Patents by Inventor David Henstock
David Henstock has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Publication number: 20250005585Abstract: Embodiments of the disclosure are directed to methods and systems for enabling generation and management of a secondary account. The secondary account may be generated in relation to a primary account, such that at least a portion of a transaction conducted using the secondary account may be charged to the primary account. In some embodiments, the secondary account may be associated with a number of protocols to be applied to a transaction. When a transaction is initiated using the secondary account, a service provider may consult an itinerary to dynamically generate a set of protocols which is relevant to the transaction based on a time period during which the transaction is initiated. In some embodiments, portions of the transaction may be split up and transmitted to different authorization entities for authorization.Type: ApplicationFiled: September 13, 2024Publication date: January 2, 2025Applicant: Visa International Service AssociationInventors: Kellie Goodwin, David Henstock
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Patent number: 12112334Abstract: Embodiments of the disclosure are directed to methods and systems for enabling generation and management of a secondary account. The secondary account may be generated in relation to a primary account, such that at least a portion of a transaction conducted using the secondary account may be charged to the primary account. In some embodiments, the secondary account may be associated with a number of protocols to be applied to a transaction. When a transaction is initiated using the secondary account, a service provider may consult an itinerary to dynamically generate a set of protocols which is relevant to the transaction based on a time period during which the transaction is initiated. In some embodiments, portions of the transaction may be split up and transmitted to different authorization entities for authorization.Type: GrantFiled: June 30, 2021Date of Patent: October 8, 2024Assignee: Visa International Service AssociationInventors: Kellie Goodwin, David Henstock
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Publication number: 20240265007Abstract: A method for combining multiple interactions into a single record entry is disclosed. A data package can be created that represents a set of interactions, and each entity associated with an interaction can review the data package. Each entity can indicate agreement with the interactions by digitally signing the data package. Once signed by each involved entity, the data package can be stored in a record such as a blockchain.Type: ApplicationFiled: April 2, 2024Publication date: August 8, 2024Applicant: Visa International Service AssociationInventors: Ajith Thekadath, Suman Mukherjee, Mondo Jacobs, David Henstock
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Patent number: 11971879Abstract: A method for combining multiple interactions into a single record entry is disclosed. A data package can be created that represents a set of interactions, and each entity associated with an interaction can review the data package. Each entity can indicate agreement with the interactions by digitally signing the data package. Once signed by each involved entity, the data package can be stored in a record such as a blockchain.Type: GrantFiled: July 13, 2022Date of Patent: April 30, 2024Assignee: VISA INTERNATIONAL SERVICE ASSOCIATIONInventors: Ajith Thekadath, Suman Mukherjee, Mondo Jacobs, David Henstock
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Publication number: 20240020410Abstract: A method is disclosed. The method comprises receiving, by a digital identity computer, a request for personal data associated with a user. The digital identity computer may retrieve encrypted personal data, wherein the personal data is encrypted with a public key associated with the user. The digital identity computer may encrypt the encrypted personal data with a first public key associated with a relying party or derivative thereof to form subsequently encrypted personal data. The method may then proceed to transmit the subsequently encrypted personal data or derivative thereof to a relying party computer, or a user device. If the user device receives the subsequently encrypted personal data, the user device may thereafter transmit the subsequently encrypted personal data or derivative thereof to the relying party computer. Then, the relying party computer obtains the personal data from the subsequently encrypted personal data or derivative thereof.Type: ApplicationFiled: September 28, 2021Publication date: January 18, 2024Applicant: Visa International Service AssociationInventors: Sunpreet Singh Arora, Saikrishna Badrinarayanan, Srinivasan Raghuraman, Kim Wagner, Gaven James Watson, David Henstock, Jason Lightman
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Patent number: 11809608Abstract: A method and system are provided for transferring digital assets in a digital asset network. Network users can be centrally enrolled and screened for compliance. Standardized transfer processes and unique identifiers can provide a transparent and direct transfer process. Digital assets can include sufficient information for ensuring that a value will be provided, including one or more digital signatures, such that value can be made immediately available to recipients.Type: GrantFiled: March 22, 2022Date of Patent: November 7, 2023Assignee: Visa International Service AssociationInventors: Mondo Jacobs, Ajith Thekadath, Lidia Daldoss, David Henstock
