Patents by Inventor David Wurmfeld

David Wurmfeld has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 10474939
    Abstract: A dynamic transaction card that is manufactured using conductive plastic jumpers that will dissolve when in contact with a solvent used to tamper with the dynamic transaction card. Internal components of a dynamic transaction card may be manufactured using a synthetic or semi-synthetic organic material, such as, for example, plastics. These materials may be conductive to provide functionality to a dynamic transaction card, such as a connection between an integrated circuit and other card components such that when the materials dissolve, the connections are broken and the dynamic transaction card may be inactive due to the loss of various connections.
    Type: Grant
    Filed: April 4, 2018
    Date of Patent: November 12, 2019
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventors: David Wurmfeld, James Zarakas, Theodore Markson, Saleem Sangi, Tyler Locke, Kevin Kelly
  • Publication number: 20190333047
    Abstract: A dynamic transaction card and methods for providing improved security during transactions are described. The dynamic transaction card can attempt to connect wirelessly to a mobile device. The dynamic transaction card can then send a transaction request to a backend system, including whether the connection to the mobile device was successful. The backend system can then calculate a fraud score based on the connection response, among other things. The backend system may approve or deny the transaction request from the dynamic transaction card based on the fraud score.
    Type: Application
    Filed: July 10, 2019
    Publication date: October 31, 2019
    Inventors: James ZARAKAS, Theodore MARKSON, Adam KOEPPEL, Kevin P. KELLY, Brian BRIGGMAN, Saleem SANGI, David WURMFELD, Tyler LOCKE, Karla ESCALANTE
  • Patent number: 10462323
    Abstract: A laser printing system includes a laser configured to produce a beam of light modulated according to image data input to the laser printing system, a photoreceptor drum including a photoconductive layer disposed along an outer peripheral surface of the photoreceptor drum, and a non-mechanical beam steerer configured for receiving the modulated light beam from the laser and steering the light beam in a scanning motion back and forth across the photoconductive layer of the photoreceptor drum. The laser printing system also includes a printer controller configured to structure the image data input to the laser printing system, and control an amount of electrical current flowing through portions of the non-mechanical beam steerer to change an effective index of refraction of the non-mechanical beam steerer and steer the modulated light beam in the scanning motion.
    Type: Grant
    Filed: June 28, 2018
    Date of Patent: October 29, 2019
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventor: David Wurmfeld
  • Patent number: 10453052
    Abstract: A dynamic transaction card that includes a number of layers, each of which may be interconnected to one another. For example, a dynamic transaction card may include an outer layer, a potting layer, a sensor layer, a display layer (including, for example, LEDs, a dot matrix display, and the like), a microcontroller/microprocessor storing firmware, Java applets, Java applet integration, and the like, an EMV processor, an energy storage component, one or more antenna (e.g., Bluetooth antenna, NFC antenna, and the like), a power management component, a flexible printed circuit board (PCB), a chassis, and/or a card backing layer. A display layer may include enhanced features such as the use of display components as a barcode generator.
    Type: Grant
    Filed: April 16, 2018
    Date of Patent: October 22, 2019
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventors: David Wurmfeld, Tyler Locke
  • Patent number: 10445733
    Abstract: Disclosed embodiments describe a system for completing a transaction using an electronic transaction card by receiving, from a user device executing a software application, a selection of a first account function associated with a financial transaction; determining that the account function requires user verification; detecting, via a motion detection component, a motion pattern performed on the electronic transaction card by the user; authenticating an identity of the user, by the electronic transaction card, based on the detected motion pattern; and completing, by the user device, the financial transaction.
