Patents by Inventor David K. Wurmfeld
David K. Wurmfeld has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 11823146Abstract: Systems and methods for initiating and/or facilitating a financial transaction in response to detecting and translating a spatial gesture may be provided. A payor transaction device may be capable of detecting, via a motion-detecting device, a payor spatial gesture corresponding to a payment gesture of one or more predetermined spatial gestures and, responsive to detecting the payor spatial gesture, receiving payee account information from a payee transaction device. The payor transaction device may also be capable of transmitting, to a payor computing device, transaction data comprising the payee account information and data indicative of the payor spatial gesture. The payor computing device may be capable of transmitting at least a portion of the transaction data to a financial service provider terminal to enable the financial service provider terminal to facilitate the requested transaction.Type: GrantFiled: December 10, 2021Date of Patent: November 21, 2023Assignee: CAPITAL ONE SERVICES, LLCInventors: David K. Wurmfeld, Tyler Sylvain Locke, Adam Koeppel
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Publication number: 20230325796Abstract: Systems and methods are provided for determining an emotion state for a user during an interaction with an automated teller machine. In some embodiments, the system may be configured to receive image data associated with a recorded interaction of a user with the interface. The system may be configured to receive interaction data indicative of a process associated with the interface. The system may be configured to apply image data processing to the image data to determine an emotion state for the user during the recorded interaction.Type: ApplicationFiled: June 16, 2023Publication date: October 12, 2023Applicant: CAPITAL ONE SERVICES, LLCInventor: David K. WURMFELD
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Patent number: 11715077Abstract: Computer implemented system and methods are provided for evaluating the effectiveness of personalized automated teller machines. In some embodiments, the system may include a camera, an automated teller machine comprising a user interface based on a user profile and at least one server geographically remote from the automated teller machine. The server may be configured to receive a recorded user interaction, receive transaction data, determine an emotion state, extract environmental data, determine a quality indicator for the recorded user interaction, update a user profile, and transmit to the automated teller machine the updated user profile.Type: GrantFiled: June 28, 2019Date of Patent: August 1, 2023Assignee: Capital One Services, LLCInventor: David K Wurmfeld
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Patent number: 11514769Abstract: The disclosed embodiments provide systems, methods, and articles of manufacture for detecting an intrusion of a product (e.g., an ATM) via an electronic tattletale. The disclosed embodiments may provide an ATM comprising a housing comprising an interior surface and a substance adhered to the interior surface, the substance comprising a piezoelectric element. The ATM may further comprise a detection circuit coupled to the substance, which may be configured to receive a first response signal generated by the substance and generate an indication of an intrusion into the housing, based on a comparison of the received first response signal to a predefined second response signal.Type: GrantFiled: November 20, 2020Date of Patent: November 29, 2022Assignee: Capital One Services, LLCInventors: David K. Wurmfeld, Jeff Pharr, Kevin Osborn
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Publication number: 20220101285Abstract: Systems and methods for initiating and/or facilitating a financial transaction in response to detecting and translating a spatial gesture may be provided. A payor transaction device may be capable of detecting, via a motion-detecting device, a payor spatial gesture corresponding to a payment gesture of one or more predetermined spatial gestures and, responsive to detecting the payor spatial gesture, receiving payee account information from a payee transaction device. The payor transaction device may also be capable of transmitting, to a payor computing device, transaction data comprising the payee account information and data indicative of the payor spatial gesture. The payor computing device may be capable of transmitting at least a portion of the transaction data to a financial service provider terminal to enable the financial service provider terminal to facilitate the requested transaction.Type: ApplicationFiled: December 10, 2021Publication date: March 31, 2022Inventors: David K. Wurmfeld, Tyler Sylvain Locke, Adam Koeppel
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Publication number: 20210097836Abstract: The disclosed embodiments provide systems, methods, and articles of manufacture for detecting an intrusion of a product (e.g., an ATM) via an electronic tattletale. The disclosed embodiments may provide an ATM comprising a housing comprising an interior surface and a substance adhered to the interior surface, the substance comprising a piezoelectric element. The ATM may further comprise a detection circuit coupled to the substance, which may be configured to receive a first response signal generated by the substance and generate an indication of an intrusion into the housing, based on a comparison of the received first response signal to a predefined second response signal.Type: ApplicationFiled: November 20, 2020Publication date: April 1, 2021Applicant: Capital One Services, LLCInventors: David K. WURMFELD, Jeff Pharr, Kevin Osborn
