Patents by Inventor David Vela

David Vela has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20220129979
    Abstract: Methods and/or systems for a flexible loan application process for financing a vehicle may provide multiple user interface channels (which include both multiple manual and electronic user interface channels) via which the applicant may initiate, monitor, access, and/or close the loan, as the applicant desires. Further, for a single loan application, the applicant may only need to provide limited information at the outset. Subsequently, the flexible loan application process may provide multiple approved loan offers of varying loan amounts and/or loan terms based upon the limited applicant information received. The applicant may then select one or more of the offers to customize, within approved limits, to generate a vehicle loan that best suits his or her preferences without having to restart the entire loan application process.
    Type: Application
    Filed: January 7, 2022
    Publication date: April 28, 2022
    Inventors: Michael Dennis Albers, Amanda Leigh Eich, Alissa Jeannine Fesler, Melissa Meyers Holladay, Janis A. Humberd, Theresa E. Lommatsch, Heather Rae Lynch, Stacy Lynn Miller, Lori Mullen, David Vela, Louis C. Zayas
  • Publication number: 20220058729
    Abstract: Methods and/or systems for a flexible loan application process for financing a vehicle may provide multiple user interface channels (which include both multiple manual and electronic user interface channels) via which the applicant may initiate, monitor, access, and/or close the loan, as the applicant desires. Further, for a single loan application, the applicant may only need to provide limited information at the outset. Subsequently, the flexible loan application process may provide multiple approved loan offers of varying loan amounts and/or loan terms based upon the limited applicant information received. The applicant may then select one or more of the offers to customize, within approved limits, to generate a vehicle loan that best suits his or her preferences without having to restart the entire loan application process.
    Type: Application
    Filed: March 9, 2020
    Publication date: February 24, 2022
    Inventors: Michael Dennis Albers, Amanda Leigh Eich, Alissa Jeannine Fesler, Melissa Meyers Holladay, Janis A. Humberd, Theresa E. Lommatsch, Heather Rae Lynch, Stacy Lynn Miller, Lori Mullen, David Vela, Louis C. Zayas
  • Publication number: 20220058730
    Abstract: Methods and/or systems for a flexible loan application process for financing a vehicle may provide multiple user interface channels (which include both multiple manual and electronic user interface channels) via which the applicant may initiate, monitor, access, and/or close the loan, as the applicant desires. Further, for a single loan application, the applicant may only need to provide limited information at the outset. Subsequently, the flexible loan application process may provide multiple approved loan offers of varying loan amounts and/or loan terms based upon the limited applicant information received. The applicant may then select one or more of the offers to customize, within approved limits, to generate a vehicle loan that best suits his or her preferences without having to restart the entire loan application process.
    Type: Application
    Filed: March 9, 2020
    Publication date: February 24, 2022
    Inventors: Michael Dennis Albers, Amanda Leigh Eich, Alissa Jeannine Fesler, Melissa Meyers Holladay, Janis A. Humberd, Theresa E. Lommatsch, Heather Rae Lynch, Stacy Lynn Miller, Lori Mullen, David Vela, Louis C. Zayas
  • Patent number: 11105730
    Abstract: A system and method for monitoring or detecting a level of biofilm growth in a fluid system and controlling operating parameters of the fluid system based a measured level of growth. The monitoring system and method comprises a dye injection system for periodically injecting dye into a portion of fluid from the fluid system, passing the portion of fluid though a narrow lumen tube to achieve laminar flow and using a light source and optical sensor to detect a transmission or emission indicating a level of biofilm growth in the tube corresponding to a level of growth on components in the fluid system. Information based upon the measurements or calculations made by the monitoring system may be used to manually or automatically alter various operating parameters to control the fluid system and aid in maintaining stable operation of the fluid system within preferred specifications.
    Type: Grant
    Filed: February 21, 2020
    Date of Patent: August 31, 2021
    Assignee: NCH Corporation
    Inventors: David Vela, Adrian J. Denvir, Matthew C. Holloway
  • Publication number: 20200224240
    Abstract: A system and method for monitoring or detecting a level of biofilm growth in a fluid system and controlling operating parameters of the fluid system based a measured level of growth. The monitoring system and method comprises a dye injection system for periodically injecting dye into a portion of fluid from the fluid system, passing the portion of fluid though a narrow lumen tube to achieve laminar flow and using a light source and optical sensor to detect a transmission or emission indicating a level of biofilm growth in the tube corresponding to a level of growth on components in the fluid system. Information based upon the measurements or calculations made by the monitoring system may be used to manually or automatically alter various operating parameters to control the fluid system and aid in maintaining stable operation of the fluid system within preferred specifications.
    Type: Application
    Filed: February 21, 2020
    Publication date: July 16, 2020
    Inventors: David Vela, Adrian J. Denvir, Matthew C. Holloway
  • Publication number: 20150291993
    Abstract: A system and method for monitoring or detecting a level of biofilm growth in a fluid system and controlling operating parameters of the fluid system based a measured level of growth. The monitoring system and method comprises a dye injection system for periodically injecting dye into a portion of fluid from the fluid system, passing the portion of fluid though a narrow lumen tube to achieve laminar flow and using a light source and optical sensor to detect a transmission or emission indicating a level of biofilm growth in the tube corresponding to a level of growth on components in the fluid system. Information based upon the measurements or calculations made by the monitoring system may be used to manually or automatically alter various operating parameters to control the fluid system and aid in maintaining stable operation of the fluid system within preferred specifications.
    Type: Application
    Filed: April 8, 2015
    Publication date: October 15, 2015
    Inventors: David Vela, Adrian J. Denvir, Matthew C. Holloway