Abstract: An assembly of structural components for supporting an air filtration member is disclosed. The assembly may include an air filtration member and a framework designed to provide support to the filtration member. The framework may include a first structural component forming a lower base of the framework for supporting the filtration member and a second structural component forming an upper base of the framework for supporting the filtration member. The framework may also have an arm that is slidable within and attachable to the framework, and may be configured to provide an adjustment mechanism for the framework, such that the framework and the filtration member can be located within a number of differently sized forced air heating or air conditioning ducts.

Abstract: A personal comfort device having a neck support portion and an arm and upper body support portion. In an embodiment of the present disclosure, the neck support portion may comprise a U-shaped pillow having a pair of opposing arms. The neck support portion may be placed onto the back a user's neck such that the two opposing arms pass on either side of the user's neck and such that the free ends of the two opposing arms are located on the front side of the user. The neck support portion may support the head and neck of a user in a comfortable manner. The arm support portion may be interconnected to the neck support portion such that it hangs approximately on the user's torso. The arm support portion may be functional to receive the user's arms and maintain them in approximately a folded position across the user's torso. The arm support portion may be integrated into a blanket to thereby provide additional comfort to a user.

Abstract: An assembly of structural components for supporting an air filtration member is disclosed. The assembly may include an air filtration member and a framework designed to provide support to the filtration member. The framework may include a first structural component forming a lower base of the framework for supporting the filtration member and a second structural component forming an upper base of the framework for supporting the filtration member. The framework may also have an arm that is slidable within and attachable to the framework, and may be configured to provide an adjustment mechanism for the framework, such that the framework and the filtration member can be located within a number of differently sized forced air heating or air conditioning ducts.

Abstract: The automated system of the present invention uses the Federal, State, local and professional regulations and requirements and implementing instructions to generate a plurality of tasks which can be used to control and drive the process of handling a mortgage loan application to completion and settlement in accordance with these regulations. Loan requestors may specify that the system will generate the plurality of required tasks, including tasks required by applicable federal and/or state law, provide the plurality of required tasks to the requester for his execution, and monitor the completion of all required tasks so as to provide a completion certificate to the requestor.

Abstract: The automated compliance engine of the present invention uses the Federal, State, local and professional regulations and requirements and implementing instructions to generate a plurality of tasks which can be used to control and drive the process of handling a mortgage loan application to completion and to monitor the completion of the tasks in order to generate a Completion Certificate. Mortgage loan requesters may specify that the system will generate the plurality of required tasks, provide the plurality of required tasks to the requestor for his execution, and monitor the completion of all required tasks so as to provide a completion certificate to the requestor.

Abstract: The automated system of the present invention uses the Federal, State, local and professional regulations and requirements and implementing instructions to generate a plurality of tasks which can be used to control and drive the process of handling a mortgage loan application to completion and settlement in accordance with these regulations. Upon the completion of all required tasks related to processing a loan, including tasks required by applicable federal or state law, reports are generated showing completion of all requirements and for use in payment of fees to are appropriate persons. Loan requesters may specify that the system will generate the plurality of required tasks, including tasks required by applicable federal or state law, provide the plurality of required tasks to the requestor for his execution, and monitor the completion of all required tasks so as to a completion certificate to the requestor.

Abstract: The present invention provides a solution to the needs described above through a system and processe to be used in the mortgage industry for combining an Loan Application System with an automated Compliance Engine used for generating and monitoring a set of required procedures involved in moving and tracking a mortgage loan through one or more of the steps of ‘originate’, ‘approve’, ‘close’, ‘fund’, and ‘ship’. The automated compliance engine itself is a system and method for automatically generating a set of required tasks for use in managing the mortgage loan process, including tasks required by applicably federal or state law. The system of the present invention automatically couples the regulatory compliance information engine and a task management system required to process loans and provides methods for integrating the Automate Compliance Engine technology with any third party's loan processing software.

Abstract: The automated system of the present invention uses the Federal, State, local and professional regulations and requirements and implementing instructions to generate a plurality of tasks which can be used to control and drive the process of handling a mortgage loan application to completion and settlement in accordance with these regulations. Loan requestors may specify that the system will generate the plurality of required tasks, including tasks required by applicable federal and/or state law, provide the plurality of required tasks to the requestor for his execution, and monitor the completion of all required tasks so as to provide a completion certificate to the requester. Moreover, users of the automated loan mortgage and compliance system can use their cell phones to interface with the system.