Patents by Inventor David Schroeder
David Schroeder has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
-
Patent number: 12380190Abstract: A remote signal-based method and system of performing an authentication of video of a person in order to authorize access to a secured resource. The system and method are configured to cause a visual and/or audio pattern to be displayed in a remote computing device while collecting image data from the same device. The image data is evaluated to determine whether the appropriate response from the person is present. If the response is present, the system determines the image is authentic and can verify an identity of the person, and can further be configured to automatically grant the person access to one or more services, features, or information for which he or she is authorized.Type: GrantFiled: August 31, 2022Date of Patent: August 5, 2025Assignee: United Services Automobile Association (USAA)Inventors: Ruthie D. Lyle, Snehal Desai, David Joaquin Harris, Eric David Schroeder, Jeffrey David Calusinski
-
Patent number: 12370966Abstract: A method and system of intelligently deploying protective structures along the sides of a vehicle in order to protect the vehicle from damage is disclosed. The vehicle includes two protective structures such as bumpers that are each stored in a retracted position during normal vehicle operations. The system receives data collected by sensors in the vehicle to determine whether an accident is likely. If the system determines there is a high likelihood that an accident will occur, one or both protective structures can be deployed from the sides of the vehicle to protect the body of the vehicle from damage.Type: GrantFiled: December 20, 2021Date of Patent: July 29, 2025Assignee: United Services Automobile Association (USAA)Inventors: Donnette L. Moncrief Brown, Robert Wiseman Simpson, Manfred Amann, Timothy Frank Davison, Snehal Desai, Michael J. Maciolek, Kelsey Anne O'Brien, Eric David Schroeder, Emily Margaret Gray, Justin Dax Haslam, Matthew Ryan Santacroce
-
Patent number: 12361472Abstract: An autonomous data container and methods of use are disclosed. The autonomous data container includes a data storage structure for storing financial transaction information. The autonomous data container also includes an artificially intelligent agent stored as code within the container. The artificially intelligent agent can run on a system storing the autonomous data container. The artificially intelligent agent can access transaction information in the data storage structure and make predictions and/or decisions on a consumer's behalf. The artificially intelligent agent can make new purchases on the consumer's behalf. The artificially intelligent agent can also provide fraud alerts for the consumer.Type: GrantFiled: May 8, 2024Date of Patent: July 15, 2025Assignee: United Services Automobile Association (USAA)Inventors: Michael J. Maciolek, Timothy Frank Davison, Donnette L. Moncrief Brown, Bryan J. Osterkamp, Kori Rochelle Newman, Brian Francisco Shipley, Eric David Schroeder, Robert Wiseman Simpson, Manfred Amann
-
Patent number: 12346974Abstract: A system may include a router that may receive a plurality of data packets from one or more devices that communicatively couples to the router. The system may also include at least one processor that identifies an identity of a device based on a data packet received by the router from the device, generate an insurance policy that includes the device in response to identifying the identity of the device, and sends a notification indicative of the insurance policy to a computing device in response to generating the insurance policy.Type: GrantFiled: February 8, 2024Date of Patent: July 1, 2025Assignee: United Services Automobile Association (USAA)Inventors: Emily Margaret Gray, Daniel Christopher Bitsis, Jr., Qunying Kou, Robert Wiseman Simpson, Manfred Amann, Donnette Moncrief Brown, Eric David Schroeder, Meredith Beveridge, Michael J. Maciolek, Bobby Lawrence Mohs, Brian F. Shipley, Justin Dax Haslam, Ashley Raine Philbrick
-
Patent number: 12345027Abstract: A warming device is disclosed. The warming device includes an interior void that is sized to accommodate an exterior plumbing fixture, like an outside faucet. The warming device includes a heating member that is automatically activated in response to a change in temperature. When activated, the heating member generates heat to help protect the exterior plumbing fixture from the elements.Type: GrantFiled: June 29, 2023Date of Patent: July 1, 2025Assignee: United Services Automobile Association (USAA)Inventors: Michael J. Maciolek, Manfred Amann, Donnette L. Moncrief Brown, Timothy Frank Davison, Snehal Desai, Nicole Ferretti, Rachel Michelle Ballew, Kelsey Anne O'Brien, Sayeef Rahim, Eric David Schroeder, Steven J. Schroeder, Joseph Michael Vesco, Justin Dax Haslam, Melissa Jane Porter
