Abstract: A system for underwriting using community and/or social networking based data is disclosed. In some embodiments, an automated insurance underwriting platform for rating and pricing insurance policies through the accessing and evaluating of community, social and business network based information is implemented. According to some embodiments, community or social network rating data may be analyzed and weighting factors may be applied to the community or social network rating data. An underwriting decision for the potential entity to be insured may then be transmitted based at least in part on the community or social network rating data.

Abstract: Pursuant to some embodiments, insurance systems, methods and devices are provided which include a data storage device for storing, updating and providing access to loss risk score data. In some embodiments, a request for information associated with a user's location identified by user location data may be received over a communications network. A computer processing system may then be operated to generate a safety score associated with said use location data, the safety score being based on a plurality of loss risk factors associated with the user location data. A response, including the safety score, may then be transmitted to the user over the communications network.

Abstract: A data processing system includes a processor that is configured for determining a percentage share to assign a share of relative risk in an insurance pool between an insurer, a first safety vendor and at least one other safety vendor. The processor is further configured to allocate portions of the insurance pool among the insurer and the safety vendors according to the determined shares assigned to the insurer and the safety vendors, to aggregate by the insurer loss information related to the insurance pool, and transmit the loss information to the safety vendors. Also, the processor is configured to allocate portions of a claim liability or a received premium associated with the insurance pool among the insurer and the safety vendors according to the determined shares assigned to the insurer and the safety vendors. The data processing system also includes a memory for storing the determined shares assigned to the insurer and the safety vendors.

Abstract: Pursuant to some embodiments, insurance systems, methods and devices are provided which include a data storage device for storing, updating and providing access to loss risk score data. In some embodiments, a request for information associated with a user's location identified by user location data may be received over a communications network. A computer processing system may then be operated to generate a safety score associated with said use location data, the safety score being based on a plurality of loss risk factors associated with the user location data. At least one element of an insurance policy associated with the user may be modified in accordance with the safety score. A response, including the safety score, may then be transmitted to the user over the communications network.

Abstract: Systems, methods, apparatus, means and computer program code for operating a mobile device and an insurance processing system are provide which include receiving, from a mobile device, sensor data collected from at least a first sensor of the mobile device, determining, based at least in part on the sensor data, that an activity associated with an insured is not covered by a plurality of insurance coverage rules, and transmitting, to the mobile device, information indicating that an activity is not covered by a plurality of insurance coverage rules.

Abstract: Pursuant to some embodiments, systems, methods and devices are provided for insurance processing including installing a medical monitoring application associated with a user of a mobile device, the medical monitoring application including configuration data associated with at least a first medical monitoring rule, displaying, under control of the medical monitoring application, a series of instructions to cause the mobile device to be configured to communicate with at least a first biometric sensor, collecting, based on the at least first medical monitoring rule, a set of biometric data from the at least first biometric sensor, and transmitting the set of biometric data from the mobile device to a remote processing system for processing a request for insurance.

Abstract: Systems, methods and apparatus for creating, analyzing and updating a property inventory are disclosed which include receiving, from a user operating a mobile device, a request to add a new item of property to an insurance inventory associated with an insurance policy, the request including information identifying the new item, at least a first image of the new item, and information identifying a location of the new item. An insurance inventory system is operated to add the new item to an insurance inventory associated with the insurance policy, the updating including computing a total current value of the insurance inventory including the new item. A coverage engine is operated to compare coverage limits associated with the insurance policy to the total current value of the insurance inventory to determine if the total current value is within a coverage limit of the insurance policy. A response is transmitted to the user based on the determination.

Abstract: Pursuant to some embodiments, insurance systems, methods and devices are provided which include a data storage device for storing, updating and providing access to loss risk score data, a computer processor for executing program instructions and for retrieving the loss risk score data from the data storage device, a memory, coupled to the computer processor, for storing program instructions for execution by the computer processor, a geocoding engine comprising program instructions stored in the memory for geocoding historical loss data and a plurality of loss risk factors, a scoring engine comprising program instructions stored in the memory for calculating a loss risk score for each of a plurality of geographical locations based on said historical loss data and said plurality of loss risk factors, and a communication device, coupled to the computer processor, to output loss risk score data based on geographical location.

