Patents by Inventor David Scott Edmonds

David Scott Edmonds has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Same-day settlement of financial transactions
    Patent number: 8666888
    Abstract: A system and method to receive a financial transaction and transfer funds associated with the financial transaction into an account associated with an originator of the financial transaction to settle the financial transaction on the same day that the financial transaction is originated. The financial transaction may be one of a plurality of financial transactions and the financial transaction is identified as being eligible for same-day settlement using routing or transit numbers associated with an entity that receives the financial transaction.
    Type: Grant
    Filed: January 28, 2013
    Date of Patent: March 4, 2014
    Assignee: Capital One Financial Corporation
    Inventors: David Scott Edmonds, Stephen Ray Winston
  • Same-day settlement of financial transactions
    Patent number: 8364585
    Abstract: A system and method to receive a financial transaction and transfer funds associated with the financial transaction into an account associated with an originator of the financial transaction to settle the financial transaction on the same day that the financial transaction is originated. The financial transaction may be one of a plurality of financial transactions and the financial transaction is identified as being eligible for same-day settlement using routing or transit numbers associated with an entity that receives the financial transaction.
    Type: Grant
    Filed: November 1, 2006
    Date of Patent: January 29, 2013
    Assignee: Capital One Financial Corporation
    Inventors: David Scott Edmonds, Stephen Ray Winston