-
Patent number: 12315183Abstract: A system and method for detecting deviations in building structures over time is disclosed. The system and method use range images of buildings captured using range imaging cameras (for example, time-of-flight cameras) to construct 3D models with sufficient resolution to detect deviations in structures that may not be obvious from looking at only photographic images. The system can also use augmented reality to project parts of a 3D model over photographic images of a structure to facilitate easy inspection of the structure.Type: GrantFiled: May 8, 2023Date of Patent: May 27, 2025Assignee: United Services Automobile Association (USAA)Inventors: Nathan Lee Post, Carlos J P Chavez, Deborah Janette Schulz, Ashley Raine Philbrick, Eric David Schroeder, Gabriel Carlos Fernandez, Snehal Desai, Rachel Elizabeth Csabi, Ruthie D. Lyle, Courtney St. Martin
-
Patent number: 12289519Abstract: A package in which an onboard computing system and a plurality of sensor devices are embedded. The package includes a plurality of cameras that are positioned against sidewalls of the package in order to capture image data of the external environment. When the computing system determines the package has arrived at a predesignated set of coordinates corresponding to a target property for which an appraisal is to be performed, the cameras are activated and begin collecting image data. The image data is transmitted to a remote server which will store the image data for review by insurance personnel.Type: GrantFiled: March 30, 2023Date of Patent: April 29, 2025Assignee: United Services Automobile Association (USAA)Inventors: Michael J. Maciolek, Donnette L. Moncrief Brown, Manfred Amann, Timothy Frank Davison, Snehal Desai, Nicole Ferretti, Rachel Michelle Ballew, Chung Shing Sheldon Lee, Martin Lopez, Kelsey Anne O'Brien, Melissa Jane Porter, Sayeef Rahim, Eric David Schroeder, Steven J. Schroeder, Joseph Michael Vesco
-
Patent number: 12275842Abstract: Polylactide resin compositions that exhibit rapid hydrolysis rates and leave small amounts of residuals include a poly(meso-lactide) and a second polylactide. The polylactide resin compositions are useful in applications in which rapid hydrolysis is wanted under mildly to moderately elevated temperatures, such as in certain oil & gas well treatment applications.Type: GrantFiled: May 25, 2020Date of Patent: April 15, 2025Assignee: NatureWorks LLCInventors: James Russell Valentine, Joseph David Schroeder, Krag Ellis Anderson, Manuel A. W. Natal, Oliver J. Palardy
-
Patent number: 12271462Abstract: A remote signal-based method and system of performing an authentication of images of a person in order to permit access to a secured resource. The system and method are configured to cause a visual and/or haptic pattern response to occur in a secondary device while collecting image data from a different, primary device. The image data is evaluated to determine whether the appropriate pattern is present. If the pattern is present, the system determines the image is authentic and can verify an identity of the person, and can further be configured to automatically grant the person access to one or more services, features, or information for which he or she is authorized.Type: GrantFiled: August 31, 2022Date of Patent: April 8, 2025Assignee: United Services Automobile Association (USAA)Inventors: Ruthie D. Lyle, Snehal Desai, David Joaquin Harris, Eric David Schroeder, Jeffrey David Calusinski
-
Patent number: 12262695Abstract: Food supply may be tracked, authenticated, and evaluated by a variety of systems, processes, and techniques. In certain implementations, computer systems at various animal producers in the food supply chain (e.g., ranch and feedlot) may record and generate data regarding an animal (e.g., breed, age, location, hydration regimen, health history, etc.) and report this to a server system, which may process the data in an authenticated manner. Entities further down the chain (e.g., retailers) may access the server system to retrieve information about meat products and use this in sales efforts. Consumers may also retrieve information about meat products so that they may make informed buying decisions. Additionally, feedback may be provided to animal producers regarding the meat, which may encourage them to continue producing quality animals. Data may also be monetized, and a portion reinvested back to the food producer to assist in labor costs associated with system compliance.Type: GrantFiled: January 26, 2021Date of Patent: April 1, 2025Inventors: Ronald B Hicks, Sarah C Harkleroad, Austin Adams, David Schroeder
