Abstract: Systems and methods to process communications received from a user are described herein. In one example, the system may include a communications handling module that receives communications from users and a routing decision engine that selects an agent to process the communication. In another example, the method may include, receiving a communication from a user, parsing their need from the communication, and processing the communication using the need and other needs. In a further example, the method may include anticipating a service or product that may be of interest to the user and servicing that during a single interaction with an agent, where the interaction was initiated by the user for another need.