    Type: Grant
    Filed: August 6, 2018
    Date of Patent: October 15, 2019
    Assignee: Capital One Service, LLC
    Inventors: David Wurmfeld, Tyler Locke, James Zarakas, Adam Koeppel
  • Publication number: 20190311344
    Abstract: A secure method of real time money transferring between account holders utilizes Near Field Communication (NFC) technologies, dynamic transaction cards, and a mobile application to facilitate a seamless mobile transfer of funds. The dynamic transaction card of the customer requesting to make the transfer of funds may be placed in contact with the second recipient dynamic transaction card of the customer receiving the funds transfer to establish an NFC connection. The dynamic transaction card requesting the transfer may receive, via the NFC antenna on the card, the recipient customer account information stored on a passive NFC tag. The dynamic transaction card requesting the transfer may transmit the recipient account information to a mobile application, which may transmit the recipient account information to an account provider system for facilitating the funds transfer.
    Type: Application
    Filed: June 24, 2019
    Publication date: October 10, 2019
    Inventors: Tyler Locke, Kevin Kelly, David Wurmfeld
  • Publication number: 20190305426
    Abstract: Systems and methods are provided for providing vibration transduction and radio-frequency communication in proximity to an electrically conductive structure. The system may comprise an antenna element, an electrically conductive structure in proximity to the antenna element, and a vibration transducer comprising a material. The material may comprise a ferromagnetic material with piezoelectric properties. The vibration transducer may be positioned between the antenna element and the conductive structure.
    Type: Application
    Filed: January 31, 2019
    Publication date: October 3, 2019
    Applicant: Capital One Services, LLC
    Inventor: David WURMFELD
  • Publication number: 20190305427
    Abstract: Systems and methods are provided for providing vibration transduction and radio-frequency communication in proximity to an electrically conductive structure. The system may comprise an antenna element, an electrically conductive structure in proximity to the antenna element, and a vibration transducer comprising a material. The material may comprise a ferromagnetic material with piezoelectric properties. The vibration transducer may be positioned between the antenna element and the conductive structure.
    Type: Application
    Filed: January 31, 2019
    Publication date: October 3, 2019
    Applicant: Capital One Services, LLC
    Inventor: David WURMFELD
  • Publication number: 20190303917
    Abstract: A dynamic transaction card that includes a transaction card having a number of layers, each of which may be interconnected to one another. For example, a dynamic transaction card may include an outer layer, a potting layer, a sensor layer that may detect and identify a card free fall and/or subsequent impact, which may trigger a microcontroller to send a mobile notification to a cardholder notifying the user that the card has been dropped, and/or may disable or deactivate the card and/or a user account associated with the card, a display layer (including, for example, LEDs, a dot matrix display, and the like), a microcontroller storing firmware, Java applets, and the like, an EMV chip, an energy storage component, one or more antenna (e.g., Bluetooth antenna, NFC antenna, and the like), a power management component, a flexible printed circuit board (PCB), a chassis, and/or a card backing layer.
    Type: Application
    Filed: June 5, 2019
    Publication date: October 3, 2019
    Inventors: Tyler LOCKE, David WURMFELD, Adam KOEPPEL, Kevin KELLY, James Zarakas
  • Patent number: 10427892
    Abstract: A method of supplying mosaic tile to an automated mosaic tile setter includes automatically loading a variety of mosaic tiles selected from mosaic tiles of at least two different colors, textures, patterns, or other visual or tactile characteristics into a plurality of hoppers. The automatic loading includes controlling a first pick-and-place robot to pick each of the mosaic tiles from a source of the mosaic tiles and place each respective mosaic tile into a respective one of the plurality of hoppers based on one of a last-in, first-out basis, or a last-in, last-out basis, and a desired pattern of a mosaic tile arrangement for installation at a work site. Each respective one of the loaded mosaic tiles is picked from a hopper using a second pick-and-place robot and placed onto one of a plurality of sheets of underlayment material.
    Type: Grant
    Filed: March 1, 2019
    Date of Patent: October 1, 2019
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventors: David Wurmfeld, Kevin Osborn
  • Patent number: 10425129
    Abstract: Various embodiments are generally directed to techniques communicate in a cellular communication frequency range, detect a resonant signal in response to the communication in the cellular communication frequency range for cellular communication, the resonant signal to indicate presence of a contactless card. Embodiments also include enabling a near-field communication device to send a communication to the contactless card based on the detection of the resonant signal, the near-field communication device to communicate with the contactless card in a near-field communication frequency range.
