Abstract: A system, apparatus, and method to identify incentives in multi-party interactions where such incentives are represented by specification value pairs and through the use of game theory, machine leaning, pattern identification and recognition and/or digital twins in any arrangement, misalignment of such specification value pairs may be identified and responded to in manner that can avoid and/or mitigate the impact of such misalignments on the interactions of those parties, including in pursuit of the reduction of fraud or other undesirable behaviors within at least one system.

Abstract: A smart card, including a card with EMV contacts, for determining a person's preferences and for providing services.

Abstract: A system for issuing a notification responsive to the occurrence of an event affecting a monitored person. The system has a monitoring device that determines occurrence of an event related to the health or safety of the person and produces a first signal when the event occurs. A first communications device issues a second signal upon receiving the first signal and a second communications device issues a notification signal upon receiving the second signal. The notification signal is issued to one or more entities and advises that an event has occurred. The first communications device has a shorter communications range than the second communications device. Also, the second communications device operating at a higher power level or a greater signal bandwidth than the first communications device.

Abstract: A system for issuing a notification responsive to the occurrence of an event affecting a monitored person. The system has a monitoring device that determines occurrence of an event related to the health or safety of the person and produces a first signal when the event occurs. A first communications device issues a second signal upon receiving the first signal and a second communications device issues a notification signal upon receiving the second signal. The notification signal is issued to one or more entities and advises that an event has occurred. The first communications device has a shorter communications range than the second communications device. Also, the second communications device operating at a higher power level or a greater signal bandwidth than the first communications device.

Abstract: A system for determining that a monitored person has fallen. The system includes sensors for measuring historic parameters that are indicative of a prior condition of the monitored person during a prior time interval, and for measuring current parameters that are indicative of a current condition of the monitored person. An analysis component determines statistical values based on the historic parameters, analyzes the current sensed parameter values relative to those statistical values, and determines whether the monitored person may fall or has fallen.

Abstract: A system for determining that a monitored person has experienced an event wherein the event is detrimental to the monitored person. The system comprises a first sensing component for producing a first sensed parameter value representative of a first sensed condition of the monitored person and a second sensing component activated responsive to the first sensed parameter value for producing a second sensed parameter value representative of a second sensed condition. A detecting component receives the first and second sensed parameter values for determining that the monitored person has experienced the event.

Abstract: A system for determining the occurrence of an event and for issuing notifications responsive the occurrence of the event. The system has a first component for storing reference parameters for use in determining occurrence of the event and a sensor for determining real-time parameters that may be indicative of the occurrence of the event. An analysis component analyzes the real-time parameters relative to the reference parameters. If the event is detected a communications component issues a notification to those effected by the event.

Abstract: A system for authenticating a first entity. The system comprises a storage component for storing a trained electronic-metric factor, a sensor for receiving an electronic-metric input from the first entity, an analysis component associated with a second entity for determining a first relationship between the trained electronic-metric factor and any electronic-metric input, and an authentication component for authenticating the first entity responsive to the first relationship.

Abstract: The present invention relates to a person's personal preferences. These personal preferences are detected or determining according to several different systems and methods and based on these preferences personal services are provided to the person. Certain embodiments of the invention utilize a “so-called” smart card, including a card with EMV contacts, for determining those preferences and/or for providing services.

Abstract: A system to authenticate an entity and/or select details relative to an action or a financial account using biometric, behavior-metric, electronic-metric and/or knowledge-metric inputs. These inputs may comprise gestures, facial expressions, body movements, voice prints, sound excerpts, etc. Features are extracted from the inputs and each feature converted to a risk score, which is then translated to a representative value, such as a letter or a number, i.e., a code or PIN that represents the input. For user authentication, the code is compared with a data base of legitimate/authenticated codes. In some embodiments a user selects specific information elements, such as an account or a payment amount using one or more of a biometric, a behavior-metric, an electronic-metric and/or a knowledge-metric input.

Abstract: An electronic wallet system that protects payment accounts, identification and other personal information found within a typical wallet with a secure electronic vault (first) device that can be part of a physical wallet, insert to a wallet, or in other embodiments, wearable/portable devices. A unique biometrically enabled multi-factor authentication process ensures only owners of the information can copy the information to the device or retrieve it thereafter. Authenticated users may then select payment, identification, medical or virtually any private information via touch display or voice command on the vault or on another (second) device that operates in conjunction with the vault. The second device comprises, for example, a programmable card with dynamic magnetic stripe, cell phone, or other wearable technology, that initiates and processes a payment and/or transfer of private information.

