying inputs through input devices of the machine in order to receive cash for the check. Furthermore, prior to accepting the check as a payment, the person can communicate with at least one computer (204) through at least one consumer interface device (208) to verify that the check is payable for the check amount.
    Type: Application
    Filed: March 21, 2016
    Publication date: July 14, 2016
    Inventors: Mark D. SMITH, David E. KOLINSKI-SCHULTZ, Dale H. BLACKSON, Natarajan RAMACHANDRAN
  • Patent number: 9292847
    Abstract: A card actuated automated banking machine (152, 198, 200) includes a plurality of transaction function devices. The transaction function devices include a card reader (170), a printer (174), a bill dispenser (176), a display (182), a check imaging device (186), and at least one processor (190). The machine is operative, responsive to receiving a check and certification data, to dispense cash in exchange for the check. The person presenting the check to the machine need not provide user identifying inputs through input devices of the machine in order to receive cash for the check. Furthermore, prior to accepting the check as a payment, the person can communicate with at least one computer (204) through at least one consumer interface device (208) to verify that the check is payable for the check amount.
    Type: Grant
    Filed: April 21, 2015
    Date of Patent: March 22, 2016
    Assignee: Diebold Self-Service Systems Division of Diebold, Incorporated
    Inventors: Mark D. Smith, David E. Kolinski-Schultz, Dale H. Blackson, Natarajan Ramachandran
  • Patent number: 9177449
    Abstract: An apparatus that operates to cause financial transfers responsive to data read from data bearing records, includes at least one processor that is in operative connection with a card reader, a check acceptor, a cash dispenser and a display. The at least one processor causes the machine to operate to read card data from a user card, and to cause a determination to be made that the read card data corresponds to an authorized financial account. The at least one processor is operative to cause data to be read from a check and/or cash to be dispensed, and a financial transfer to or from the account corresponding to the value thereof. A secure chest portion of the machine is accessible responsive to servicer input through an input device of the machine.
    Type: Grant
    Filed: March 15, 2012
    Date of Patent: November 3, 2015
    Assignee: Diebold Self-Service Systems division of Diebold, Incorporated
    Inventors: David E. Kolinski-Schultz, James Block, Randall W. Jenkins, Tim Crews, Michael J. Harty, Paul D. Magee, Richard C. Lute, Klaus Steinbach, Natarajan Ramachandran
  • Publication number: 20150310418
    Abstract: A card actuated automated banking machine (152, 198, 200) includes a plurality of transaction function devices. The transaction function devices include a card reader (170), a printer (174), a bill dispenser (176), a display (182), a check imaging device (186), and at least one processor (190). The machine is operative, responsive to receiving a check and certification data, to dispense cash in exchange for the check. The person presenting the check to the machine need not provide user identifying inputs through input devices of the machine in order to receive cash for the check. Furthermore, prior to accepting the check as a payment, the person can communicate with at least one computer (204) through at least one consumer interface device (208) to verify that the check is payable for the check amount.
    Type: Application
    Filed: April 21, 2015
    Publication date: October 29, 2015
    Inventors: Mark D. SMITH, David E. KOLINSKI-SCHULTZ, Dale H. BLACKSON, Natarajan RAMACHANDRAN
  • Patent number: 9010629
    Abstract: A card actuated automated banking machine (152, 198, 200) includes a plurality of transaction function devices. The transaction function devices include a card reader (170), a printer (174), a bill dispenser (176), a display (182), a check imaging device (186), and at least one processor (190). The machine is operative, responsive to receiving a check and certification data, to dispense cash in exchange for the check. The person presenting the check to the machine need not provide user identifying inputs through input devices of the machine in order to receive cash for the check. Furthermore, prior to accepting the check as a payment, the person can communicate with at least one computer (204) through at least one consumer interface device (208) to verify that the check is payable for the check amount.