-
Patent number: 12264992Abstract: A system configured to monitor a condition of a fluid conduit includes a leak detection sensor assembly having a first electrical conductor and a second electrical conductor positioned on the fluid conduit. The system also includes one or more additional sensor assemblies positioned on the fluid conduit. The system further includes a controller configured to determine a presence of a leak along the fluid conduit in response to a resistance of a leak detection electrical circuit formed by the first electrical conductor and the second electrical conductor indicating that the leak detection electrical circuit is closed and data from the one or more additional sensor assemblies indicating the presence of the leak along the fluid conduit.Type: GrantFiled: September 29, 2022Date of Patent: April 1, 2025Assignee: United Services Automobile Association (USAA)Inventors: Eric David Schroeder, Ashley Raine Philbrick, Carlos J P Chavez, Manfred Amann, Donnette L. Moncrief Brown
-
Patent number: 12257464Abstract: A fire prevention system for a building. The fire protection system has an inlet duct having an interior end and an exterior end. An air handler is disposed at the interior end of the inlet duct to provide air from outside the building to the air handler. A flame arrester is located at the exterior end of the inlet duct to prevent burning embers from entering the inlet duct. The fire protection system also includes an interior duct system for distributing air from the air handler through the building. Distribution vents in the interior duct system allow flow of air from the interior duct system to the interior of the building to raise the pressure in the building above the outside pressure. Exhaust vents to allow flow of air out of the building. Also, a method for fire prevention for a building exposed to a fire.Type: GrantFiled: October 27, 2021Date of Patent: March 25, 2025Assignee: United Services Automobile Association (USAA)Inventors: Manfred Amann, Justin Dax Haslam, Ravi Durairaj, Matthew Ryan Santacroce, Snehal Desai, Eric David Schroeder, Donnette L. Moncrief Brown, Meredith Beveridge, Michael J. Maciolek, Robert Wiseman Simpson, Timothy Frank Davison
-
Patent number: 12259363Abstract: An acoustic apparatus and method of determining the composition of a floor, based on the filtered sound waves produced by vibrating the floor is disclosed. The apparatus includes a transducer for generating vibrations and/or sound, as well as microphones for detecting sounds. The apparatus may include two microphones so that ambient noise can be removed from an audio signal.Type: GrantFiled: October 26, 2023Date of Patent: March 25, 2025Assignee: United Services Automobile Association (USAA)Inventors: Eric David Schroeder, Donnette Moncrief Brown, Manfred Amann, Bobby Lawrence Mohs, Robert Wiseman Simpson, Meredith Beveridge Lecocke, Margaret Emily Gray
-
Patent number: 12259957Abstract: A remote audio signal-based method and system of performing an authentication of video of a person in order to authorize access to a secured resource. An audio security token with a first set of features is generated and stored for each user. During subsequent sessions, the system and method are configured to cause a remote computing device to play a specific audio signal while collecting audio data from a microphone of the same device. The audio data is evaluated to determine if the same features are present as in the first set of features. If the features are present, the system determines the image is authentic and can verify an identity of the person, and can further be configured to automatically grant the person access to one or more services, features, or information for which he or she is authorized.Type: GrantFiled: August 26, 2022Date of Patent: March 25, 2025Assignee: United Services Automobile Association (USAA)Inventors: Ruthie D. Lyle, Snehal Desai, David Joaquin Harris, Eric David Schroeder, Jeffrey David Calusinski
-
Patent number: 12250612Abstract: A method of determining a physical location for an address. The method includes receiving from a first global positioning system on a vehicle a first set of global positioning data indicative of a vehicle location. The method may also receive from a second global positioning system on a portable electronic device a second set of global positioning data indicative of a portable electronic device location. The method may also receive a set of location metadata associated with a picture. The method determines a residence location from the first set of global positioning data, the second set of global positioning data, or the set of location metadata. The method then associates the physical location to the address.Type: GrantFiled: April 10, 2024Date of Patent: March 11, 2025Assignee: United Services Automobile Association (USAA)Inventors: Emily Margaret Gray, Daniel Christopher Bitsis, Jr., Qunying Kou, Robert Wiseman Simpson, Manfred Amann, Donnette Moncrief Brown, Eric David Schroeder, Meredith Beveridge, Michael J. Maciolek, Bobby Lawrence Mohs, Brian F. Shipley, Justin Dax Haslam, Ashley Raine Philbrick