Abstract: A system for issuing a notification responsive to the occurrence of an event affecting a monitored person. The system has a monitoring device that determines occurrence of an event related to the health or safety of the person and produces a first signal when the event occurs. A first communications device issues a second signal upon receiving the first signal and a second communications device issues a notification signal upon receiving the second signal. The notification signal is issued to one or more entities and advises that an event has occurred. The first communications device has a shorter communications range than the second communications device. Also, the second communications device operating at a higher power level or a greater signal bandwidth than the first communications device.

Abstract: The present invention relates to a person's personal preferences. These personal preferences are detected or determining according to several different systems and methods and based on these preferences personal services are provided to the person. Certain embodiments of the invention utilize a “so-called” smart card, including a card with EMV contacts, for determining those preferences and/or for providing services.

Abstract: A method for determining a dynamic pairing code for use in exchanging information between a first and a second communications entity. At the at the first communications entity, determining a first authentication score associated with a first information exchange session between the first and second communications entities, determining a second authentication score associated with a second information exchange session between the first and second communications entities, (the second information exchange spaced apart in time from the first information exchange), combining the first and second authentication scores to create a cumulative risk analysis score, and responsive to the cumulative risk analysis score, generating a dynamic pairing code for use in governing exchange of information during subsequent communications between the first and second communications entities.

Abstract: A system for authenticating a first entity. The system comprises a storage component for storing a trained electronic-metric factor, a sensor for receiving an electronic-metric input from the first entity, an analysis component associated with a second entity for determining a first relationship between the trained electronic-metric factor and any electronic-metric input, and an authentication component for authenticating the first entity responsive to the first relationship.

Abstract: Systems and methods to authenticate a user using. Techniques for authenticating a user focus less on what the user enters, and more on how the user enters it. Different user specific factors are recognized, such as the speed with which a pattern, drawing or the like is produced, pressure applied, or the area of contact. In some embodiments, the user is able to produce the PIN using several different techniques. Some methods of the present invention utilize actions that the user is familiar with executing, or naturally performs on a regular basis. Furthermore, some methods of the present invention consist of embodiments wherein mathematical operations or device motions are used during the PIN authentication process.

Abstract: A system for providing information to a magnetic card reader. The system comprises an antenna (in one embodiment comprising a multi-purpose antenna or an antenna module) and a microprocessor for applying a differential signal to the antenna. The differential signal represents data stored in a memory segment of the microprocessor or in a memory connected to the microprocessor. The antenna transmits an alternating magnetic field representing the information the alternating magnetic field is responsive to the differential signal and received by the magnetic card reader.

Abstract: An antenna for generating an electromagnetic field. The antenna has a substrate and a contiguous core disposed on the substrate. A continuous winding encircles the core and the substrate extending in a longitudinal direction; a first gap is defined between adjacent turns of the winding. The turns segregated into a plurality of winding segments, each winding segment comprising a plurality of turns. A second gap is defined between adjacent winding segments, wherein the second gap is larger than the first gap. Numerical values for the various parameters of the antenna (e.g., number of turns, number of winding segments, length of the first gap, length of the second gap) are selected to create and propagate a signal having desired parameters.

Abstract: A system and device to add electronics to materials to form a smart wallet. An electronic wallet (also referred to as a smart wallet) stows and retrieves financial as well as personal information such as credit cards, debit cards, identification, coupons, and the like. Electrical features include techniques and elements for a user to interact with the smart wallet via an interface that governs interaction, for securing information in the smart wallet, and for charging a power source on a powered transaction card. Mechanical features of the electronic wallet include techniques for integrating electronics within wallets to add electronic wallet functionality. Several accessory styles are also disclosed.

Abstract: A system for authenticating a first entity. The system comprises a storage component for storing a trained electronic-metric factor, a sensor for receiving an electronic-metric input from the first entity, an analysis component associated with a second entity for determining a first relationship between the trained electronic-metric factor and any electronic-metric input, and an authentication component for authenticating the first entity responsive to the first relationship.