Patents by Inventor David GABRIELE
David GABRIELE has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Publication number: 20210334789Abstract: Systems, methods, and computer-readable storage media for inserting payment information into payment forms without user interaction. A system can identify that a user has navigated to a web page operated by a merchant computer system for a merchant and identify a payment form within the web page. The system can then execute a payment request API which generates a query for saved payment credentials for the user from the merchant computer system. When the merchant computer system indicates it does not have the saved payment credentials for the user, the system can identify browser-saved payment credentials stored in the Internet browser, then generate a virtual payment information associated with the browser-saved payment credentials. The virtual payment information can then be inserted into corresponding fields of the payment form without the user entering any additional information.Type: ApplicationFiled: July 9, 2021Publication date: October 28, 2021Applicant: Capital One Services, LLCInventors: Vu NGUYEN, David GABRIELE, Jonatan Y. RODRIGUEZ, Adam VUKICH, Abdelkader BENKREIRA, Joshua EDWARDS
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Publication number: 20210326920Abstract: An exemplary system, method, and computer-accessible medium for providing a financial account recommendation to person(s) can include receiving a transaction history for the person(s) associated with a first financial account, determining first rewards information based on the transaction history, accessing database(s) containing rewards rates for a plurality of second financial accounts, determining second rewards information for a particular second financial account of the plurality of second financial accounts based on the transaction history, and providing the financial account recommendation to the person(s) to one of (i) keep the first financial account or (ii) switch to the second financial account based on a comparison of the first rewards information to the second rewards information.Type: ApplicationFiled: April 21, 2020Publication date: October 21, 2021Inventors: Jonatan YUCRA RODRIGUEZ, Abdelkader BENKREIRA, Joshua EDWARDS, Vu NGUYEN, David GABRIELE, Adam VUKICH
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Publication number: 20210329437Abstract: An automated method is provided for initiating a transaction function in a transaction processing device. The method comprises establishing near field communication between the transaction processing device and an NFC transmitting device having an associated tag identifier and receiving NFC information including the tag identifier. The transaction processing device transmits the NFC information to a merchant processor and receives from the merchant processor a tag rule communication including an instruction to carry out a transaction function associated with the tag identifier or a request to associate a new transaction function with the tag identifier. Responsive to receiving an instruction to carry out a transaction function associated with the tag identifier, the transaction processing device executes the transaction function.Type: ApplicationFiled: July 1, 2021Publication date: October 21, 2021Inventors: David GABRIELE, Wayne LUTZ, Lin Ni Lisa CHENG, Daniel John MARSCH, Tyler MAIMAN, Saleem Ahmed SANGI, Kevin OSBORN
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Patent number: 11144910Abstract: Systems, methods, and computer-readable storage media for inserting payment information into payment forms without user interaction. A system can identify that a user has navigated to a web page operated by a merchant computer system for a merchant and identify a payment form within the web page. The system can then execute a payment request API which generates a query for saved payment credentials for the user from the merchant computer system. When the merchant computer system indicates it does not have the saved payment credentials for the user, the system can identify browser-saved payment credentials stored in the Internet browser, then generate a virtual payment information associated with the browser-saved payment credentials. The virtual payment information can then be inserted into corresponding fields of the payment form without the user entering any additional information.Type: GrantFiled: February 14, 2020Date of Patent: October 12, 2021Assignee: CAPITAL ONE SERVICES, LLCInventors: Vu Nguyen, David Gabriele, Jonatan Yucra Rodriguez, Adam Vukich, Abdelkader Benkreira, Joshua Edwards
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Publication number: 20210256503Abstract: Systems, methods, and computer-readable storage media for inserting payment information into payment forms without user interaction. A system can identify that a user has navigated to a web page operated by a merchant computer system for a merchant and identify a payment form within the web page. The system can then execute a payment request API which generates a query for saved payment credentials for the user from the merchant computer system. When the merchant computer system indicates it does not have the saved payment credentials for the user, the system can identify browser-saved payment credentials stored in the Internet browser, then generate a virtual payment information associated with the browser-saved payment credentials. The virtual payment information can then be inserted into corresponding fields of the payment form without the user entering any additional information.Type: ApplicationFiled: February 14, 2020Publication date: August 19, 2021Applicant: Capital One Services, LLCInventors: Vu NGUYEN, David GABRIELE, Jonatan Yucra RODRIGUEZ, Adam VUKICH, Abdelkader BENKREIRA, Joshua EDWARDS
