Patents by Inventor David E. Kolinski-Schultz
David E. Kolinski-Schultz has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 10134024Abstract: A card actuated automated banking machine (152, 198, 200) includes a plurality of transaction function devices. The transaction function devices include a card reader (170), a printer (174), a bill dispenser (176), a display (182), a check imaging device (186), and at least one processor (190). The machine is operative, responsive to receiving a check and certification data, to dispense cash in exchange for the check. The person presenting the check to the machine need not provide user identifying inputs through input devices of the machine in order to receive cash for the check. Furthermore, prior to accepting the check as a payment, the person can communicate with at least one computer (204) through at least one consumer interface device (208) to verify that the check is payable for the check amount.Type: GrantFiled: October 20, 2017Date of Patent: November 20, 2018Assignee: Diebold Nixdorf, IncorporatedInventors: Mark D. Smith, David E. Kolinski-Schultz, Dale H. Blackson, Natarajan Ramachandran
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Publication number: 20180053174Abstract: A card actuated automated banking machine (152, 198, 200) includes a plurality of transaction function devices. The transaction function devices include a card reader (170), a printer (174), a bill dispenser (176), a display (182), a check imaging device (186), and at least one processor (190). The machine is operative, responsive to receiving a check and certification data, to dispense cash in exchange for the check. The person presenting the check to the machine need not provide user identifying inputs through input devices of the machine in order to receive cash for the check. Furthermore, prior to accepting the check as a payment, the person can communicate with at least one computer (204) through at least one consumer interface device (208) to verify that the check is payable for the check amount.Type: ApplicationFiled: October 20, 2017Publication date: February 22, 2018Inventors: Mark D. Smith, David E. Kolinski-Schultz, Dale H. Blackson, Natarajan Ramachandran
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Patent number: 9824338Abstract: A card actuated automated banking machine (152, 198, 200) includes a plurality of transaction function devices. The transaction function devices include a card reader (170), a printer (174), a bill dispenser (176), a display (182), a check imaging device (186), and at least one processor (190). The machine is operative, responsive to receiving a check and certification data, to dispense cash in exchange for the check. The person presenting the check to the machine need not provide user identifying inputs through input devices of the machine in order to receive cash for the check. Furthermore, prior to accepting the check as a payment, the person can communicate with at least one computer (204) through at least one consumer interface device (208) to verify that the check is payable for the check amount.Type: GrantFiled: January 24, 2017Date of Patent: November 21, 2017Assignee: Diebold Nixdorf, IncorporatedInventors: Mark D. Smith, David E. Kolinski-Schultz, Dale H. Blackson, Natarajan Ramachandran
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Publication number: 20170132585Abstract: A card actuated automated banking machine (152, 198, 200) includes a plurality of transaction function devices. The transaction function devices include a card reader (170), a printer (174), a bill dispenser (176), a display (182), a check imaging device (186), and at least one processor (190). The machine is operative, responsive to receiving a check and certification data, to dispense cash in exchange for the check. The person presenting the check to the machine need not provide user identifying inputs through input devices of the machine in order to receive cash for the check. Furthermore, prior to accepting the check as a payment, the person can communicate with at least one computer (204) through at least one consumer interface device (208) to verify that the check is payable for the check amount.Type: ApplicationFiled: January 24, 2017Publication date: May 11, 2017Inventors: Mark D. Smith, David E. Kolinski-Schultz, Dale H. Blackson, Natarajan Ramachandran
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Patent number: 9552575Abstract: A card actuated automated banking machine (152, 198, 200) includes a plurality of transaction function devices. The transaction function devices include a card reader (170), a printer (174), a bill dispenser (176), a display (182), a check imaging device (186), and at least one processor (190). The machine is operative, responsive to receiving a check and certification data, to dispense cash in exchange for the check. The person presenting the check to the machine need not provide user identifying inputs through input devices of the machine in order to receive cash for the check. Furthermore, prior to accepting the check as a payment, the person can communicate with at least one computer (204) through at least one consumer interface device (208) to verify that the check is payable for the check amount.Type: GrantFiled: March 21, 2016Date of Patent: January 24, 2017Assignee: Diebold Self-Service Systems division of Diebold, IncorporatedInventors: Mark D. Smith, David E. Kolinski-Schultz, Dale H. Blackson, Natarajan Ramachandran
