Patents by Inventor David Kelly Wurmfeld

David Kelly Wurmfeld has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11954166
    Abstract: In some implementations, a system may receive interaction data based on an interaction of a user with a terminal, wherein the interaction data indicates a location of the terminal. The system may determine a plurality of entities having a corresponding plurality of locations that are within a geographic area that includes the location of the terminal. The system may determine, based on the plurality of entities, one or more categories for categorizing a purpose associated with the interaction of the user with the terminal. The system may transmit, to a user device of the user, information that identifies the one or more categories. The system may receive, from the user device, information that identifies one or more user-specified categories of the one or more categories. The system may store, in the database, a record that includes the information that identifies the one or more user-specified categories.
    Type: Grant
    Filed: November 3, 2021
    Date of Patent: April 9, 2024
    Assignee: Capital One Services, LLC
    Inventors: David Kelly Wurmfeld, Kevin Osborn
  • Patent number: 11954668
    Abstract: A system includes a customer authentication system and an automatic teller machine (ATM). The ATM includes a display, one or more memory devices storing software instructions, and one or more processors configured to: execute the software instructions to perform operations to display an item on display; store information regarding the item; receive from a customer device captured information regarding the item; receive from the customer device identifying information of a customer; send the identifying information to the customer authentication system; compare the captured information with the information stored in the one or more memory devices; authenticate the customer device based on the comparison; and allow access to the customer account via the ATM after the authentication.
    Type: Grant
    Filed: June 16, 2022
    Date of Patent: April 9, 2024
    Assignee: Capital One Services, LLC
    Inventors: David Kelly Wurmfeld, Kevin Osborn
  • Publication number: 20240114032
    Abstract: A system may receive first level authentication data from a first user, authorize first level access to a secure device, and transmit a push notification including a second factor authentication key to a first user device responsive to first factor authentication data matching stored authentication data for the first user. The system may receive a wireless communication from the first user device attenuated by one or more beam attenuating materials to form a first attenuated beam profile. In response to a match of the first attenuated beam profile to a stored beam profile beyond a predetermined threshold, the system may associate the second factor authentication key as an authorized login credential for the first user. The system may receive the second factor authentication key from the first user and authorize the second factor authentication data to grant the first user second level access to the secure device.
    Type: Application
    Filed: December 13, 2023
    Publication date: April 4, 2024
    Inventor: David Kelly Wurmfeld
  • Publication number: 20240078533
    Abstract: In some embodiments, a near-field communication card may be provided with an NFC-field-strength visualization display and a transparent window through which the NFC-field-strength visualization display is visible. In some embodiments, a token (e.g., the NFC card) may be constructed to include an electromagnetic field visualization display, a radiofrequency communication antenna, and a first transparent region having a transparent surface through which the electromagnetic field visualization display is visible. In some embodiments, a first layer of a token may be provided, where the first layer includes an electromagnetic field visualization display and a radiofrequency communication antenna. A second layer of the token may be provided, where the second layer includes a first transparent region. The first and second layers may be bonded such that the electromagnetic field visualization display of the first layer is visible through the first transparent region of the second layer.
    Type: Application
    Filed: September 6, 2022
    Publication date: March 7, 2024
    Applicant: Capital One Services, LLC
    Inventors: Kevin OSBORN, David Kelly WURMFELD, Bryant YEE
  • Patent number: 11897016
    Abstract: A method for shaping a blank comprising a metal includes a step of loading die blank onto a first die, a step of bringing the first die and a second die together, a step of forming a seal around the blank, and a step of injecting a pressurized molten salt into a space in die blank to supply a hydraulic pressure to the blank.
    Type: Grant
    Filed: April 29, 2022
    Date of Patent: February 13, 2024
    Assignee: Capital One Services, LLC
    Inventor: David Kelly Wurmfeld
  • Publication number: 20240046246
    Abstract: A method may include generating, by a computing device, a first dynamic QR code comprising a plurality of QR code frames, each QR code frame transmitted at a first frequency, the plurality of QR code frames comprising non-viable QR code frame(s) and at least one viable QR code frame. The method may include displaying, by the computing device, the first dynamic QR code, the at least one viable QR code frame displayed at a first time. The method may include transmitting, by the computing device, a first pulse to a user device. The method may include capturing, by the user device at the first time and in response to receiving the first pulse, the at least one viable QR code frame. The method may include generating and displaying, by the user device, a second dynamic QR code, causing the computing device to complete a requested transaction.