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Publication number: 20210248313Abstract: A device attempts to access a resource that requires a multi-factor authentication (MFA), and receives, from an MFA server device, a challenge form. The device performs natural language processing on the challenge form to determine a first location of an input for a security code and a second location of a verify button. The device provides, to an email server device, a request to access emails associated with a user of the device, and receives access to multiple emails associated with the user. The device processes the multiple emails to identify an MFA email in the multiple emails, and identifies a security code in the MFA email. The device provides the security code at the first location, and selects the verify button at the second location. The device provides the security code to the MFA server device, and receives information indicating whether the device is authenticated.Type: ApplicationFiled: April 29, 2021Publication date: August 12, 2021Inventors: Vu NGUYEN, Abdelkadar M'Hamed BENKREIRA, David GABRIELE, Jonatan YUCRA RODRIGUEZ, Joshua EDWARDS, Adam VUKICH
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Patent number: 11089461Abstract: An automated method is provided for initiating a transaction function in a transaction processing device. The method comprises establishing near field communication between the transaction processing device and an NFC transmitting device having an associated tag identifier and receiving NFC information including the tag identifier. The transaction processing device transmits the NFC information to a merchant processor and receives from the merchant processor a tag rule communication including an instruction to carry out a transaction function associated with the tag identifier or a request to associate a new transaction function with the tag identifier. Responsive to receiving an instruction to carry out a transaction function associated with the tag identifier, the transaction processing device executes the transaction function.Type: GrantFiled: May 31, 2019Date of Patent: August 10, 2021Assignee: CAPITAL ONE SERVICES, LLCInventors: David Gabriele, Wayne Lutz, Lin Ni Lisa Cheng, Daniel John Marsch, Tyler Maiman, Saleem Ahmed Sangi, Kevin Osborn
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Publication number: 20210233128Abstract: A method of facilitating an augmented reality experience to purchase an item at a merchant location may be provided. The method may include storing profile data, receiving location data and environmental data from a computing device associated with the stored profile data. Upon determining that the user device has entered a predefined merchant location, the method may include initiating a sequence of augmented reality modes including at least a first augmented reality mode associated with the selection of an item and a second augmented reality mode associated with the payment of the item. The user device may display virtual content in association with each mode, and upon detecting predetermined user inputs such as gestures, fixed gazes, or moving through thresholds, the system may enable the selection and payment of one or more items by sending a purchase request to a merchant terminal.Type: ApplicationFiled: February 22, 2021Publication date: July 29, 2021Inventors: David Gabriele, Justin Smith, Damaris Kroeber
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Publication number: 20210224348Abstract: In some implementations, a device may detect loading of a first web page associated with a domain, and may create an inline frame element that references a second web page associated with the domain. The second web page may require an authenticated user session to access particular content of the second web page. The device may insert the inline frame element into code for the first web page, and may transmit a request for the second web page based on inserting the inline frame element into the code for the first web page. The device may receive a response to the request for the second web page, and may determine whether there is an authenticated user session for the domain based on the response. The device may selectively perform an action based on determining whether there is an authenticated user session for the domain.Type: ApplicationFiled: December 30, 2020Publication date: July 22, 2021Inventors: Vu NGUYEN, Joshua EDWARDS, Adam VUKICH, Mykhaylo BULGAKOV, Abdelkadar M'Hamed BENKREIRA, David GABRIELE, Andrea MONTEALEGRE, Ljubica CHATMAN, Jonatan YUCRA RODRIGUEZ
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Patent number: 11005837Abstract: A device attempts to access a resource that requires a multi-factor authentication (MFA), and receives, from an MFA server device, a challenge form. The device performs natural language processing on the challenge form to determine a first location of an input for a security code and a second location of a verify button. The device provides, to an email server device, a request to access emails associated with a user of the device, and receives access to multiple emails associated with the user. The device processes the multiple emails to identify an MFA email in the multiple emails, and identifies a security code in the MFA email. The device provides the security code at the first location, and selects the verify button at the second location. The device provides the security code to the MFA server device, and receives information indicating whether the device is authenticated.Type: GrantFiled: November 18, 2019Date of Patent: May 11, 2021Assignee: Capital One Services, LLCInventors: Vu Nguyen, Abdelkadar M'Hamed Benkreira, David Gabriele, Jonatan Yucra Rodriguez, Joshua Edwards, Adam Vukich