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Publication number: 20160203465Abstract: A card actuated automated banking machine (152, 198, 200) includes a plurality of transaction function devices. The transaction function devices include a card reader (170), a printer (174), a bill dispenser (176), a display (182), a check imaging device (186), and at least one processor (190). The machine is operative, responsive to receiving a check and certification data, to dispense cash in exchange for the check. The person presenting the check to the machine need not provide user identifying inputs through input devices of the machine in order to receive cash for the check. Furthermore, prior to accepting the check as a payment, the person can communicate with at least one computer (204) through at least one consumer interface device (208) to verify that the check is payable for the check amount.Type: ApplicationFiled: March 21, 2016Publication date: July 14, 2016Inventors: Mark D. SMITH, David E. KOLINSKI-SCHULTZ, Dale H. BLACKSON, Natarajan RAMACHANDRAN
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Patent number: 9292847Abstract: A card actuated automated banking machine (152, 198, 200) includes a plurality of transaction function devices. The transaction function devices include a card reader (170), a printer (174), a bill dispenser (176), a display (182), a check imaging device (186), and at least one processor (190). The machine is operative, responsive to receiving a check and certification data, to dispense cash in exchange for the check. The person presenting the check to the machine need not provide user identifying inputs through input devices of the machine in order to receive cash for the check. Furthermore, prior to accepting the check as a payment, the person can communicate with at least one computer (204) through at least one consumer interface device (208) to verify that the check is payable for the check amount.Type: GrantFiled: April 21, 2015Date of Patent: March 22, 2016Assignee: Diebold Self-Service Systems Division of Diebold, IncorporatedInventors: Mark D. Smith, David E. Kolinski-Schultz, Dale H. Blackson, Natarajan Ramachandran
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Patent number: 9177449Abstract: An apparatus that operates to cause financial transfers responsive to data read from data bearing records, includes at least one processor that is in operative connection with a card reader, a check acceptor, a cash dispenser and a display. The at least one processor causes the machine to operate to read card data from a user card, and to cause a determination to be made that the read card data corresponds to an authorized financial account. The at least one processor is operative to cause data to be read from a check and/or cash to be dispensed, and a financial transfer to or from the account corresponding to the value thereof. A secure chest portion of the machine is accessible responsive to servicer input through an input device of the machine.Type: GrantFiled: March 15, 2012Date of Patent: November 3, 2015Assignee: Diebold Self-Service Systems division of Diebold, IncorporatedInventors: David E. Kolinski-Schultz, James Block, Randall W. Jenkins, Tim Crews, Michael J. Harty, Paul D. Magee, Richard C. Lute, Klaus Steinbach, Natarajan Ramachandran
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Publication number: 20150310418Abstract: A card actuated automated banking machine (152, 198, 200) includes a plurality of transaction function devices. The transaction function devices include a card reader (170), a printer (174), a bill dispenser (176), a display (182), a check imaging device (186), and at least one processor (190). The machine is operative, responsive to receiving a check and certification data, to dispense cash in exchange for the check. The person presenting the check to the machine need not provide user identifying inputs through input devices of the machine in order to receive cash for the check. Furthermore, prior to accepting the check as a payment, the person can communicate with at least one computer (204) through at least one consumer interface device (208) to verify that the check is payable for the check amount.Type: ApplicationFiled: April 21, 2015Publication date: October 29, 2015Inventors: Mark D. SMITH, David E. KOLINSKI-SCHULTZ, Dale H. BLACKSON, Natarajan RAMACHANDRAN
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Patent number: 9010629Abstract: A card actuated automated banking machine (152, 198, 200) includes a plurality of transaction function devices. The transaction function devices include a card reader (170), a printer (174), a bill dispenser (176), a display (182), a check imaging device (186), and at least one processor (190). The machine is operative, responsive to receiving a check and certification data, to dispense cash in exchange for the check. The person presenting the check to the machine need not provide user identifying inputs through input devices of the machine in order to receive cash for the check. Furthermore, prior to accepting the check as a payment, the person can communicate with at least one computer (204) through at least one consumer interface device (208) to verify that the check is payable for the check amount.Type: GrantFiled: September 30, 2014Date of Patent: April 21, 2015Assignee: Diebold Self-Service Systems division of Diebold, IncorporatedInventors: Mark D. Smith, David E. Kolinski-Schultz, Dale H. Blackson, Natarajan Ramachandran
