Abstract: A system comprising a plurality of mobile devices, an insurance policy database, and a server is disclosed. The server may be configured to receive barometric data from one or more sensors in each of the plurality of mobile devices, identify that the barometric data indicates an occurrence of at least one catastrophic event, identify a geographic region affected by the at least one catastrophic event, access the insurance policy database to determine a number of insurance policies in the geographic region, estimate a number of catastrophe resources needed to handle the number of insurance policies in the geographic region, and assign at least one of the catastrophe resources to each of the insurance policies in the geographic region.

Abstract: A sheet molding compound (SMC) is provided with superior conductivity properties based on the use of graphitics. A process for exfoliation of GnP and turbostratic carbon is also provided. By exfoliating the graphitics, a reduced amount of material can confer comparable properties relative to native GnPs or turbostratic carbon thereby reducing the amount of material usage, but also reducing negative effects to the base resin formulation through inclusion of these additives. Particular utility is found in thermoset resin molding to produce articles that are amenable to electrostatic coating and other surface treatments that rely on surface conductivity and especially in the realm of vehicle body parts.

Abstract: Systems, methods, apparatuses and computer-readable media for receiving data from one or more sensors associated with one or more home devices, such as appliances, home systems, etc. are presented. The data may be used to determine whether operation of the home device is within an acceptable range. If not, the user associated with the home device may receive an alert identifying a potential issue. One or more potential modifications to improve the home device may be identified and transmitted to the user. In some examples, an insurance incentive to implement the recommended modifications may also be transmitted to the user.

Abstract: A cured article includes a cured thermoset resin matrix defining an article surface. Hollow glass microspheroids are dispersed in the cured thermoset resin matrix. A low profile additive package is dispersed in the cured thermoset resin matrix. A plurality of carbon fiber bundles are present and wet by the cured thermoset resin matrix. The matrix formed from a prepolymer and styrenic monomer. A free radical initiator is provided to cure the thermoset resin matrix and having limited decomposition products with a boiling point of between 160-210° C.; wherein the article emits less than 250 parts per million (ppm) of volatiles as measured after heating to 185° C. at a rate of 14° C./min and held for 1 minute.

Abstract: Systems, methods, apparatuses and computer-readable media for receiving data from one or more sensors associated with one or more home devices, such as appliances, home systems, etc. are presented. The data may be used to determine whether operation of the home device is within an acceptable range. If not, the user associated with the home device may receive an alert identifying a potential issue. One or more potential modifications to improve the home device may be identified and transmitted to the user. In some examples, an insurance incentive to implement the recommended modifications may also be transmitted to the user.

Abstract: Systems, methods, apparatuses and computer-readable media for receiving data from one or more sensors associated with one or more home devices, such as appliances, home systems, etc. are presented. The data may be used to determine whether operation of the home device is within an acceptable range. If not, the user associated with the home device may receive an alert identifying a potential issue. One or more potential modifications to improve the home device may be identified and transmitted to the user. In some examples, an insurance incentive to implement the recommended modifications may also be transmitted to the user.

Abstract: A system comprising a plurality of mobile devices, an insurance policy database, and a server is disclosed. The server may be configured to receive barometric data from one or more sensors in each of the plurality of mobile devices, identify that the barometric data indicates an occurrence of at least one catastrophic event, identify a geographic region affected by the at least one catastrophic event, access the insurance policy database to determine a number of insurance policies in the geographic region, estimate a number of catastrophe resources needed to handle the number of insurance policies in the geographic region, and assign at least one of the catastrophe resources to each of the insurance policies in the geographic region.

Abstract: A process is provided to reclaim carbon fiber from a cured vinyl ester, crosslinked unsaturated polyester, or epoxy thermoset matrix. The composite pieces are added to a polyol solvent composition under to conditions to free more than 95% by weight of the carbon fiber from the composite. The freed carbon fibers are washed and dried to reclaim carbon fiber reusable to reinforce a polymer to form a new FRC article. Solvents are chosen that are low cost and low toxicity. Processing is further facilitated by techniques such as solvent pre-swell of the particles, microwave heating, and sonication to promote thermoset matrix digestion to free reinforcing carbon fibers.

Abstract: A monomer is provided for a thermoset molding compound. The monomer is also polymerized with conventional monomers to form thermoplastic polymers. Graphene oxide is used to chelate metal ions to form a graphene oxide chelate that is coupled to a monomer retaining an aliphatic unsaturation capable of free radical polymerization reaction. Inclusion of a metal ion chelated to the graphene oxide affords control over the conductivity of the resultant article. In some embodiments, the monomer is found polymerized into a resulting article proximal to the article surface.

Abstract: A sheet molding compound (SMC) is provided with superior conductivity properties based on the use of graphitics. A process for exfoliation of GnP and turbostratic carbon is also provided. By exfoliating the graphitics, a reduced amount of material can confer comparable properties relative to native GnPs or turbostratic carbon thereby reducing the amount of material usage, but also reducing negative effects to the base resin formulation through inclusion of these additives. Particular utility is found in thermoset resin molding to produce articles that are amenable to electrostatic coating and other surface treatments that rely on surface conductivity and especially in the realm of vehicle body parts.