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Publication number: 20210096889Abstract: A device may initiate an automated script to perform one or more interactions with a browser application and identify a first element in a page rendered by the browser application that satisfies one or more accessibility criteria, wherein the first element may include text that is readable by a screen reader application and/or an attribute that causes the first element to be navigable using a keyboard. The device may modify the first element to be inaccessible to the screen reader application and the keyboard and insert, into the page, a second element including text that is readable by the screen reader application to describe the one or more interactions that the automated script is performing. The client device may restore the page to an original state based on determining that the automated script has finished executing.Type: ApplicationFiled: December 9, 2020Publication date: April 1, 2021Inventors: Vu NGUYEN, Jonatan YUCRA RODRIGUEZ, Adam VUKICH, Joshua EDWARDS, David GABRIELE, Abdelkadar M'Hamed BENKREIRA
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Patent number: 10929902Abstract: A method of facilitating an augmented reality experience to purchase an item at a merchant location may be provided. The method may include storing profile data, receiving location data and environmental data from a computing device associated with the stored profile data. Upon determining that the user device has entered a predefined merchant location, the method may include initiating a sequence of augmented reality modes including at least a first augmented reality mode associated with the selection of an item and a second augmented reality mode associated with the payment of the item. The user device may display virtual content in association with each mode, and upon detecting predetermined user inputs such as gestures, fixed gazes, or moving through thresholds, the system may enable the selection and payment of one or more items by sending a purchase request to a merchant terminal.Type: GrantFiled: November 19, 2018Date of Patent: February 23, 2021Assignee: CAPITAL ONE SERVICES, LLCInventors: David Gabriele, Justin Smith, Damaris Kroeber
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Publication number: 20210044951Abstract: An automated method is provided for activating a NFC application in a mobile interface device. In this method, the device receives from a beacon a wireless beacon signal comprising at least one beacon identifier. The wireless beacon signal is processed by the mobile interface device to determine the at least one beacon identifier. The mobile interface device determines based on the at least one beacon identifier, whether to activate the NFC application. Responsive to a determination that the NFC application should be activated, the mobile interface device transitions the NFC application from a passive state to an active state. NFC communication is then established between the mobile interface device and at least one NFC transmitting device disposed within a beacon range volume defined by the beacon location and the beacon range.Type: ApplicationFiled: August 28, 2020Publication date: February 11, 2021Inventors: David GABRIELE, Wayne LUTZ, Lin Ni Lisa CHENG, Daniel John MARSCH, Tyler MAIMAN, Saleem Ahmed SANGI, Kevin OSBORN
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Publication number: 20210042738Abstract: A device may determine that transaction account information, associated with a transaction account associated with a user, is to be updated. The device may identify a merchant account that is configured to use the transaction account for a transaction associated with the user and a merchant, and navigate, using a navigation model, a merchant portal associated with the merchant, to access the merchant account. The device may perform, using the navigation model and login credentials for the merchant account, a login operation to access the merchant account via the merchant portal, wherein the login credentials are stored in a credential mapping that indicates an authorization to update the transaction account information to permit the transaction account information to be used in association with the merchant account. The device may update, using the navigation model, a transaction setting of the merchant account to include updated transaction account information for the transaction account.Type: ApplicationFiled: August 8, 2019Publication date: February 11, 2021Inventors: Joshua Edwards, Abdelkadar M'Hamed Benkreira, Adam Vukich, Jonatan Yucra Rodriguez, David Gabriele, Vu Nguyen, Mykhaylo Bulgakov