    Type: Grant
    Filed: February 27, 2019
    Date of Patent: September 24, 2019
    Assignee: Capital One Services, LLC
    Inventors: Kevin Osborn, David Wurmfeld, Kevan Emmott
  • Patent number: 10410461
    Abstract: A dynamic transaction card with EuroPay-Mastercard-Visa (“EMV”) technology that includes an EMV interface connecting EMV contacts and an EMV processor to enable a multifunctional dynamic transaction card. A method of manufacturing a dynamic transaction card with an EMV interface connecting EMV contacts and an EMV processor. A dynamic transaction card with an EMV interface may be manufactured using a separate printed circuit board (PCB) layout with EMV contact patterns placed into the top surface of a molding to create the dynamic transaction card. The edges of the EMV contact patterns would be incorporated through holes, which are trimmed to scallops, to allow for surface mounting. The EMV interface may then include a connection between the EMV contact patterns and the EMV microprocessor such that the EMV microprocessor does not have to be placed directly beneath the EMV contact patterns.
    Type: Grant
    Filed: February 13, 2018
    Date of Patent: September 10, 2019
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventors: David Wurmfeld, Tyler Locke, Adam Koeppel
  • Patent number: 10402818
    Abstract: A dynamic transaction card that includes a transaction card having a number of layers, each of which may be interconnected to one another. For example, a dynamic transaction card may include an outer layer, a potting layer, a touch sensor layer, a display layer (including, for example, LEDs, a dot matrix display, and the like), a microcontroller storing firmware, Java applets, Java applet integration, and the like, an EMV chip, an energy storage component, one or more antenna (e.g., Bluetooth antenna, NFC antenna, and the like), a power management component, a flexible printed circuit board (PCB), a chassis, and/or a card backing layer.
    Type: Grant
    Filed: December 28, 2016
    Date of Patent: September 3, 2019
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventors: James Zarakas, Theodore Markson, Adam Koeppel, Kevin Kelly, Brian Briggman, Saleem Sangi, David Wurmfeld, Tyler Locke, Karla Escalante
  • Publication number: 20190266979
    Abstract: Systems and methods are disclosed for adjustable polarization in service-providing terminals. In some embodiments, a system is disclosed that includes a display, an input device, an adjustable polarization screen adjacent to the display, and a polarization adjuster. The system may further include a processor configured to execute instructions to perform operations comprising providing illumination to the adjustable polarization screen through the display, controlling, via the polarization adjuster, a polarization of the adjustable polarization screen to a first polarization, receiving, via the input device, a polarization selection input, and, based on the polarization selection input, adjusting, via the polarization adjuster, the polarization of the adjustable polarization screen from the first polarization to a second polarization.
    Type: Application
    Filed: May 7, 2019
    Publication date: August 29, 2019
    Applicant: Capital One Services, LLC
    Inventor: David WURMFELD
  • Patent number: 10380471
    Abstract: A dynamic transaction card including: a printed circuit board (PCB); a power source integrated with the PCB configured to receive power from a smart card terminal, the power source comprising a battery attached to at least one side of the PCB and a capacitor; a power conditioning circuit configured to control power to be stored in the power source; and a power management component connected to the power source, the power management component being configured to manage charging and discharging power to and from the power source.
    Type: Grant
    Filed: April 14, 2016
    Date of Patent: August 13, 2019
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventors: Tyler Locke, David Wurmfeld, James Zarakas, Adam Koeppel
  • Patent number: 10380581
    Abstract: A dynamic transaction card that includes a transaction card having a number of layers, each of which may be interconnected to one another. For example, a dynamic transaction card may include an outer layer, a potting layer, a touch sensor layer, a display layer (including, for example, LEDs, a dot matrix display, and the like), a microcontroller storing firmware, Java applets, Java applet integration, and the like, an EMV chip, an energy storage component, one or more antenna (e.g., Bluetooth antenna, NFC antenna, and the like), a power management component, a flexible printed circuit board (PCB), a chassis, and/or a card backing layer.
