Patents by Inventor David Raynault

David Raynault has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11978065
    Abstract: Disclosed herein are systems and methods for managing transaction disputes. Techniques include accessing a transaction pattern model associated with a user account; detecting deviation of a transaction from the transaction pattern model; transmitting, based on the detected deviation, transaction data to a user device; receiving an input at the user device in response to the transmitted data; generating, based on the received input, dispute data; storing the dispute data; monitoring data extracts associated with the user account; detecting, based on the monitoring, a data extract indicating a posted state of a transaction associated with the dispute data; and updating the dispute data based on the data extract indicating the posted state.
    Type: Grant
    Filed: April 3, 2023
    Date of Patent: May 7, 2024
    Assignee: Fidelity Information Services, LLC
    Inventors: Jeffrey Paul Kubler, Shane Saunders, Joseph Fredric Sutthoff, Joe Leung, Lauren Morrison, Matthew Petersen, David Raynault, Philip J. Ponsaran
  • Publication number: 20230289824
    Abstract: Disclosed herein are systems and methods for managing transaction disputes. Techniques include accessing a transaction pattern model associated with a user account; detecting deviation of a transaction from the transaction pattern model; transmitting, based on the detected deviation, transaction data to a user device; receiving an input at the user device in response to the transmitted data; generating, based on the received input, dispute data; storing the dispute data; monitoring data extracts associated with the user account; detecting, based on the monitoring, a data extract indicating a posted state of a transaction associated with the dispute data; and updating the dispute data based on the data extract indicating the posted state.
    Type: Application
    Filed: April 3, 2023
    Publication date: September 14, 2023
    Applicant: Fidelity Information Services, LLC
    Inventors: Jeffrey Paul Kubler, Shane Saunders, Joseph Fredric Sutthoff, Joe Leung, Lauren Morrison, Matthew Petersen, David Raynault, Philip J. Ponsaran
  • Patent number: 11651378
    Abstract: Disclosed herein are systems and methods for managing transaction disputes. Techniques include accessing a transaction pattern model associated with a user account; detecting deviation of a transaction from the transaction pattern model; transmitting, based on the detected deviation, transaction data to a user device; receiving an input at the user device in response to the transmitted data; generating, based on the received input, dispute data; storing the dispute data; monitoring data extracts associated with the user account; detecting, based on the monitoring, a data extract indicating a posted state of a transaction associated with the dispute data; and updating the dispute data based on the data extract indicating the posted state.
    Type: Grant
    Filed: June 18, 2020
    Date of Patent: May 16, 2023
    Assignee: Fidelity Information Services, LLC
    Inventors: Jeffrey Paul Kubler, Shane Saunders, Joseph Fredric Sutthoff, Joe Leung, Lauren Morrison, Matthew Petersen, David Raynault, Philip J. Ponsaran
  • Publication number: 20210398142
    Abstract: Disclosed herein are systems and methods for managing transaction disputes. Techniques include accessing a transaction pattern model associated with a user account; detecting deviation of a transaction from the transaction pattern model; transmitting, based on the detected deviation, transaction data to a user device; receiving an input at the user device in response to the transmitted data; generating, based on the received input, dispute data; storing the dispute data; monitoring data extracts associated with the user account; detecting, based on the monitoring, a data extract indicating a posted state of a transaction associated with the dispute data; and updating the dispute data based on the data extract indicating the posted state.
    Type: Application
    Filed: June 18, 2020
    Publication date: December 23, 2021
    Applicant: Fidelity Information Services, LLC
    Inventors: Jeffrey Paul Kubler, Shane Saunders, Joseph Fredric Sutthoff, Joe Leung, Lauren Morrison, Matthew Petersen, David Raynault, Philip J. Ponsaran
  • Patent number: 5883801
    Abstract: The present invention provides an interpretive BIOS machine for controlling the cooking of food in a microwave oven or the conduct of a physical, chemical, or thermodynamic process stream wherein the microwave oven or process stream functionally operates by user independent commands. The interpretive BIOS machine is implemented by a microprocessor or computer having a memory for the storing of a program that contains the operating instruction for the present invention. Data is received into the interpretive BIOS machine from a data entry mechanism. That data is specific code that represents a plurality of desired cooking or process instructions selected by the user of the microwave oven or process stream. The present invention interprets the received data and transforms that data into time duration(s) and scaled power level(s) settings for the microwave oven or process stream. The present invention monitors and adjusts the work performed on a specimen disposed within the microwave oven or process stream.
    Type: Grant
    Filed: April 21, 1997
    Date of Patent: March 16, 1999
    Assignee: Microwave Science, LLC
    Inventors: Steven Jay Drucker, David Raynault, Victor Murphy