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Publication number: 20210020173Abstract: A device may receive a command associated with identifying a merchant for a virtual card swap procedure wherein the virtual card swap procedure is to replace a credit card of a user with a virtual card corresponding to the credit card. The device may identify the merchant for the virtual card swap procedure based on the command. The device may obtain the virtual card for the user. The device may determine a virtual card swap procedure template for the merchant. The device may perform the virtual card swap procedure based on the virtual card swap procedure template.Type: ApplicationFiled: December 2, 2019Publication date: January 21, 2021Inventors: Adam VUKICH, Abdelkadar M'Hamed BENKREIRA, Vu NGUYEN, Joshua EDWARDS, Jonatan YUCRA RODRIGUEZ, David GABRIELE
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Patent number: 10885143Abstract: In some implementations, a device may detect loading of a first web page associated with a domain, and may create an inline frame element that references a second web page associated with the domain. The second web page may require an authenticated user session to access particular content of the second web page. The device may insert the inline frame element into code for the first web page, and may transmit a request for the second web page based on inserting the inline frame element into the code for the first web page. The device may receive a response to the request for the second web page, and may determine whether there is an authenticated user session for the domain based on the response. The device may selectively perform an action based on determining whether there is an authenticated user session for the domain.Type: GrantFiled: October 18, 2019Date of Patent: January 5, 2021Assignee: Capital One Services, LLCInventors: Vu Nguyen, Joshua Edwards, Adam Vukich, Mykhaylo Bulgakov, Abdelkadar M'Hamed Benkreira, David Gabriele, Andrea Montealegre, Ljubica Chatman, Jonatan Yucra Rodriguez
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Patent number: 10871975Abstract: A device may initiate an automated script to perform one or more interactions with a browser application and identify a first element in a page rendered by the browser application that satisfies one or more accessibility criteria, wherein the first element may include text that is readable by a screen reader application and/or an attribute that causes the first element to be navigable using a keyboard. The device may modify the first element to be inaccessible to the screen reader application and the keyboard and insert, into the page, a second element including text that is readable by the screen reader application to describe the one or more interactions that the automated script is performing. The client device may restore the page to an original state based on determining that the automated script has finished executing.Type: GrantFiled: April 16, 2020Date of Patent: December 22, 2020Assignee: Capital One Services, LLCInventors: Vu Nguyen, Jonatan Yucra Rodriguez, Adam Vukich, Joshua Edwards, David Gabriele, Abdelkadar M'Hamed Benkreira
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Publication number: 20200389448Abstract: A device attempts to access a resource that requires a multi-factor authentication (MFA), and receives, from an MFA server device, a challenge form. The device performs natural language processing on the challenge form to determine a first location of an input for a security code and a second location of a verify button. The device provides, to an email server device, a request to access emails associated with a user of the device, and receives access to multiple emails associated with the user. The device processes the multiple emails to identify an MFA email in the multiple emails, and identifies a security code in the MFA email. The device provides the security code at the first location, and selects the verify button at the second location. The device provides the security code to the MFA server device, and receives information indicating whether the device is authenticated.Type: ApplicationFiled: November 18, 2019Publication date: December 10, 2020Inventors: Vu NGUYEN, Abdelkadar M'Hamed BENKREIRA, David GABRIELE, Jonatan YUCRA RODRIGUEZ, Joshua EDWARDS, Adam VUKICH
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Publication number: 20200364064Abstract: A device may initiate an automated script to perform one or more interactions with a browser application and identify a first element in a page rendered by the browser application that satisfies one or more accessibility criteria, wherein the first element may include text that is readable by a screen reader application and/or an attribute that causes the first element to be navigable using a keyboard. The device may modify the first element to be inaccessible to the screen reader application and the keyboard and insert, into the page, a second element including text that is readable by the screen reader application to describe the one or more interactions that the automated script is performing. The client device may restore the page to an original state based on determining that the automated script has finished executing.Type: ApplicationFiled: April 16, 2020Publication date: November 19, 2020Inventors: Vu NGUYEN, Jonatan Yucra Rodriguez, Adam Vukich, Joshua Edwards, David Gabriele, Abdelkadar M'Hamed Benkreira
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Publication number: 20200342514Abstract: The present disclosure relates to systems and methods for facilitating shopping and purchasing. The systems and methods for facilitating shopping and purchasing use an identity tag as an item tracker and/or a transaction enabler.Type: ApplicationFiled: July 13, 2020Publication date: October 29, 2020Inventors: David Gabriele, Michael Pankratz, Callie Kooiker, Justin Smith, Matthew Mitchell, Matthew Dabney, Justin Wishne, Drew Jacobs