-
Publication number: 20250047106Abstract: A facility receives an indication of a rate of energy output sought from a production array of solar panels. The facility controls a power inverter to which the production array is connected to deliver to an electrical grid to which the power inverter is connected a rate of energy output that is based on the indicated rate of energy output.Type: ApplicationFiled: October 16, 2024Publication date: February 6, 2025Inventors: Dan SOWDER, David SCHROEDER
-
Patent number: 12184349Abstract: A system may include a processor. The processor may perform operations including receiving multiple light patterns from multiple wireless devices. The operations may also include determining a location for each of the multiple wireless devices based at least in part on the multiple light patterns. Moreover, the operations may include pairing a first wireless device of the multiple wireless devices to the processor based at least in part on the location for each of the multiple wireless devices.Type: GrantFiled: September 18, 2023Date of Patent: December 31, 2024Assignee: United Services Automobile Association (USAA)Inventors: Emily Margaret Gray, Daniel Christopher Bitsis, Jr., Robert Wiseman Simpson, Manfred Amann, Donnette Moncrief Brown, Eric David Schroeder, Meredith Beveridge, Michael J. Maciolek, Bobby Lawrence Mohs, Brian F Shipley, Justin Dax Haslam, Qunying Kou, Ashley Raine Philbrick
-
Patent number: 12184664Abstract: Techniques are described for managing a network through use of a security device that includes, or has access to, a blockchain node. The security device may manage a network of Internet-of-Things (IoT) devices in a home or other environment. The security device may act as an intermediary to manage secure, trusted communications between the IoT device(s) and external service(s). The security device may also provide network security features such as a network firewall. In some implementations, the security device may run a blockchain node, and the blockchain could be used to establish a verifiable home identity. The security device may interact with external resources and/or services, such as utility services, e-commerce services, and so forth, through this secure mechanism.Type: GrantFiled: June 6, 2023Date of Patent: December 31, 2024Assignee: United Services Automobile Association (USAA)Inventors: Ruthie D. Lyle, Bharat Prasad, Eric David Schroeder, Minya Liang, Thomas Bret Buckingham, Gabriel C. Fernandez
-
Patent number: 12169134Abstract: A tangible, non-transitory machine-readable medium includes machine-readable instructions that, when executed by one or more processors, cause the one or more processors to receive historical driver data indicative of one or more physiological parameters of one or more drivers during one or more prior driving trips, receive historical position data indicative of a respective position of a respective vehicle driven by the one or more drivers during the one or more prior driving trips, establish a correlation between the historical driver data and the historical position data, and identify one or more low-stress road segments using the correlation between the historical driver data and the historical position data.Type: GrantFiled: July 29, 2022Date of Patent: December 17, 2024Assignee: United Services Automobile Association (USAA)Inventors: Emily Margaret Gray, Daniel Christopher Bitsis, Jr., Qunying Kou, Robert Wiseman Simpson, Manfred Amann, Donnette Moncrief Brown, Eric David Schroeder, Meredith Beveridge Lecocke, Michael J. Maciolek, Bobby Lawrence Mohs, Brian F. Shipley, Justin Dax Haslam, Ashley Raine Philbrick
-
Patent number: 12154182Abstract: A central management system includes one or more processors configured to receive mapping data associated with a target property, identify, via machine learning, a geographic characteristic of interest specific to the target property, determine a modification of the geographic characteristic based on the mapping data, identify an impact of the modification to the target property, and provide an indication of the impact via a graphical user interface.Type: GrantFiled: May 25, 2022Date of Patent: November 26, 2024Assignee: United Services Automobile Association (USAA)Inventors: Ravi Durairaj, Rachel Michelle Ballew, Natalie Kay Helsen, Eric David Schroeder, Amber Nicole Sodikov, David Joaquin Harris