    Type: Application
    Filed: October 6, 2023
    Publication date: February 8, 2024
    Inventor: David Kelly Wurmfeld
  • Publication number: 20240046247
    Abstract: A method may include generating, by a computing device, a first dynamic QR code comprising a plurality of QR code frames, each QR code frame transmitted at a first frequency, the plurality of QR code frames comprising non-viable QR code frame(s) and at least one viable QR code frame. The method may include displaying, by the computing device, the first dynamic QR code, the at least one viable QR code frame displayed at a first time. The method may include transmitting, by the computing device, a first pulse to a user device. The method may include capturing, by the user device at the first time and in response to receiving the first pulse, the at least one viable QR code frame. The method may include generating and displaying, by the user device, a second dynamic QR code, causing the computing device to complete a requested transaction.
    Type: Application
    Filed: October 20, 2023
    Publication date: February 8, 2024
    Inventor: David Kelly Wurmfeld
  • Patent number: 11876804
    Abstract: A system may receive first level authentication data from a first user, authorize first level access to a secure device, and transmit a push notification including a second factor authentication key to a first user device responsive to first factor authentication data matching stored authentication data for the first user. The system may receive a wireless communication from the first user device attenuated by one or more beam attenuating materials to form a first attenuated beam profile. In response to a match of the first attenuated beam profile to a stored beam profile beyond a predetermined threshold, the system may associate the second factor authentication key as an authorized login credential for the first user. The system may receive the second factor authentication key from the first user and authorize the second factor authentication data to grant the first user second level access to the secure device.
    Type: Grant
    Filed: July 21, 2021
    Date of Patent: January 16, 2024
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventor: David Kelly Wurmfeld
  • Publication number: 20230419298
    Abstract: Systems and methods for securely generating and printing documents are disclosed. For example, processor(s) of a computer system may receive information for the document from a computing device through a network, verify the information for the document, and upon verification, generate document generation data using at least a portion of the information for the document. The document generation data may include document metadata that enables generation of an image of the document and/or the image of the document. Upon the processor(s) verifying first authentication information of a first code associated with a printing device received from the computing device through the network and second authentication information of a second code associated with the computing device received from the printing device through the network, the processor(s) may transmit the document generation data to the printing device through the network, and cause the printing device to print the image of the document.
    Type: Application
    Filed: September 14, 2023
    Publication date: December 28, 2023
    Applicant: Capital One Services, LLC
    Inventors: Jade GARRETT, David Kelly WURMFELD, Michael LITTLEJOHN, Michael LOUIE, Michael CANAVATCHEL, Spencer CUTRELL, Steve FALETTI, Rex LACY, Alexander MEDEIROS
  • Publication number: 20230372566
    Abstract: An apparatus includes a bill feeder, a housing for holding a bill that is received from the bill feeder, sensors coupled to the housing, an ultraviolet (UV) lamp that emits ultraviolet light to illuminate a portion of the bill, a UV shutter to control a power of the ultraviolet light on the bill, a memory and a processor. The processor configured to determine at a property of the bill from a first output of a first sensor, to determine a bill contaminant on the bill from a second output from a second sensor, to retrieve a UV dose rate to be applied by the ultraviolet light needed to sterilize the bill based on the type of bill contaminant on the bill, the property of the bill, an illumination area or any combination thereof, and to apply the UV dose rate to the bill.