Abstract: A method includes a computer which receives telematics data relating to a vehicle operated by a driver. The telematics data is associated with a match index. The match index indicates that the telematics data is pertinent to the driver without indicating the driver's identity. The computer receives other data relating to the driver. The other data is associated with the match index. The computer uses the match index to associate the telematics data with the other data. The computer uses the associated telematics data and the other data to generate a driver classification for the driver.

Abstract: A data processing system includes a processor that is configured for determining a percentage share to assign a share of relative risk in an insurance pool between an insurer, a first safety vendor and at least one other safety vendor. The processor is further configured to allocate portions of the insurance pool among the insurer and the safety vendors according to the determined shares assigned to the insurer and the safety vendors, to aggregate by the insurer loss information related to the insurance pool, and transmit the loss information to the safety vendors. Also, the processor is configured to allocate portions of a claim liability or a received premium associated with the insurance pool among the insurer and the safety vendors according to the determined shares assigned to the insurer and the safety vendors. The data processing system also includes a memory for storing the determined shares assigned to the insurer and the safety vendors.

Abstract: A system for controlling the operation of an item of equipment for processing materials to produce a product which includes aggregate materials of various particle sizes in a predetermined weight ratio includes a sampling device for obtaining a sample of the product from a predetermined location and a gradation assembly. The gradation assembly includes a plurality of gradation screens and a weighing pan for measuring the weight of aggregate material. The gradation screens are supported by a frame in a generally horizontal attitude in a stacked arrangement, so that each screen in the stack has screen openings that are smaller than those of the screen immediately above it in the stack. The assembly also includes a vibrator for vibrating the screens and a mechanism for sequentially depositing the aggregate material that is retained on each screen or that passes through all of the screens in the weighing pan.

Abstract: A system for controlling the operation of a first item of equipment for processing materials in connection with the production of a product which includes aggregate materials and a volatile component includes an oven, a gradation assembly having a plurality of screens, and a mechanism for transporting aggregate materials from the oven to the gradation assembly. The system also includes a mechanism for controlling the operation of an item of equipment if one or more of the ratios of the weight of the aggregate materials that are retained on any of the screens or that pass through all of the screens to the total weight of the aggregate materials fails to meet a predetermined standard. A preferred embodiment of the system also includes a mechanism for controlling the operation of a second item of equipment for combining asphalt cement and aggregate materials if the ratio of the weight of the asphalt cement in a sample of the product to the total weight of the sample fails to meet a predetermined standard.

Abstract: An adjustment mechanism for a rock crusher has an insert installed in the thread form of a bowl support and a locking ring. A bowl is threadably installed in the bowl support and lock ring assembly and is movable toward and away from a cone assembly. The insert is of a material that differs from that of the bowl and bowl support. The lock ring is movable to frictionally lock the thread forms of the bowl and bowl support against each other. The inserts prevent the galling and deformation of the thread forms previously experienced.

Abstract: A cone crusher for rock that has a rotatable wedge plate that rotatably supports a cone for crushing rock. The wedge plate has bores for receiving sized weights for balancing the rotating assembly. The bores place the weights out of the travel path of the crushed material and are not subject to wear or abrasion during operation of the crusher.

Abstract: A remote operable cone crusher employing all-hydraulic adjust and clamping systems features a hydraulic "intensifier" for the clamp cylinders and an auxiliary pressure maintaining circuit for the adjust cylinders in order to overcome "creep" under load.

Abstract: A rotary table for an impact crusher has upper and lower table plates grooved to receive restraining lugs on impeller shoes which are clamped between the plates. The grooves also receive the restraining lugs of segmental wear plates which are held in place, vertically, by having end portions fitting in notches formed conjointly by shoulders on the impeller shoes and the inner faces of the table plates. The latter and the shoes have lip portions to shield the outer edges of the table plates from wear.