Abstract: A shirt for protecting the abdominal, rib, and kidney areas of a surfer is disclosed. The shirt is worn on the upper body of a user while surfing, in which the lower portion is constructed from a circumferential band of neoprene rubber extending between the waist and the chest of the user to provide cushioning for the rib and kidney areas of the user to help minimize pain, discomfort, and the effects of impact-related injury. The lower neoprene portion is attached via a sewn seam located below the chest to an upper portion, comprising the remainder of the shirt, which is constructed from a lightweight and flexible nylon and spandex fabric. The resulting garment gives the invention the combined qualities of cushioning for the intended critical areas, while ensuring unrestricted freedom of movement for the wearer.