    Type: Application
    Filed: July 20, 2023
    Publication date: November 23, 2023
    Inventors: David Kelly Wurmfeld, Kevin Osborn
  • Patent number: 11823172
    Abstract: A method may include generating, by a computing device, a first dynamic QR code comprising a plurality of QR code frames, each QR code frame transmitted at a first frequency, the plurality of QR code frames comprising non-viable QR code frame(s) and at least one viable QR code frame. The method may include displaying, by the computing device, the first dynamic QR code, the at least one viable QR code frame displayed at a first time. The method may include transmitting, by the computing device, a first pulse to a user device. The method may include capturing, by the user device at the first time and in response to receiving the first pulse, the at least one viable QR code frame. The method may include generating and displaying, by the user device, a second dynamic QR code, causing the computing device to complete a requested transaction.
    Type: Grant
    Filed: January 13, 2023
    Date of Patent: November 21, 2023
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventor: David Kelly Wurmfeld
  • Patent number: 11823173
    Abstract: A method may include generating, by a computing device, a first dynamic QR code comprising a plurality of QR code frames, each QR code frame transmitted at a first frequency, the plurality of QR code frames comprising non-viable QR code frame(s) and at least one viable QR code frame. The method may include displaying, by the computing device, the first dynamic QR code, the at least one viable QR code frame displayed at a first time. The method may include transmitting, by the computing device, a first pulse to a user device. The method may include capturing, by the user device at the first time and in response to receiving the first pulse, the at least one viable QR code frame. The method may include generating and displaying, by the user device, a second dynamic QR code, causing the computing device to complete a requested transaction.
    Type: Grant
    Filed: January 19, 2023
    Date of Patent: November 21, 2023
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventor: David Kelly Wurmfeld
  • Patent number: 11816468
    Abstract: Disclosed herein are system, method, and computer program product embodiments a dual-core automated teller machine (ATM). The dual core ATM system and method includes two physical central processing units (“computing devices” or “cores”) that are configured to perform operations in coordination with peripheral devices. Peripheral devices of the dual-core ATM system can include a peripheral screen, such as a touch screen, a card reader, a PIN pad (e.g., an encrypted pin pad or “EPP”), a cash dispenser, and a cash deposit module. A peripheral switch can isolate one of the computing devices from the one or more peripheral devices and that can permit the other of the computing devices to control the one or more peripheral devices. By maintaining redundant hardware sets within the ATM enclosure, the system can avoid a necessary reboot or powering-off in the event of, for example, a software failure.
    Type: Grant
    Filed: June 7, 2021
    Date of Patent: November 14, 2023
    Assignee: Capital One Services, LLC
    Inventors: Stephen van Beek Faletti, Charleston Malkemus, David Kelly Wurmfeld
  • Publication number: 20230362013
    Abstract: In some embodiments, an authentication system may be configured to process one or more tokens that incorporates one or more tailored-wavelength-range coded patterns, codes represented within a steganographic image, or “overlapping” codes. As an example, such a token may include (i) one or more invisible-ink-printed patterns printed using infrared ink corresponding to different tailored wavelength ranges within the infrared light spectrum, (ii) one or more steganographic images in which invisible-ink-printed patterns are interweaved within the steganographic images, (iii) visible-ink-printed patterns and invisible-ink-printed patterns printed substantially within the visible ink portions of the visible-ink-printed patterns, or (iv) other features, where the invisible-ink-printed patterns correspond to one or more authentication codes or other data for token authentication.
    Type: Application
    Filed: May 3, 2022
    Publication date: November 9, 2023
    Applicant: Capital One Services, LLC
    Inventors: Kevin OSBORN, David Kelly WURMFELD
  • Publication number: 20230356539
    Abstract: In some embodiments, an authentication system may be configured to process one or more tokens that incorporates one or more tailored-wavelength-range coded patterns, codes represented within a steganographic image, or “overlapping” codes. As an example, such a token may include (i) one or more invisible-ink-printed patterns printed using infrared ink corresponding to different tailored wavelength ranges within the infrared light spectrum, (ii) one or more steganographic images in which invisible-ink-printed patterns are interweaved within the steganographic images, (iii) visible-ink-printed patterns and invisible-ink-printed patterns printed substantially within the visible ink portions of the visible-ink-printed patterns, or (iv) other features, where the invisible-ink-printed patterns correspond to one or more authentication codes or other data for token authentication.
