Patents by Inventor David Winner

David Winner has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 12762523
    Abstract: Systems and methods relate to an automated teller machine (ATM). The ATM includes a storage repository configured to store a non-monetary media and at least one processor and at least one memory coupled to the at least one processor. The memory has instructions thereon that when executed, cause the at least one processor to, in a first instance, receive, via an input device, a first user input from a user of the ATM regarding a transaction involving the non-monetary media. Additionally, responsive to receiving the first user input, the ATM receives, via at least one media aperture, non-monetary media for storing in the storage repository and provides, via an output device, an access credential associated with the transaction. In a second instance after the first instance, the ATM receives the access credential, validates the access credential, and provides the non-monetary media from the storage repository to the user.
    Type: Grant
    Filed: April 30, 2024
    Date of Patent: October 13, 2026
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Jonathan Baker, Kelly Bruno, Frank DiGangi, Nicolai J. Lesko, Stephen George Mueller, Heather Cobb Smith, Benjamin Taylor, David Winner
  • Publication number: 20250342476
    Abstract: Systems and methods relate to an automated teller machine (ATM) associated with a provider institution computer system. The ATM system includes a processor and a memory having instructions thereon that cause the processor to: receive, via an input device and in a first instance, a first user input from a user of the ATM regarding a first transaction; identify at least: one or more factors associated with the user, and user account data; in a second instance subsequent to the first instance, provide a second transaction including one or more products, the products determined based on at least the factors associated with the user and the user account data; and cause a graphical user interface (GUI) of the ATM to display the products. The ATM may also include a storage repository to store non-monetary media and a card preparation apparatus to convert the non-monetary media into a transaction media.
    Type: Application
    Filed: May 3, 2024
    Publication date: November 6, 2025
    Applicant: Wells Fargo Bank, N.A.
    Inventors: Jonathan Baker, Frank DiGangi, Nicolai J. Lesko, Stephen George Mueller, Heather Cobb Smith, David Winner
  • Publication number: 20250335890
    Abstract: Systems and methods relate to an automated teller machine (ATM). The ATM includes a storage repository configured to store a non-monetary media and at least one processor and at least one memory coupled to the at least one processor. The memory has instructions thereon that when executed, cause the at least one processor to, in a first instance, receive, via an input device, a first user input from a user of the ATM regarding a transaction involving the non-monetary media. Additionally, responsive to receiving the first user input, the ATM receives, via at least one media aperture, non-monetary media for storing in the storage repository and provides, via an output device, an access credential associated with the transaction. In a second instance after the first instance, the ATM receives the access credential, validates the access credential, and provides the non-monetary media from the storage repository to the user.
    Type: Application
    Filed: April 30, 2024
    Publication date: October 30, 2025
    Applicant: Wells Fargo Bank, N.A.
    Inventors: Jonathan Baker, Kelly Bruno, Frank DiGangi, Nicolai J. Lesko, Stephen George Mueller, Heather Cobb Smith, Benjamin Taylor, David Winner
  • Publication number: 20250335891
    Abstract: A computing system can include at least one processing circuit that can monitor a first plurality of interactions with a plurality of Automated Teller Machines (ATMs), detect a change from a first status of a first ATM of the plurality of ATMs to a second status of the first ATM, retrieve information corresponding to a second plurality of interactions with the first ATM, identify one or more profiles associated with respective interactions of the second plurality of interactions, determine a plurality of user devices enrolled in a subscription to receive status updates regarding the first ATM, and transmit a signal to the plurality of user devices to cause the plurality of user devices to display a user interface to identify the second status of the first ATM.
    Type: Application
    Filed: April 30, 2024
    Publication date: October 30, 2025
    Applicant: Wells Fargo Bank, N.A.
    Inventors: Jonathan Baker, Scott Best, Frank DiGangi, Nicolai J. Lesko, Stephen George Mueller, Frank C. Rivera, Benjamin Taylor, David Winner
  • Publication number: 20250335889
    Abstract: A computing system includes at least one one or more automated teller machines (ATMs) and at least one processing circuit. The at least one processing circuit is configured to train an artificial intelligence (AI) model to determine predicted transactions of a user using transaction data related to a plurality of transactions of the user with the one or more ATMs; receive data indicative of a location of a user device corresponding to the user; determine a corresponding location of an ATM of the one or more ATMs; determine a predicted transaction of the user at the ATM using the AI model; and transmit information corresponding to the predicted transaction to the user device including an interface element to cast the predicted transaction to the ATM. The ATM is configured to receive transaction data cast by the user device to the ATM and execute a transaction according to the transaction data.
    Type: Application
    Filed: April 26, 2024
    Publication date: October 30, 2025
    Applicant: Wells Fargo Bank, N.A.
    Inventors: Jonathan Baker, Frank DiGangi, Nicolai J. Lesko, Christian Mande, Stephen George Mueller, Heather Cobb Smith, David Winner