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Patent number: 10891840Abstract: The disclosed embodiments provide systems, methods, and articles of manufacture for detecting an intrusion of a product (e.g., an ATM) via an electronic tattletale. The disclosed embodiments may provide an ATM comprising a housing comprising an interior surface and a substance adhered to the interior surface, the substance comprising a piezoelectric element. The ATM may further comprise a detection circuit coupled to the substance, which may be configured to receive a first response signal generated by the substance and generate an indication of an intrusion into the housing, based on a comparison of the received first response signal to a predefined second response signal.Type: GrantFiled: October 7, 2019Date of Patent: January 12, 2021Assignee: Capital One Services, LLCInventors: David K. Wurmfeld, Jeff Pharr, Kevin Osborn
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Patent number: 10706396Abstract: Systems and methods for initiating and/or facilitating a financial transaction in response to detecting and translating a spatial gesture may be provided. A payor transaction device may be capable of detecting, via a motion-detecting device, a payor spatial gesture corresponding to a payment gesture of one or more predetermined spatial gestures and, responsive to detecting the payor spatial gesture, receiving payee account information from a payee transaction device. The payor transaction device may also be capable of transmitting, to a payor computing device, transaction data comprising the payee account information and data indicative of the payor spatial gesture. The payor computing device may be capable of transmitting at least a portion of the transaction data to a financial service provider terminal to enable the financial service provider terminal to facilitate the requested transaction.Type: GrantFiled: March 19, 2018Date of Patent: July 7, 2020Assignee: CAPITAL ONE SERVICES, LLCInventors: David K. Wurmfeld, Tyler Sylvain Locke, Adam Koeppel
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Publication number: 20200035079Abstract: The disclosed embodiments provide systems, methods, and articles of manufacture for detecting an intrusion of a product (e.g., an ATM) via an electronic tattletale. The disclosed embodiments may provide an ATM comprising a housing comprising an interior surface and a substance adhered to the interior surface, the substance comprising a piezoelectric element. The ATM may further comprise a detection circuit coupled to the substance, which may be configured to receive a first response signal generated by the substance and generate an indication of an intrusion into the housing, based on a comparison of the received first response signal to a predefined second response signal.Type: ApplicationFiled: October 7, 2019Publication date: January 30, 2020Applicant: Capital One Services, LLCInventors: David K. WURMFELD, Jeff PHARR, Kevin OSBORN
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Publication number: 20190318331Abstract: Computer implemented system and methods are provided for evaluating the effectiveness of personalized automated teller machines. In some embodiments, the system may include a camera, an automated teller machine comprising a user interface based on a user profile and at least one server geographically remote from the automated teller machine. The server may be configured to receive a recorded user interaction, receive transaction data, determine an emotion state, extract environmental data, determine a quality indicator for the recorded user interaction, update a user profile, and transmit to the automated teller machine the updated user profile.Type: ApplicationFiled: June 28, 2019Publication date: October 17, 2019Applicant: Capital One Services, LLCInventor: David K. WURMFELD
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Publication number: 20190304261Abstract: An apparatus for dispensing cash bills is provided. The apparatus may include a housing with an access port, a cash dispenser, and a cash cartridge removably mounted within the housing. The cash cartridge may be insertable and removable through the access port. The cash cartridge may also be adapted to store a plurality of bills for dispensing and removably coupled to the cash dispenser. The apparatus may communicate with a user exclusively through a first communication unit via an RF network and may include a second communication unit for communicating with a financial service provider via a VICTORY-standard network.Type: ApplicationFiled: March 27, 2018Publication date: October 3, 2019Inventors: David K. WURMFELD, James ZARAKAS, Adam R. KOEPPEL, Tyler LOCKE
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Publication number: 20190287083Abstract: Systems and methods for initiating and/or facilitating a financial transaction in response to detecting and translating a spatial gesture may be provided. A payor transaction device may be capable of detecting, via a motion-detecting device, a payor spatial gesture corresponding to a payment gesture of one or more predetermined spatial gestures and, responsive to detecting the payor spatial gesture, receiving payee account information from a payee transaction device. The payor transaction device may also be capable of transmitting, to a payor computing device, transaction data comprising the payee account information and data indicative of the payor spatial gesture. The payor computing device may be capable of transmitting at least a portion of the transaction data to a financial service provider terminal to enable the financial service provider terminal to facilitate the requested transaction.Type: ApplicationFiled: March 19, 2018Publication date: September 19, 2019Inventors: David K. Wurmfeld, Tyler Sylvain Locke, Adam Koeppel