    Type: Grant
    Filed: September 30, 2014
    Date of Patent: April 21, 2015
    Assignee: Diebold Self-Service Systems division of Diebold, Incorporated
    Inventors: Mark D. Smith, David E. Kolinski-Schultz, Dale H. Blackson, Natarajan Ramachandran
  • Publication number: 20150019437
    Abstract: A card actuated automated banking machine (152, 198, 200) includes a plurality of transaction function devices. The transaction function devices include a card reader (170), a printer (174), a bill dispenser (176), a display (182), a check imaging device (186), and at least one processor (190). The machine is operative, responsive to receiving a check and certification data, to dispense cash in exchange for the check. The person presenting the check to the machine need not provide user identifying inputs through input devices of the machine in order to receive cash for the check. Furthermore, prior to accepting the check as a payment, the person can communicate with at least one computer (204) through at least one consumer interface device (208) to verify that the check is payable for the check amount.
    Type: Application
    Filed: September 30, 2014
    Publication date: January 15, 2015
    Inventors: Mark D. SMITH, David E. KOLINSKI-SCHULTZ, Dale H. BLACKSON, Natarajan RAMACHANDRAN
  • Patent number: 8925799
    Abstract: An automated banking machine operates to cause financial transfers responsive at least in part to data read from data bearing records. The machine includes a card reader operative to read card data corresponding to at least one of a user and a financial account. A computer associated with the machine is operative to cause a determination to be made that the card data corresponds to a financial account authorized to conduct a transaction through operation of the machine. The account corresponding to the card data is assessed or credited with a value associated with the transaction. A record of the transaction is printed through operation of a printer. The machine includes at least one serviceable component. Sensors are operative to sense whether a serviceable component is in an operative position, and to provide an indication related thereto.
    Type: Grant
    Filed: March 15, 2012
    Date of Patent: January 6, 2015
    Assignee: Diebold Self-Service Systems division of Diebold, Incorporated
    Inventors: Michael J. Harty, H. Thomas Graef, David E. Kolinski-Schultz
  • Patent number: 8844809
    Abstract: A card actuated automated banking machine (152, 198, 200) includes a plurality of transaction function devices. The transaction function devices include a card reader (170), a printer (174), a bill dispenser (176), a display (182), a check imaging device (186), and at least one processor (190). The machine is operative, responsive to receiving a check and certification data, to dispense cash in exchange for the check. The person presenting the check to the machine need not provide user identifying inputs through input devices of the machine in order to receive cash for the check. Furthermore, prior to accepting the check as a payment, the person can communicate with at least one computer (204) through at least one consumer interface device (208) to verify that the check is payable for the check amount.
    Type: Grant
    Filed: April 8, 2014
    Date of Patent: September 30, 2014
    Assignee: Diebold Self-Service Systems division of Diebold, Incorporated
    Inventors: Mark D. Smith, David E. Kolinski-Schultz, Dale H. Blackson, Natarajan Ramachandran
  • Publication number: 20140222674
    Abstract: A card actuated automated banking machine (152, 198, 200) includes a plurality of transaction function devices. The transaction function devices include a card reader (170), a printer (174), a bill dispenser (176), a display (182), a check imaging device (186), and at least one processor (190). The machine is operative, responsive to receiving a check and certification data, to dispense cash in exchange for the check. The person presenting the check to the machine need not provide user identifying inputs through input devices of the machine in order to receive cash for the check. Furthermore, prior to accepting the check as a payment, the person can communicate with at least one computer (204) through at least one consumer interface device (208) to verify that the check is payable for the check amount.
    Type: Application
    Filed: April 8, 2014
    Publication date: August 7, 2014
    Applicant: Diebold Self-Service Systems, division of Diebold, Incorporated
    Inventors: Mark D. SMITH, David E. KOLINSKI-SCHULTZ, Dale H. BLACKSON, Natarajan RAMACHANDRAN
  • Patent number: 8695874
    Abstract: A card actuated automated banking machine (152,198,200) includes a plurality of transaction function devices. The transaction function devices include a card reader (170), a printer (174), a bill dispenser (176), a display (182), a check imaging device (186), and at least one processor (190). The machine is operative, responsive to receiving a check and certification data, to dispense cash in exchange for the check. The person presenting the check to the machine need not provide user identifying inputs through input devices of the machine in order to receive cash for the check. Furthermore, prior to accepting the check as a payment, the person can communicate with a least one computer (204) through at least one consumer interface device (208) to verify that the check is payable for the check amount.
