Abstract: System and methods are provided for simulating reward opportunities of a plurality of reward accounts. The system may comprise a memory device(s) storing instructions, and a processor(s) configured to execute the instructions to perform operations. The processor(s) may be configured to generate an interface for display to a user, access spending information corresponding to a plurality of transactions, access reward term information corresponding to a plurality of reward accounts based on a comparison parameter, index the spending information according to categories of spending based on the reward term information, simulate a reward opportunity for each of the reward accounts based on the indexed spending information, generate a comparison metric for each of the reward accounts based in part on the reward term information and the simulated reward opportunity, and update the interface to display the comparison metrics and information corresponding to the simulated reward opportunities.