    Type: Application
    Filed: May 3, 2022
    Publication date: November 9, 2023
    Applicant: Capital One Services, LLC
    Inventors: Kevin OSBORN, David Kelly WURMFELD
  • Publication number: 20230362012
    Abstract: In some embodiments, an authentication system may be configured to process one or more tokens that incorporates one or more tailored-wavelength-range coded patterns, codes represented within a steganographic image, or “overlapping” codes. As an example, such a token may include (i) one or more invisible-ink-printed patterns printed using infrared ink corresponding to different tailored wavelength ranges within the infrared light spectrum, (ii) one or more steganographic images in which invisible-ink-printed patterns are interweaved within the steganographic images, (iii) visible-ink-printed patterns and invisible-ink-printed patterns printed substantially within the visible ink portions of the visible-ink-printed patterns, or (iv) other features, where the invisible-ink-printed patterns correspond to one or more authentication codes or other data for token authentication.
    Type: Application
    Filed: May 3, 2022
    Publication date: November 9, 2023
    Applicant: Capital One Services, LLC
    Inventors: Kevin OSBORN, David Kelly WURMFELD
  • Patent number: 11797974
    Abstract: Systems and methods for securely generating and printing documents are disclosed. For example, processor(s) of a computer system may receive information for the document from a computing device through a network, verify the information for the document, and upon verification, generate document generation data using at least a portion of the information for the document. The document generation data may include document metadata that enables generation of an image of the document and/or the image of the document. Upon the processor(s) verifying first authentication information of a first code associated with a printing device received from the computing device through the network and second authentication information of a second code associated with the computing device received from the printing device through the network, the processor(s) may transmit the document generation data to the printing device through the network, and cause the printing device to print the image of the document.
    Type: Grant
    Filed: March 24, 2023
    Date of Patent: October 24, 2023
    Assignee: Capital One Services, LLC
    Inventors: Jade Garrett, David Kelly Wurmfeld, Michael Littlejohn, Michael Louie, Michael Canavatchel, Spencer Cutrell, Steve Faletti, Rex Lacy, Alexander Medeiros
  • Publication number: 20230334931
    Abstract: Disclosed herein are financial article handling devices comprising an external aperture connected to a rotary table. The rotary table can contain two or more financial article handling units disposed on the rotary table, each of which can be configured to form an interface with the external aperture. The financial article handling devices can receive an indication from a first financial article handling unit that the first financial article handling unit is no longer functional, disconnect the first financial article handling unit from the external aperture, and articulate the rotary table such that a second financial article handling unit is in communication with the external aperture.
    Type: Application
    Filed: June 23, 2023
    Publication date: October 19, 2023
    Inventors: David Kelly Wurmfeld, Michael Kidd
  • Publication number: 20230322510
    Abstract: Disclosed are methods and systems for dispensing a printed document from a printer machine with a dispensing device. For instance, a document being printed out from the printer machine may be monitored for, and a determination that a document is being printed out from the printer machine may be made based on the monitoring. The printed document may be engaged with an arm mechanism of the dispensing device, the printed document may be urged towards a slot of the dispensing device with the arm mechanism, and the printed document may be dispensed out of the slot with the arm mechanism.
    Type: Application
    Filed: November 21, 2022
    Publication date: October 12, 2023
    Applicant: Capital One Services, LLC
    Inventor: David Kelly WURMFELD
  • Publication number: 20230325838
    Abstract: Disclosed are methods and systems for validating instruments. For instance, a request to generate a cashier's check may be received from an application executing on a drawer's computing device. Request information may be stored within a data storage entry for the check, and a code to be printed on the check may be generated to include at least a portion of the request information. Instructions may be provided to a printing system to cause the check to be printed with the code, where the printed check is invalid. Instructions may be provided to the application and/or printing system to cause display of a prompt to facilitate a reading of the code to validate the check. When information within the code is read by and received from the printing system, the check may be validated, which triggers a transfer of funds from the drawer's account. Otherwise, the check may remain invalid.
    Type: Application
    Filed: April 10, 2023
    Publication date: October 12, 2023
    Applicant: Capital One Services, LLC
    Inventors: David Kelly WURMFELD, Kevin OSBORN