    Type: Grant
    Filed: December 30, 2016
    Date of Patent: August 13, 2019
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventors: James Zarakas, Theodore Markson, Adam Koeppel, Kevin Kelly, Brian Briggman, Saleem Sangi, David Wurmfeld, Tyler Locke, Karla Escalante
  • Publication number: 20190245391
    Abstract: Using inductive currents to wirelessly charge a device via a device connected to a power source. This inductive charging may result when a first mobile device recognizes a second mobile device via a wireless connection (e.g., Bluetooth, Bluetooth Low Energy (BLE), Near-Field Communication (NFC), or the like). An application stored on the first mobile device may recognize a second mobile device by transmitting an advertising packet when the first mobile device is connected to a power source. An advertising packet may be received by the second mobile device and the second mobile device may transmit a response to the advertising packet in order to generate a connection between the first and second mobile devices. The response may include data such as, connection strength, response time, connection preferences, and the like. Upon detection and connection, the second mobile device may be wireles sly charged by the first device via inductive charging.
    Type: Application
    Filed: April 18, 2019
    Publication date: August 8, 2019
    Inventors: Adam Koeppel, Tyler Locke, David Wurmfeld
  • Patent number: 10373146
    Abstract: A secure method of real time money transferring between account holders utilizes Near Field Communication (NFC) technologies, dynamic transaction cards, and a mobile application to facilitate a seamless mobile transfer of funds. The dynamic transaction card of the customer requesting to make the transfer of funds may be placed in contact with the second recipient dynamic transaction card of the customer receiving the funds transfer to establish an NFC connection. The dynamic transaction card requesting the transfer may receive, via the NFC antenna on the card, the recipient customer account information stored on a passive NFC tag. The dynamic transaction card requesting the transfer may transmit the recipient account information to a mobile application, which may transmit the recipient account information to an account provider system for facilitating the funds transfer.
    Type: Grant
    Filed: July 28, 2017
    Date of Patent: August 6, 2019
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventors: Tyler Locke, Kevin Kelly, David Wurmfeld
  • Publication number: 20190230810
    Abstract: A bracket for mounting a processor and a support structure for receiving bracket-supported processors for cluster computing are provided. In some embodiments, a bracket may be configured to receive a processor and fasten the processor to the bracket. The bracket may be configured to mount the processor to a support structure. The support structure may be configured to receive an array of brackets. The support structure may be configured to be stacked in combination with additional support structures.
    Type: Application
    Filed: March 29, 2019
    Publication date: July 25, 2019
    Applicant: Capital One Services, LLC
    Inventor: David WURMFELD
  • Patent number: 10360557
    Abstract: A dynamic transaction card that includes a transaction card having a number of layers, each of which may be interconnected to one another. For example, a dynamic transaction card may include an outer layer, a potting layer, a sensor layer that may detect and identify a card free fall and/or subsequent impact, which may trigger a microcontroller to send a mobile notification to a cardholder notifying the user that the card has been dropped, and/or may disable or deactivate the card and/or a user account associated with the card, a display layer (including, for example, LEDs, a dot matrix display, and the like), a microcontroller storing firmware, Java applets, Java applet integration, and the like, an EMV™ chip, an energy storage component, one or more antenna (e.g., Bluetooth™ antenna, NFC antenna, and the like), a power management component, a flexible printed circuit board (PCB), a chassis, and/or a card backing layer.
    Type: Grant
    Filed: December 30, 2016
    Date of Patent: July 23, 2019
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventors: Tyler Locke, James Zarakas, David Wurmfeld, Adam Koeppel, Kevin Kelly