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Publication number: 20220342872Abstract: A method for combining multiple interactions into a single record entry is disclosed. A data package can be created that represents a set of interactions, and each entity associated with an interaction can review the data package. Each entity can indicate agreement with the interactions by digitally signing the data package. Once signed by each involved entity, the data package can be stored in a record such as a blockchain.Type: ApplicationFiled: July 13, 2022Publication date: October 27, 2022Applicant: VISA INTERNATIONAL SERVICE ASSOCIATIONInventors: Ajith Thekadath, Suman Mukherjee, Mondo Jacobs, David Henstock
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Patent number: 11429592Abstract: A method for combining multiple interactions into a single record entry is disclosed. A data package can be created that represents a set of interactions, and each entity associated with an interaction can review the data package. Each entity can indicate agreement with the interactions by digitally signing the data package. Once signed by each involved entity, the data package can be stored in a record such as a blockchain.Type: GrantFiled: April 13, 2018Date of Patent: August 30, 2022Assignee: VISA INTERNATIONAL SERVICE ASSOCIATIONInventors: Ajith Thekadath, Suman Mukherjee, Mondo Jacobs, David Henstock
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Publication number: 20220215132Abstract: A method and system are provided for transferring digital assets in a digital asset network. Network users can be centrally enrolled and screened for compliance. Standardized transfer processes and unique identifiers can provide a transparent and direct transfer process. Digital assets can include sufficient information for ensuring that a value will be provided, including one or more digital signatures, such that value can be made immediately available to recipients.Type: ApplicationFiled: March 22, 2022Publication date: July 7, 2022Inventors: Mondo Jacobs, Ajith Thekadath, Lidia Daldoss, David Henstock
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Patent number: 11314900Abstract: A method and system are provided for transferring digital assets in a digital asset network. Network users can be centrally enrolled and screened for compliance. Standardized transfer processes and unique identifiers can provide a transparent and direct transfer process. Digital assets can include sufficient information for ensuring that a value will be provided, including one or more digital signatures, such that value can be made immediately available to recipients.Type: GrantFiled: May 1, 2020Date of Patent: April 26, 2022Assignee: VISA INTERNATIONAL SERVICE ASSOCIATIONInventors: Mondo Jacobs, Ajith Thekadath, Lidia Daldoss, David Henstock
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Publication number: 20210326877Abstract: Embodiments of the disclosure are directed to methods and systems for enabling generation and management of a secondary account. The secondary account may be generated in relation to a primary account, such that at least a portion of a transaction conducted using the secondary account may be charged to the primary account. In some embodiments, the secondary account may be associated with a number of protocols to be applied to a transaction. When a transaction is initiated using the secondary account, a service provider may consult an itinerary to dynamically generate a set of protocols which is relevant to the transaction based on a time period during which the transaction is initiated. In some embodiments, portions of the transaction may be split up and transmitted to different authorization entities for authorization.Type: ApplicationFiled: June 30, 2021Publication date: October 21, 2021Inventors: Kellie Goodwin, David Henstock
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Patent number: 11108566Abstract: A method and system are provided for transferring digital assets in a digital asset network. Network users can be centrally enrolled and screened for compliance. Standardized transfer processes and unique identifiers can provide a transparent and direct transfer process. Digital assets can include sufficient information for ensuring that a value will be provided, including one or more digital signatures, such that value can be made immediately available to recipients.Type: GrantFiled: November 22, 2019Date of Patent: August 31, 2021Assignee: VISA INTERNATIONAL SERVICE ASSOCIATIONInventors: Mondo Jacobs, Ajith Thekadath, Lidia Daldoss, David Henstock
