Abstract: Systems and methods are provided for allowing a merchant to provide a consumer with a real-time, personalized offer to execute a consumer transaction in response to evaluating that consumer's credential information. The consumer provides the credential information while, or just before, the consumer selects items to purchase from the website. The credential information provided by the consumer can be a compilation of different information associated with the consumer and may take the form of a score. According to one embodiment of the present invention, a merchant receives credential information relating to a consumer, while the consumer is at that merchant's website. The merchant evaluates the credential information while the consumer remains at the website and makes a real-time personalized offer of goods, services or pricing based at least in part on that evaluation.

Abstract: Systems and methods are provided for allowing a merchant to provide a consumer with a real-time, personalized offer to execute a consumer transaction in response to evaluating that consumer's credential information. The consumer provides the credential information while, or just before, the consumer selects items to purchase from the website. The credential information provided by the consumer can be a compilation of different information associated with the consumer and may take the form of a score. According to one embodiment of the present invention, a merchant receives credential information relating to a consumer, while the consumer is at that merchant's website. The merchant evaluates the credential information while the consumer remains at the website and makes a real-time personalized offer of goods, services or pricing based at least in part on that evaluation.

Abstract: A system and method of selective advertising where an advertiser can decide whether or not to advertise to a certain user based on credential information submitted by that user. The user provides his or her credential information to a search engine and enters a search query. In response, the search engine evaluates the user's credential information and compares that information to criteria provided by advertisers that participate with that search engine. The search engine determine which advertisers have indicated a willingness to advertise to a user with the submitted credentials and selectively provides matching search results.

Abstract: Embodiments include a method comprising detecting addition of a new nonvolatile machine-readable medium to a data storage pool of nonvolatile machine-readable media. The method includes preventing from being performed a first operation of a file system that requires a first parameter that identifies a logical indication of a location within the nonvolatile machine-readable media for the file system, until logical indications of locations within the new nonvolatile machine-readable medium for the file system have been stored in the data storage pool. The method includes allowing to be performed, prior to logical indications of locations within the new nonvolatile machine-readable medium being stored in the data storage pool, a second operation of the file system that does not require a second parameter that identifies a logical indication of a location within the nonvolatile machine-readable media, wherein the second operation causes data to be written into the new nonvolatile machine-readable medium.

Abstract: Embodiments include a method comprising detecting addition of a new nonvolatile machine-readable medium to a data storage pool of nonvolatile machine-readable media. The method includes preventing from being performed a first operation of a file system that requires a first parameter that identifies a logical indication of a location within the nonvolatile machine-readable media for the file system, until logical indications of locations within the new nonvolatile machine-readable medium for the file system have been stored in the data storage pool. The method includes allowing to be performed, prior to logical indications of locations within the new nonvolatile machine-readable medium being stored in the data storage pool, a second operation of the file system that does not require a second parameter that identifies a logical indication of a location within the nonvolatile machine-readable media, wherein the second operation causes data to be written into the new nonvolatile machine-readable medium.

Abstract: The present invention provides a system and method for information and data aggregation and analysis which provides risk managers, benefits managers, brokers, insurers and other insurance professional to have access to information resources, knowledge management tools, and powerful analytical models needed to increase their value and productivity. In accordance with one embodiment of the invention, the system and method provided is designed for information and data aggregation that allows for the compilation of data for mining and categorization by a knowledge management system, which stores all retrieved information in accordance with categories provided by a categorization engine referred to as a Taxonomy module. A contextualization module configured to retrieve relevant information, based on various factors, including the user's profile, and the user's particular task. The system dynamically provides relevant information as the user interacts and conducts various tasks.