Abstract: A system and method for preparing and electronically delivering a statement, message, or file to a party. The method may comprise receiving from a party an electronic statement, message, or file, preparing a redacted statement, message, or file from the electronic statement, message, or file by redacting selected secured information from the electronic statement, message, or file, sending the redacted statement, message, or file electronically to the party, and preparing and outputting a reconstructed statement, message, or file at the party's computer by inserting the selected secured information into the redacted statement, message, or file. The act of preparing and outputting a reconstructed statement, message, or file may further comprise the act of inserting standard components into the redacted statement, message, or file to create a reconstructed statement, message, or file.

Abstract: A system and method for preparing and electronically delivering a bill to a billed party. The method may comprise receiving from a billing party an electronic bill file, preparing a redacted bill file from the electronic bill file by redacting selected secured billing information from the electronic bill file, sending the redacted bill file electronically to the billed party, and preparing and outputting a reconstructed bill at the billed party's computer by inserting the selected secured billing information into the redacted bill file. The act of preparing and outputting a reconstructed bill may further comprise the act of inserting standard bill components into the redacted bill file to create a reconstructed bill.