Abstract: A system and method of combining omics-based health management resources and tools for the prevention, management, recovery and protection components within a critical illness or life insurance or assurance product. The system and method are configured to construct an individualized life assurance product for managing a risk of cancer based on a user's medical and behavioral history and genomics and genetic testing based on their biological data. The individualized life assurance product provides users with a cancer prevention component, a cancer management component, a cancer recovery component, and a financial protection component accessible via the customer portal. The components allow the user to reduce risk or prevent disease, manage active disease, recover from disease, and provide financial protection in the event of disease or death.