Abstract: Systems, apparatuses, methods discussed herein provide insurance for individuals who provide a ride hailing application to a mobile device configured to receive telematics data indicating an accident of the vehicle associated with the mobile device and to send metadata comprising an indication of interaction with the ride hailing application by the driver during the time of the accident as indicated by the telematics data. Based on the metadata, a period of use of the plurality of periods of use of the ride hailing application during which the accident occurred may be determined and a notification to the mobile device based on the determination that the driver was interacting with the ride hailing application may be sent to the mobile device. Further, one or more operational states of the ride hailing application or a device or system may be updated or altered based on the transmitted notification.