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Patent number: 11080712Abstract: Embodiments of the disclosure are directed to methods and systems for enabling generation and management of a secondary account. The secondary account may be generated in relation to a primary account, such that at least a portion of a transaction conducted using the secondary account may be charged to the primary account. In some embodiments, the secondary account may be associated with a number of protocols to be applied to a transaction. When a transaction is initiated using the secondary account, a service provider may consult an itinerary to dynamically generate a set of protocols which is relevant to the transaction based on a time period during which the transaction is initiated. In some embodiments, portions of the transaction may be split up and transmitted to different authorization entities for authorization.Type: GrantFiled: September 10, 2018Date of Patent: August 3, 2021Assignee: VISA INTERNATIONAL SERVICE ASSOCIATIONInventors: Kellie Goodwin, David Henstock
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Publication number: 20200379979Abstract: A method for combining multiple interactions into a single record entry is disclosed. A data package can be created that represents a set of interactions, and each entity associated with an interaction can review the data package. Each entity can indicate agreement with the interactions by digitally signing the data package. Once signed by each involved entity, the data package can be stored in a record such as a blockchain.Type: ApplicationFiled: April 13, 2018Publication date: December 3, 2020Inventors: Ajith Thekadath, Suman Mukherjee, Mondo Jacobs, David Henstock
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Publication number: 20200259666Abstract: A method and system are provided for transferring digital assets in a digital asset network. Network users can be centrally enrolled and screened for compliance. Standardized transfer processes and unique identifiers can provide a transparent and direct transfer process. Digital assets can include sufficient information for ensuring that a value will be provided, including one or more digital signatures, such that value can be made immediately available to recipients.Type: ApplicationFiled: May 1, 2020Publication date: August 13, 2020Inventors: Mondo Jacobs, Ajith Thekadath, Lidia Daldoss, David Henstock
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Patent number: 10693658Abstract: A method and system are provided for transferring digital assets in a digital asset network. Network users can be centrally enrolled and screened for compliance. Standardized transfer processes and unique identifiers can provide a transparent and direct transfer process. Digital assets can include sufficient information for ensuring that a value will be provided, including one or more digital signatures, such that value can be made immediately available to recipients.Type: GrantFiled: October 3, 2016Date of Patent: June 23, 2020Assignee: Visa International Service AssociationInventors: Mondo Jacobs, Ajith Thekadath, Lidia Daldoss, David Henstock
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Publication number: 20200099518Abstract: A method and system are provided for transferring digital assets in a digital asset network. Network users can be centrally enrolled and screened for compliance. Standardized transfer processes and unique identifiers can provide a transparent and direct transfer process. Digital assets can include sufficient information for ensuring that a value will be provided, including one or more digital signatures, such that value can be made immediately available to recipients.Type: ApplicationFiled: November 22, 2019Publication date: March 26, 2020Inventors: Mondo Jacobs, Ajith Thekadath, Lidia Daldoss, David Henstock
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Publication number: 20190080309Abstract: Embodiments of the disclosure are directed to methods and systems for enabling generation and management of a secondary account. The secondary account may be generated in relation to a primary account, such that at least a portion of a transaction conducted using the secondary account may be charged to the primary account. In some embodiments, the secondary account may be associated with a number of protocols to be applied to a transaction. When a transaction is initiated using the secondary account, a service provider may consult an itinerary to dynamically generate a set of protocols which is relevant to the transaction based on a time period during which the transaction is initiated. In some embodiments, portions of the transaction may be split up and transmitted to different authorization entities for authorization.Type: ApplicationFiled: September 10, 2018Publication date: March 14, 2019Inventors: Kellie Goodwin, David Henstock
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Publication number: 20170237554Abstract: A method and system are provided for transferring digital assets in a digital asset network. Network users can be centrally enrolled and screened for compliance. Standardized transfer processes and unique identifiers can provide a transparent and direct transfer process. Digital assets can include sufficient information for ensuring that a value will be provided, including one or more digital signatures, such that value can be made immediately available to recipients.Type: ApplicationFiled: October 3, 2016Publication date: August 17, 2017Inventors: Mondo Jacobs, Ajith Thekadath, Lidia Daldoss, David Henstock