Abstract: According to some embodiments, systems and methods for a medical risk underwriting computer system are disclosed. Access to the system is blocked if an invalid password is received. Receipt of a valid password for which a predetermined time period has expired may cause the system to delete some of the components of the medical underwriting computer system. Receipt of a valid password for which a predetermined time period has not expired will provide access to the system. The system is configured to generate graphical interfaces for the input of medical risk factors, to generate suggested values for the risk factors, and to automatically calculate an overall risk level associated with the policy based on the medical risk value associated with each of the plurality of selected medical risk factors. The system then automatically generates a recommended underwriting decision based on the overall risk level, and generates a customized decision document.

Abstract: According to some embodiments, systems and methods for a medical risk underwriting computer system are disclosed. Access to the system is blocked if an invalid password is received. Receipt of a valid password for which a predetermined time period has expired may cause the system to delete some of the components of the medical underwriting computer system. Receipt of a valid password for which a predetermined time period has not expired will provide access to the system. The system is configured to generate graphical interfaces for the input of medical risk factors, to generate suggested values for the risk factors, and to automatically calculate an overall risk level associated with the policy based on the medical risk value associated with each of the plurality of selected medical risk factors. The system then automatically generates a recommended underwriting decision based on the overall risk level, and generates a customized decision document.

Abstract: According to some embodiments, systems, methods, apparatus, computer program code and means may display information from a medical risk factor computer storage unit. Information associated with an insurance policy, having an insurance policy identifier, may then be received from an underwriter along with a plurality of medical risk factor values for the insurance policy. The plurality of medical risk factor values may be stored into an insurance policy storage unit in association with the insurance policy identifier. An overall risk level associated with the insurance policy may be automatically calculated based on the plurality of medical risk factor values, and at least one file may be locally saved associating overall risk level with the insurance policy identifier and/or medical risk factor values.

Abstract: According to some embodiments, systems, methods, apparatus, computer program code and means may display information from a medical risk factor computer storage unit. Information associated with an insurance policy, having an insurance policy identifier, may then be received from an underwriter along with a plurality of medical risk factor values for the insurance policy. The plurality of medical risk factor values may be stored into an insurance policy storage unit in association with the insurance policy identifier. An overall risk level associated with the insurance policy may be automatically calculated based on the plurality of medical risk factor values, and at least one file may be locally saved associating overall risk level with the insurance policy identifier and/or medical risk factor values.