Abstract: An expert system for extracting data found within heterogeneous data sets and making corresponding inferences in order to infer target variable values is disclosed. In one example, the expert system breaks down electronic datasets of asset accounts and analyzes them to extract relevant variables and perform corresponding verification and validation. The expert system may, for example, be configured determine if direct deposit of salary is evidence of sufficient gross income to meet debt to income requirements in a loan application process.

Abstract: A system comprises a device including a memory with an automated collateral fraud and risk detection application installed thereon, wherein the application evaluates risk in an acquisition in support of end user decisions by accessing at least one database to retrieve documentation corresponding to the acquisition and secondary information corresponding to the documentation, the documentation and secondary information each including data fields; compares the documentation data fields with corresponding secondary information data fields to identify acquisition defects; applies risk heuristics on the acquisition defects to generate a probability estimation for each acquisition defect; and outputs a risk evaluation for the acquisition including a confidence metric based on an aggregation of the probability estimations.

Abstract: A system comprises a device including a memory with an automated collateral fraud and risk detection application installed thereon, wherein the application detects receives a plurality of sequential underwriting submissions, compares corresponding data fields of each sequential underwriting submission to identify whether the corresponding data fields include inconsistent information, and determines if the inconsistent information is indicative of the underwriting manipulation.

Abstract: A system comprises a device including a memory with a risk detection application installed thereon, wherein the risk detection application detects strategic defaulters by generating a rule set in response to receiving a search query, the rule set including a plurality of rules that respectively identify strategic default characteristics determined to correspond to a potential strategic default status, each of the plurality of rules having a corresponding weight; accessing a record in a database of loan information; applying the plurality of rules to determine whether the strategic default characteristics are respectively represented in the record; calculating a strategic defaulter score for the record using the corresponding weights for those of the plurality of rules that are determined to be represented in the record; and outputting the strategic defaulter score for the record.

Abstract: Fast curing perfluoroelastomer compositions are provided which comprise a perfluoroelastomer having a plurality of nitrile groups and a plurality of carboxyl-containing groups, carboxylate-containing groups, carboxamide groups, or mixtures thereof; and an organotin curing agent.