    Type: Grant
    Filed: April 15, 2013
    Date of Patent: April 15, 2014
    Assignee: Diebold Self-Service Systems
    Inventors: Mark D. Smith, David E. Kolinski-Schultz, Dale H. Blackson, Natarajan Ramachandran
  • Publication number: 20130232065
    Abstract: A card actuated automated banking machine (152, 198, 200) includes a plurality of transaction function devices. The transaction function devices include a card reader (170), a printer (174), a bill dispenser (176), a display (182), a check imaging device (186), and at least one processor (190). The machine is operative, responsive to receiving a check and certification data, to dispense cash in exchange for the check. The person presenting the check to the machine need not provide user identifying inputs through input devices of the machine in order to receive cash for the check. Furthermore, prior to accepting the check as a payment, the person can communicate with at least one computer (204) through at least one consumer interface device (208) to verify that the check is payable for the check amount.
    Type: Application
    Filed: April 15, 2013
    Publication date: September 5, 2013
    Applicant: Diebold Self-Service Systems division of Diebold, Incorporated
    Inventors: Mark D. Smith, David E. Kolinski-Schultz, Dale H. Blackson, Natarajan Ramachandran
  • Patent number: 8474699
    Abstract: A system controlled responsive to data bearing records includes a card reader that is operative to read card data from user cards including financial account data, and causes operation of an automated banking machine to carry out financial transactions responsive to the account data. The automated banking machine is operative to access at least one network. The automated banking machine is operative to receive a gift card code from a machine user, where the code is correlated with a monetary value in a data store. In response to receiving the code, the machine operates to dispense a non-currency gift card that is redeemable at a merchant for the monetary value in at least one of goods or services.
    Type: Grant
    Filed: November 7, 2011
    Date of Patent: July 2, 2013
    Assignee: Diebold Self-Service Systems division of Diebold, Incorporated
    Inventors: David E. Kolinski-Schultz, Dale H. Blackson, Mark D. Smith, Natarajan Ramachandran
  • Patent number: 8418916
    Abstract: A card actuated automated banking machine (152, 198, 200) includes a plurality of transaction function devices. The transaction function devices include a card reader (170), a printer (174), a bill dispenser (176), a coin dispenser (178), a display (182), a check imaging device (186), and at least one processor (190). The machine is operative responsive to receiving a check and certification data to dispense cash in exchange for the check. The person presenting the check need not provide user identifying inputs through input devices in order to receive cash for the check. A check recipient prior to presenting the check for payment is also enabled to verify that the check will be paid through communication with at least one computer (204) through at least one consumer interface device (208).
    Type: Grant
    Filed: September 2, 2011
    Date of Patent: April 16, 2013
    Assignee: Diebold Self-Service Systems
    Inventors: Mark D. Smith, Atta Mateen, David E. Kolinski-Schultz, Dale H. Blackson, Natarajan Ramachandran
  • Publication number: 20120097738
    Abstract: A system controlled responsive to data bearing records includes a card reader that is operative to read card data from user cards including financial account data, and causes operation of an automated banking machine to carry out financial transactions responsive to the account data. The automated banking machine is operative to access at least one network. The automated banking machine is operative to enable a user thereof to make payments for purchases of goods or services to be delivered remote from the machine and to receive from the user a cash payment for the purchases through a cash acceptor. The automated banking machine includes a printer that provides receipts for transactions conducted through the machine.
    Type: Application
    Filed: November 7, 2011
    Publication date: April 26, 2012
    Applicant: Diebold Self-Service Systems division of Diebold, Incorporated
    Inventors: David E. Kolinski-Schultz, Dale H. Blackson, Mark D. Smith, Natarajan Ramachandran
  • Patent number: 8127985
    Abstract: An automated banking machine operates responsive to data bearing records. The machine operates to carry out financial transactions for authorized users responsive to data corresponding to financial accounts included on user cards. The banking machine includes a housing bounding an interior area, and an opening into the interior area. The machine includes a card reader, a display, and a cash dispenser. The machine further includes at least one module moveable between an operative position within the housing and a service position. A plurality of position sensors is operative to sense disposed portions of the module and at least one indicator is operative to provide a visual output indicative that the module is in the operative position.
    Type: Grant
    Filed: December 29, 2008
    Date of Patent: March 6, 2012
    Assignee: Diebold Self-Service Systems division of Diebold, Incorporated
    Inventor: David E. Kolinski-Schultz