Abstract: The present disclosure is directed to a system, method, and computer program for funding a payment card account from an external funding gateway just-in-time for a purchase. A payment card processing system maintains a payment card account for a user for funds from a third party funding source. Funds from the funding source are controlled by an external funding gateway. In order to approve a purchase authorization transaction, the payment card account must have a positive balance equal to or greater than the purchase amount. Funding requests are sent from the payment card processing system to the external funding gateway in response to receiving a purchase authorization request for the payment card, and, if the funding request is approved by the external funding gateway, the system credits to the payment card account with the funds just-in-time for approval of a purchase authorization request.

Abstract: The present disclosure is directed to a system, method, and computer program for funding a payment card account from an external funding gateway just-in-time for a purchase. A payment card processing system maintains a payment card account for a user for funds from a third party funding source. Funds from the funding source are controlled by an external funding gateway. In order to approve a purchase authorization transaction, the payment card account must have a positive balance equal to or greater than the purchase amount. Funding requests are sent from the payment card processing system to the external funding gateway in response to receiving a purchase authorization request for the payment card, and, if the funding request is approved by the external funding gateway, the system credits to the payment card account with the funds just-in-time for approval of a purchase authorization request.

Abstract: The present disclosure relates to a system, method, and computer program for securely transmitting and presenting payment card data in a web client. Payment card information is securely transmitted form a payment card server to a sandboxed container object on a webpage. The payment card sever is PCI compliant and independent of the webserver that provided the webpage to the web client. A sandboxed payment-card client, executing within the sandboxed container object on the web page, establishes a secure communication session with the payment-card sever. The payment-card server transmits payment card data to the sandboxed payment-card client, which displays the payment card data in the sandboxed container object (or in a plurality of sandboxed container objects). The website's webserver is bypassed in communications between the payment-card server and the sandboxed payment-card client.

Abstract: The present disclosure relates to a system, method, and computer program for securely transmitting and presenting payment card data in a web client. Payment card information is securely transmitted form a payment card server to a sandboxed container object on a webpage. The payment card sever is PCI compliant and independent of the webserver that provided the webpage to the web client. A sandboxed payment-card client, executing within the sandboxed container object on the web page, establishes a secure communication session with the payment-card sever. The payment-card server transmits payment card data to the sandboxed payment-card client, which displays the payment card data in the sandboxed container object (or in a plurality of sandboxed container objects). The website's webserver is bypassed in communications between the payment-card server and the sandboxed payment-card client.

Abstract: The disclosure is directed to a system, method, and computer program for dynamically identify a merchant associated with an authorization request for a payment card, wherein a merchant identifier in the authorization request is unrecognized. A plurality of unique signatures is created for each of a plurality of registered merchants, wherein the signatures for each registered merchant are based on values of merchant attributes associated with the registered merchant. In response to the system receiving an authorization request for a payment card that includes an unrecognized merchant identifier used to process authorization requests, a plurality of unique signatures is generated for the unrecognized merchant based on a combination of merchant attributes in the authorization request. A payment processing system then determines if the signatures match one of the signatures previously created for the registered merchants.

Abstract: The disclosure is directed to a system, method, and computer program for dynamically identify a merchant associated with an authorization request for a payment card, wherein a merchant identifier in the authorization request is unrecognized. A plurality of unique signatures is created for each of a plurality of registered merchants, wherein the signatures for each registered merchant are based on values of merchant attributes associated with the registered merchant. In response to the system receiving an authorization request for a payment card that includes an unrecognized merchant identifier used to process authorization requests, a plurality of unique signatures is generated for the unrecognized merchant based on a combination of merchant attributes in the authorization request. A payment processing system then determines if the signatures match one of the signatures previously created for the registered merchants.

Abstract: The disclosure is directed to a system, method, and computer program for dynamically identify a merchant associated with an authorization request for a payment card, wherein a merchant identifier in the authorization request is unrecognized. A plurality of unique signatures is created for each of a plurality of registered merchants, wherein the signatures for each registered merchant are based on values of merchant attributes associated with the registered merchant. In response to the system receiving an authorization request for a payment card that includes an unrecognized merchant identifier used to process authorization requests, a plurality of unique signatures is generated for the unrecognized merchant based on a combination of merchant attributes in the authorization request. A payment processing system then determines if the signatures match one of the signatures previously created for the registered merchants.