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Publication number: 20150019437Abstract: A card actuated automated banking machine (152, 198, 200) includes a plurality of transaction function devices. The transaction function devices include a card reader (170), a printer (174), a bill dispenser (176), a display (182), a check imaging device (186), and at least one processor (190). The machine is operative, responsive to receiving a check and certification data, to dispense cash in exchange for the check. The person presenting the check to the machine need not provide user identifying inputs through input devices of the machine in order to receive cash for the check. Furthermore, prior to accepting the check as a payment, the person can communicate with at least one computer (204) through at least one consumer interface device (208) to verify that the check is payable for the check amount.Type: ApplicationFiled: September 30, 2014Publication date: January 15, 2015Inventors: Mark D. SMITH, David E. KOLINSKI-SCHULTZ, Dale H. BLACKSON, Natarajan RAMACHANDRAN
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Patent number: 8925799Abstract: An automated banking machine operates to cause financial transfers responsive at least in part to data read from data bearing records. The machine includes a card reader operative to read card data corresponding to at least one of a user and a financial account. A computer associated with the machine is operative to cause a determination to be made that the card data corresponds to a financial account authorized to conduct a transaction through operation of the machine. The account corresponding to the card data is assessed or credited with a value associated with the transaction. A record of the transaction is printed through operation of a printer. The machine includes at least one serviceable component. Sensors are operative to sense whether a serviceable component is in an operative position, and to provide an indication related thereto.Type: GrantFiled: March 15, 2012Date of Patent: January 6, 2015Assignee: Diebold Self-Service Systems division of Diebold, IncorporatedInventors: Michael J. Harty, H. Thomas Graef, David E. Kolinski-Schultz
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Patent number: 8844809Abstract: A card actuated automated banking machine (152, 198, 200) includes a plurality of transaction function devices. The transaction function devices include a card reader (170), a printer (174), a bill dispenser (176), a display (182), a check imaging device (186), and at least one processor (190). The machine is operative, responsive to receiving a check and certification data, to dispense cash in exchange for the check. The person presenting the check to the machine need not provide user identifying inputs through input devices of the machine in order to receive cash for the check. Furthermore, prior to accepting the check as a payment, the person can communicate with at least one computer (204) through at least one consumer interface device (208) to verify that the check is payable for the check amount.Type: GrantFiled: April 8, 2014Date of Patent: September 30, 2014Assignee: Diebold Self-Service Systems division of Diebold, IncorporatedInventors: Mark D. Smith, David E. Kolinski-Schultz, Dale H. Blackson, Natarajan Ramachandran
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Publication number: 20140222674Abstract: A card actuated automated banking machine (152, 198, 200) includes a plurality of transaction function devices. The transaction function devices include a card reader (170), a printer (174), a bill dispenser (176), a display (182), a check imaging device (186), and at least one processor (190). The machine is operative, responsive to receiving a check and certification data, to dispense cash in exchange for the check. The person presenting the check to the machine need not provide user identifying inputs through input devices of the machine in order to receive cash for the check. Furthermore, prior to accepting the check as a payment, the person can communicate with at least one computer (204) through at least one consumer interface device (208) to verify that the check is payable for the check amount.Type: ApplicationFiled: April 8, 2014Publication date: August 7, 2014Applicant: Diebold Self-Service Systems, division of Diebold, IncorporatedInventors: Mark D. SMITH, David E. KOLINSKI-SCHULTZ, Dale H. BLACKSON, Natarajan RAMACHANDRAN
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Patent number: 8695874Abstract: A card actuated automated banking machine (152,198,200) includes a plurality of transaction function devices. The transaction function devices include a card reader (170), a printer (174), a bill dispenser (176), a display (182), a check imaging device (186), and at least one processor (190). The machine is operative, responsive to receiving a check and certification data, to dispense cash in exchange for the check. The person presenting the check to the machine need not provide user identifying inputs through input devices of the machine in order to receive cash for the check. Furthermore, prior to accepting the check as a payment, the person can communicate with a least one computer (204) through at least one consumer interface device (208) to verify that the check is payable for the check amount.Type: GrantFiled: April 15, 2013Date of Patent: April 15, 2014Assignee: Diebold Self-Service SystemsInventors: Mark D. Smith, David E. Kolinski-Schultz, Dale H. Blackson, Natarajan Ramachandran
