Patents by Inventor David G. Kern

David G. Kern has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 6604080
    Abstract: An automated system and method of computing rates to be charged for insurance coverage equivalent to that provided by a standard workers' compensation policy includes coordinating a workers' compensation insurance policy with an employers liability insurance policy to provide the coverage of a standard workers' compensation policy; determining one set of rates for insuring employees in pre-determined employment classifications for the workers' compensation policy and another set of rates for insuring the employees in other pre-determined employment classifications for said employers liability coverage; entering the sets of rates in a memory accessible by a digital computer; computing with the digital computer a first number, representing the amount of premium to be paid for workers' compensation coverage, by multiplying an employer's payroll for the employees in a one of the pre-determined employment classifications times a corresponding rate from the one set of rates, and comput
    Type: Grant
    Filed: October 5, 1994
    Date of Patent: August 5, 2003
    Assignee: B&S Underwriters, Inc.
    Inventor: David G. Kern
  • Patent number: H1431
    Abstract: This invention utilizes beads in sample preparation to increase the precision of nucleotide hybridization assays.
    Type: Grant
    Filed: November 4, 1992
    Date of Patent: April 4, 1995
    Inventors: David G. Kern, Patrick J. Sheridan, John Todd