Abstract: A monomer is provided for a thermoset molding compound. The monomer is also polymerized with conventional monomers to form thermoplastic polymers. Graphene oxide is used to chelate metal ions to form a graphene oxide chelate that is coupled to a monomer retaining an aliphatic unsaturation capable of free radical polymerization reaction. Inclusion of a metal ion chelated to the graphene oxide affords control over the conductivity of the resultant article. In some embodiments, the monomer is found polymerized into a resulting article proximal to the article surface.

Abstract: A process is provided to reclaim carbon fiber from a cured vinyl ester, crosslinked unsaturated polyester, or epoxy thermoset matrix. The composite pieces are added to a polyol solvent composition under to conditions to free more than 95% by weight of the carbon fiber from the composite. The freed carbon fibers are washed and dried to reclaim carbon fiber reusable to reinforce a polymer to form a new FRC article. Solvents are chosen that are low cost and low toxicity. Processing is further facilitated by techniques such as solvent pre-swell of the particles, microwave heating, and sonication to promote thermoset matrix digestion to free reinforcing carbon fibers.

Abstract: An apparatus for holding a cell phone or a mobile device in a vehicle that includes a phone enhancer and a cradle to hold the cell phone in the vehicle, a keypad wirelessly connected to the phone enhancer, and a phone enhancer application installed and operated on the cell phone. The keypad includes a Bluetooth connection for wireless connection of the keypad to the phone enhancer. The keypad receives one or more keypad instructions that include one or more of the following: answer the cell phone, hang up the cell phone, pause and play music from the cell phone, adjust the volume of a phone call on the cell phone, adjust the volume of the music on the cell phone, and dial a phone number for a phone call on the cell phone. The phone enhancer application determines a driver of the vehicle when multiple users are in the vehicle.

Abstract: The present invention discloses glycoxy silanes as a source of silica and silica precipitated by advantageous chemical reactions preferably beginning with biogenic silica. Alkoxy C—O—S1 are hydrolyzed in a controlled fashion to nucleate formation of nanoparticles of silica. The growth rate of the particles is controlled by various parameters such that particles of known sizes, size distributions, specific surface areas and pore sizes and size distributions are recovered.

Abstract: An apparatus for holding a cell phone or a mobile device in a vehicle that includes a cradle assembly configured to receive the cell phone or the mobile device and a speaker assembly. The cradle assembly includes a cradle base and a cradle attached to the cradle base, wherein the cradle base includes a power charger adapter connection and a USB connector connection. The speaker assembly connects to the cradle assembly and includes one or more speakers, wherein the speaker assembly includes a Bluetooth connection for wireless connection of the one or more speakers to the cell phone.

Abstract: The present invention discloses glycoxy silanes as a source of silica and silica precipitated by advantageous chemical reactions preferably beginning with biogenic silica. Alkoxy C—O—S1 are hydrolyzed in a controlled fashion to nucleate formation of nanoparticles of silica. The growth rate of the particles is controlled by various parameters such that particles of known sizes, size distributions, specific surface areas and pore sizes and size distributions are recovered.

Abstract: A method of producing alkoxysilanes and precipitated silicas from biogenic silicas is provided. In a first step, biogenically concentrated silica is mixed with a liquid polyol to obtain a mixture, and then the mixture is heated. In a second step, a base is added to obtain a reaction mixture. In a third step, the reaction mixture is filtered to remove the carbon enriched RHA or other undissolved biogenic silica and recover the solution of alkoxysilane and alcoholate. In a fourth step, alkoxysilane is purified by filtering, distilling, precipitating or extracting from the original reaction solution to precipitate various forms of silica. In a final step, residual base present in alkoxysilane is neutralized to eliminate the residual alkali metal base.

Abstract: A method of forming a silsesquioxane/Q/siloxane polymer or oligomer system used to form coatings or monoliths, includes the step of mixing silsesquioxane, siloxane and alkoxysilane components having structures as presented below in ratios as presented below with a soluble F? catalyst and water in a suitable solvent so that on stirring at temperatures of ?20° to approximately 100° C. all of the components dissolve producing a solution. A soluble oligomer is formed in equilibribum with single molecules with specific structures including [RSiO1.5]x[R?MeSiO]y[R?Me2SiOSiO1.5]z (where R?R? or R? or R1 or R2 as denoted below) and where x, y and z are mole fractions whose sum is equal to one.

Abstract: A method of forming a coating comprising the steps of dissolving an silsesquioxane (e.g., one that is primarily a cage compound with 8, 10, 12, 14 or related complete cages or with partially condensed cages containing primarily Si(O)4 units in the cage) in a solvent to form an silsesquioxane solution; introducing (e.g., dissolving) an additive in the solution (e.g., the additive being selected from a rare earth compound, an acid, an organic moiety, a precious metal or compound thereof, a transition metal compound, or any combination thereof, or any of their ionic constituents); and optionally mixing a diluent with the solution to form a coating that is applied to a substrate, wherein the resulting coating forms crosslinks between resulting pendant Si(OH)x groups and a substrate surface. The present invention also contemplates coatings and coated articles consistent with the present teachings.

Abstract: The present invention discloses glycoxy silanes as a source of silica and silica precipitated by advantageous chemical reactions preferably beginning with biogenic silica. Alkoxy C—O—S1 are hydrolyzed in a controlled fashion to nucleate formation of nanoparticles of silica. The growth rate of the particles is controlled by various parameters such that particles of known sizes, size distributions, specific surface areas and pore sizes and size distributions are recovered.