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Publication number: 20130232065Abstract: A card actuated automated banking machine (152, 198, 200) includes a plurality of transaction function devices. The transaction function devices include a card reader (170), a printer (174), a bill dispenser (176), a display (182), a check imaging device (186), and at least one processor (190). The machine is operative, responsive to receiving a check and certification data, to dispense cash in exchange for the check. The person presenting the check to the machine need not provide user identifying inputs through input devices of the machine in order to receive cash for the check. Furthermore, prior to accepting the check as a payment, the person can communicate with at least one computer (204) through at least one consumer interface device (208) to verify that the check is payable for the check amount.Type: ApplicationFiled: April 15, 2013Publication date: September 5, 2013Applicant: Diebold Self-Service Systems division of Diebold, IncorporatedInventors: Mark D. Smith, David E. Kolinski-Schultz, Dale H. Blackson, Natarajan Ramachandran
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Patent number: 8474699Abstract: A system controlled responsive to data bearing records includes a card reader that is operative to read card data from user cards including financial account data, and causes operation of an automated banking machine to carry out financial transactions responsive to the account data. The automated banking machine is operative to access at least one network. The automated banking machine is operative to receive a gift card code from a machine user, where the code is correlated with a monetary value in a data store. In response to receiving the code, the machine operates to dispense a non-currency gift card that is redeemable at a merchant for the monetary value in at least one of goods or services.Type: GrantFiled: November 7, 2011Date of Patent: July 2, 2013Assignee: Diebold Self-Service Systems division of Diebold, IncorporatedInventors: David E. Kolinski-Schultz, Dale H. Blackson, Mark D. Smith, Natarajan Ramachandran
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Patent number: 8418916Abstract: A card actuated automated banking machine (152, 198, 200) includes a plurality of transaction function devices. The transaction function devices include a card reader (170), a printer (174), a bill dispenser (176), a coin dispenser (178), a display (182), a check imaging device (186), and at least one processor (190). The machine is operative responsive to receiving a check and certification data to dispense cash in exchange for the check. The person presenting the check need not provide user identifying inputs through input devices in order to receive cash for the check. A check recipient prior to presenting the check for payment is also enabled to verify that the check will be paid through communication with at least one computer (204) through at least one consumer interface device (208).Type: GrantFiled: September 2, 2011Date of Patent: April 16, 2013Assignee: Diebold Self-Service SystemsInventors: Mark D. Smith, Atta Mateen, David E. Kolinski-Schultz, Dale H. Blackson, Natarajan Ramachandran
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Publication number: 20120097738Abstract: A system controlled responsive to data bearing records includes a card reader that is operative to read card data from user cards including financial account data, and causes operation of an automated banking machine to carry out financial transactions responsive to the account data. The automated banking machine is operative to access at least one network. The automated banking machine is operative to enable a user thereof to make payments for purchases of goods or services to be delivered remote from the machine and to receive from the user a cash payment for the purchases through a cash acceptor. The automated banking machine includes a printer that provides receipts for transactions conducted through the machine.Type: ApplicationFiled: November 7, 2011Publication date: April 26, 2012Applicant: Diebold Self-Service Systems division of Diebold, IncorporatedInventors: David E. Kolinski-Schultz, Dale H. Blackson, Mark D. Smith, Natarajan Ramachandran
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Patent number: 8127985Abstract: An automated banking machine operates responsive to data bearing records. The machine operates to carry out financial transactions for authorized users responsive to data corresponding to financial accounts included on user cards. The banking machine includes a housing bounding an interior area, and an opening into the interior area. The machine includes a card reader, a display, and a cash dispenser. The machine further includes at least one module moveable between an operative position within the housing and a service position. A plurality of position sensors is operative to sense disposed portions of the module and at least one indicator is operative to provide a visual output indicative that the module is in the operative position.Type: GrantFiled: December 29, 2008Date of Patent: March 6, 2012Assignee: Diebold Self-Service Systems division of Diebold, IncorporatedInventor: David E. Kolinski-Schultz