Patents by Inventor David Laster

David Laster has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • NAVIGATION LOGIC CONSTRUCT FOR USE IN FORMULATION OF A RETIREMENT OUTCOME FRAMEWORK
    Publication number: 20130325748
    Abstract: A method for navigating to one or more customized, goals-based retirement outcome solution(s) is provided. The method may include using a receiver to receive essential expense information from an investor. The method may further include using the receiver to receive income information from the investor. In addition to a receiver, the method may also use a processor. The method may include using the processor to calculate: Max(Essential expenses?income,0)=AES where (“AES”) represents the annual essential shortfall value (“AES”). The method may further include using the receiver to receive information corresponding to a lifetime real annuity rate. The method may also include using the processor to calculate: AES/lifetime real annuity rate=EG where (“EG”) represents an essential gap value.
    Type: Application
    Filed: May 31, 2012
    Publication date: December 5, 2013
    Applicant: BANK OF AMERICA
    Inventors: Anil Suri, David Laster, Nevenka Vrodoljak, Michael J. Liersch