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Publication number: 20190266867Abstract: The disclosed embodiments provide systems, methods, and articles of manufacture for detecting an intrusion of a product (e.g., an ATM) via an electronic tattletale. The disclosed embodiments may provide an ATM comprising a housing and a detection circuit coupled to the housing. The detection circuit may detect that an intrusion into the housing has occurred based on a change in an electrical property of the housing. The ATM may also include one or more memory devices and processors configured to execute the instructions to detect an intrusion based on a change in capacitance. Systems and methods are also disclosed for manufacturing an ATM. The systems and method may include applying a substance to the interior of a housing of an ATM and coupling a detection circuit to the substance, the detection circuit detecting an intrusion into the housing based on a change in capacitance.Type: ApplicationFiled: February 26, 2018Publication date: August 29, 2019Applicant: Capital One Services, LLCInventor: David K. WURMFELD
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Publication number: 20190266866Abstract: The disclosed embodiments provide systems, methods, and articles of manufacture for detecting an intrusion of a product (e.g., an ATM) via an electronic tattletale. The disclosed embodiments may provide an ATM comprising a housing and a detection circuit coupled to the housing. The detection circuit may detect that an intrusion into the housing has occurred based on a change in an electrical property of the housing. The ATM may also include one or more memory devices and processors configured to execute the instructions to detect an intrusion based on a change in capacitance. Systems and methods are also disclosed for manufacturing an ATM. The systems and method may include applying a substance to the interior of a housing of an ATM and coupling a detection circuit to the substance, the detection circuit detecting an intrusion into the housing based on a change in capacitance.Type: ApplicationFiled: February 23, 2018Publication date: August 29, 2019Applicant: Capital One Services, LLCInventor: David K. WURMFELD
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Patent number: 10339508Abstract: Computer implemented system and methods are provided for evaluating the effectiveness of personalized automated teller machines. In some embodiments, the system may include a camera, an automated teller machine comprising a user interface based on a user profile and at least one server geographically remote from the automated teller machine. The server may be configured to receive a recorded user interaction, receive transaction data, determine an emotion state, extract environmental data, determine a quality indicator for the recorded user interaction, update a user profile, and transmit to the automated teller machine the updated user profile.Type: GrantFiled: February 12, 2018Date of Patent: July 2, 2019Assignee: Capital One Services, LLCInventor: David K. Wurmfeld
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Patent number: 10076868Abstract: A method of producing an injection molding tool for molding an article includes producing a replica of the article using at least one of an additive manufacturing process, a solid freeform fabrication process, or a computer numerically controlled (CNC) process. A support block is configured to receive at least a portion of the replica and support the replica with at least one of an outer peripheral surface of the replica or an inner peripheral surface of the replica positioned at a spaced distance from a peripheral surface of the support block. The replica is supported inside the support block at the spaced distance, a ceramic resin material is introduced into the spaced distance and cured to form a ceramic shell insert, the insert is removed from the cavity, and the insert is positioned within the support block to form a part of a mold tool adapted for installation in a standard plastic injection molding machine.Type: GrantFiled: January 12, 2018Date of Patent: September 18, 2018Assignee: Capital One Services, LLCInventor: David K. Wurmfeld
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Patent number: 9902108Abstract: A method of producing an injection molding tool for molding an article includes producing a replica of the article using at least one of an additive manufacturing process, a solid freeform fabrication process, or a computer numerically controlled (CNC) process. A support block is configured to receive at least a portion of the replica of the article and support the replica with at least one of an outer peripheral surface of the replica or an inner peripheral surface of the replica positioned at a spaced distance from a peripheral surface of the support block. The replica is supported inside the support block at the spaced distance, a ceramic resin material is introduced into the spaced distance and cured to form a ceramic shell insert, the insert is removed from the cavity and sintered, and the insert is positioned within the support block to form a part of a mold tool adapted for installation in a standard plastic injection molding machine.Type: GrantFiled: August 31, 2017Date of Patent: February 27, 2018Assignee: CAPITAL ONE SERVICES, LLCInventor: David K. Wurmfeld
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Publication number: 20010035972Abstract: An adaptive interface for use in conjunction with a digital printing system identifies a user and, based on the user's identity, self-configures into a command-responsive display expressly tailored to the user. The interface displays those system resources most relevant to the particular user based on factors such as authorization level, prior usage patterns, position within an organization, whether the user has jobs pending, or any other characteristics relevant to system utilization. The user is free to directly control the resources presented in the user interface, e.g., by touching icons on the display corresponding to different selections.Type: ApplicationFiled: March 26, 2001Publication date: November 1, 2001Applicant: I-Data International, Inc.Inventor: David K. Wurmfeld